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Home Bank Promotions

Best SoFi Sign Up Bonuses, Promotions Of August 2025

Tony Jay by Tony Jay
July 31, 2025 11:43 am CDT
in Bank Promotions, Cryptocurrency Promotions, Investing, Referral Promotions
142
Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

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Find the latest SoFi sign up bonuses for Checking & Savings, Personal Loans, Invest, and more. Maximize your earinngs with SoFi’s rewarding offers today.

Quick Takeaways

  • SoFi offers sign up bonuses for several products including:
    • SoFi Checking & Savings
    • SoFi Invest
    • SoFi Personal Loans
    • Student Loan Refinancing
    • And more (find them below)
  • The SoFi referral program provides additional opportunities to earn rewards.
  • SoFi Checking and Savings account offers competitive interest rates, no account fees, and access to a network of fee-free ATMs, making it an attractive option for streamlined, high-yield banking.
  • Initially focused on student loans, SoFi has expanded its services to cater to a broader financial market.
  • SoFi’s unique underwriting approach targets financially responsible individuals, offering more personalized financial products.
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Table of Contents

Introduction: Explore SoFi Sign Up Bonuses

Find updated SoFi sign up bonuses, promotions and offers from SoFi here. Offers are typically available for these products: SoFi Checking & Savings, SoFi Invest, Student Loan Refinancing and Personal Loans.

SoFi has a very popular referral program as well. Other referral opportunities here.

SoFi Technologies, Inc., commonly known as SoFi, is a San Francisco-based fintech company.

Initially, the firm operated an alumni-funded lending model, providing low-interest student loans funded by alumni and institutional investors.

However, as their services diversified, SoFi transitioned towards a non-traditional underwriting approach, specifically targeting financially responsible individuals.

READ MORE: SEE MORE CRYPTOCURRENCY PROMOTIONS HERE AND MORE INVESTING OFFERS HERE

Best SoFi Promotions

Sofi personal loan sign up bonus referral offer
Bank Promotions

SoFi Personal Loans Sign Up Bonus: Get $300 & Competitive Rates

April 30, 2025 12:37 am CDT

Have you ever wondered if there's a smarter way to manage your loans while getting rewarded in the process? Fnding...

Read more
SoFi student loan refinancing sign up bonus
Banking

SoFi Student Loan Refinancing Sign Up Bonus: Get $300 Offer & $300 Referrals

April 30, 2025 12:37 am CDT

re you feeling overwhelmed by your student loan debt? You're not alone. Many graduates find themselves strapped with high-interest rates,...

Read more
moneysmylife.com featured image banking
Bank Promotions

Sofi Student Loan Refinance Offer: $1,000 Bonus for Doctors & Dentists Through Referral

April 30, 2025 12:36 am CDT

SoFi is now offering a $1,000 referral bonus for doctors and dentists who refinance their student loans with the bank....

Read more
Moneysmylife Featured Image Investing
Bank Promotions

SoFi Active Investing Promotions: $25 Sign Up Bonus + $50 Referral

April 30, 2025 12:36 am CDT

SoFi Active Investing is a platform designed to empower both novice and experienced investors to take control of their financial...

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Moneysmylife Featured Image Investing
Deals

SoFi Invest Promotion: Extra 1% IRA Match (Up To Annual Contribution Limits)

April 30, 2025 12:34 am CDT

SoFi Invest offers a 2% match on contributions to active or automated IRAs up to annual limits, enabling users to...

Read more
sofi checking and savings
Bank Promotions

SoFi Checking & Savings Sign Up Bonus: Earn Up to $650 Via Referral, Swagbucks/Rakuten

August 19, 2024 1:27 pm CDT

Looking to boost your savings? Discover how opening a new SoFi Checking & Savings account can net you up to...

Read more
moneysmylife.com featured image banking
Bank Promotions

SoFi Checking & Savings Promotion: Sign Up Bonus Increased To $325 + Up To 4.60% APY

June 14, 2024 8:43 pm CDT

Earn up to $325 in bonuses and enjoy a high APY of up to 4.60% with SoFi Checking & Savings....

Read more
Investing

SoFi Invest: Transfer Your Investments to Earn Up to $10,000 Bonus

April 19, 2024 12:49 pm CDT

Discover how transferring your investment accounts to SoFi Invest can earn you a bonus from $100 to $10,000. Offer valid...

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Moneysmylife Featured Image Investing
Deals

SoFi Invest Promotion: $200 Welcome Bonus With Swagbucks Or $175 Rakuten

November 25, 2023 4:26 pm CST

You can earn up to $275 with a referral link, $200 through Swagbucks, and/or $175 with Rakuen. The offers may...

Read more
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Bank Promotions

SoFi Plus Promotion: Up To $250 Bonus + Up To 4.60% APY

October 24, 2023 12:00 am CDT

The new SoFi Plus premium membership earns interest and cash back rewards. Earn up to $250 cash for enrolling in...

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Deals

Swagbucks Deal: Get $10 Rewards + 750 SB (Worth $7.50) When Sign Up For Credit Insights From SoFi Relay

March 26, 2023 1:26 pm CDT

Earn 1,000 Swagbucks (worth $10) plus $10 in rewards from SoFi when you sign up for Credit Insights from SoFi...

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Sofi-credit-card-promotions
Credit Cards

SoFi Credit Card Up To $250 Bonus & 3% Cash Back

January 19, 2023 3:55 am CST

Get up to a $250 bonus with this offer for the SoFi credit card. The card also earns up to...

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About SoFi

Key points about SoFi’s services:

  • Offering a variety of financial products through mobile app and desktop platforms.
  • Expanding beyond student loans to offer personal loans, home loans, and refinancing services.
  • Transitioning from an alumni-funded model to a non-traditional underwriting approach.

READ MORE: GET THE $200 BONUS FROM CHASE BEFORE IT ENDS

SoFi Investment Services

Investment services were introduced in 2018 under the SoFi Invest platform, which used to be known as SoFi Wealth.

This platform offers commission-free trades of stocks and ETFs. As of December 2021, SoFi Wealth, LLC managed $523 million in assets and offered several types of IRA retirement accounts.

Key points about SoFi’s investment services:

  • Launched SoFi Invest platform in 2018, featuring commission-free trades of stocks and ETFs.
  • As of December 2021, SoFi Wealth, LLC managed assets worth $523 million.
  • Offers traditional, Roth, and SEP IRA retirement accounts.

READ MORE: BMO IS OFFERING A BIG WELCOME OFFER FOR A LIMITED TIME

SoFi Cryptocurrency Services

In 2019, SoFi collaborated with Coinbase to facilitate cryptocurrency trading, which includes Bitcoin, Ethereum, Litecoin, and over 17 other crypto assets. These services, however, come with transaction fees.

Key points about SoFi’s crypto services:

  • Launched cryptocurrency trading in partnership with Coinbase in 2019.
  • Supports trading for Bitcoin, Ethereum, Litecoin, and 17+ other crypto assets.
  • Crypto transactions are among the few SoFi services that involve fees.

READ MORE: GET UP TO $3,000 WITH CHASE PRIVATE CLIENT WHILE THIS OFFER LASTS

SoFi Banking

SoFi provides banking services, including cash management accounts that are insured by FDIC through partner banks.

In 2020, SoFi partnered with Samsung Pay to launch Samsung Money by SoFi, an online checking/savings account.

SoFi also launched its first-ever credit card in late 2020 and introduced SoFi Money under SoFi Bank in 2022.

Summary of SoFi’s banking services:

  • Offers FDIC-insured cash management accounts through partnerships with banks like MetaBank, Hills Bank and Trust Company, EagleBank, etc.
  • Launched Samsung Money by SoFi in partnership with Samsung Pay in July 2020.
  • Released their first credit card in late 2020 to promote healthy financial habits.
  • Launched SoFi Money, a checking and savings account under SoFi Bank, in 2022.
READ MORE: GET THE BEST M1 FINANCE INVESTING AND BANKING OFFERS

SoFi’s Additional Services

Additionally, SoFi provides a free credit score monitoring and budgeting tool called SoFi Relay.

Furthermore, in partnership with third-party companies such as Lemonade, Inc., SoFi offers insurance options.

READ MORE: GET THE LATEST BANK PROMOTIONS HERE

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Tony Jay

Tony Jay

Hey there! I'm Tony, a personal finance enthusiast.

If you're looking to maximize your savings, I've got you covered. From exclusive banking promotions and investing bonuses, to exciting credit card offers, I'll keep you in the loop on the hottest deals in town.

Join me here at MoneysMyLife and let's embark on this adventure together. Contact me here.

Comments 142

  1. Stephan says:
    2 years ago

    SOFI is awesome!!! Please use my referral link and you’ll get a $25 bonus when you open an account and deposit $10; funds must settle within 14 days. You will also get up to $250 when you set up direct deposit!!!

    https://www.sofi.com/invite/money?gcp=8d412950-ff33-4346-adc4-09020d08ec4e&isAliasGcp=false

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  2. Jennifer says:
    4 years ago

    Download the app and register for SoFi money using my link and get $15 no deposit required ! Redeemable immediately

    https://sofi.app.link/S7JeZnt5lkb

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    Reply
    • Maka says:
      3 years ago

      Hi! Join me in using the SoFi Credit Card. Use my link to apply. If you’re approved, we’ll both earn a referral bonus! https://www.sofi.com/invite/credit-card?gcp=64071d9a-74a9-4465-b473-fdb8b0be8944&isAliasGcp=false

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      Reply
  3. Shawn says:
    4 years ago

    Lots of options with SoFi and fast transfers. The app is also very easy to use and they give rewards points just for using the app everyday!
    Use my referral for a free $25 bonus:
    https://www.sofi.com/invite/invest?gcp=a4c7fdb9-13b7-45c2-9d5d-71e7f5c5fd2e

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    Reply
  4. Marcos says:
    4 years ago

    Hi! Join me in using the new SoFi Credit Card! Use my link to apply and if you get approved you will get 4% cash back on all eligible card purchases for 30 days. https://www.sofi.com/invite/credit-card?gcp=6f63db72-32bf-460a-a466-30e4bb49fd6c

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  5. ReferralsFirst says:
    4 years ago

    SoFi App – Download the app and sign up using my referral, and you’ll receive 1,000 rewards points instantly, which you can redeem for $10 to your SoFi account. Only an email address and basic info is needed to sign up. Available for both Android and iOS. My signup link and info here: https://www.buymeacoffee.com/johnmego/sofi-app-download-app-get-instant-10-1-000-rewards-points

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  6. Bobby says:
    4 years ago

    Get $10 (1000 points) when you download the app/sign up with my link. (mobile app only)

    https://sofi.app.link/rsR3DUQhpib

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  7. rick says:
    4 years ago

    Use my link to sign up and you’ll get 1,000 rewards points ($10)

    https://sofi.app.link/rsR3DUQhpib

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    Reply
  8. Shakira says:
    4 years ago

    Hi! Join me on SoFi Money. You can save, spend, and earn interest—all in one account. Use my link to sign up and you’ll get a $25 bonus. https://www.sofi.com/invite/money?gcp=6fe6ea9a-56da-43ab-8079-2a81ec119a0d

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  9. Churnoso says:
    4 years ago

    Sofi Money , just fund with $500 and we both get $50. Let me know if you have any questions

    https://www.sofi.com/invite/money?gcp=4639242f-d132-4409-9fa6-e9f71b3ba763

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    Reply
  10. Churnoso says:
    4 years ago

    Sofi Money , just fund with $500 and we both get $50. Let me know if you have any questions

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    Reply
  11. Sonny says:
    4 years ago

    SoFi Money

    Save, spend, and earn interest—all in one account

    Use my link to sign up and you’ll get a $50 bonus.

    https://www.sofi.com/invite/money?gcp=a7daf763-1779-4fc6-8095-5da2304d37c6

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    Reply
  12. Christian m says:
    4 years ago

    my referral link for 1000 sofi reward points on the sofi mobile app (for ios/android)-

    https://sofi.app.link/kE4ia03Ymhb

    Signing up for this link gives you 1000 sofi reward points (and the same to me) which can be redeem for $10 and transferred via ach or spent through virtual card provided by sofi.

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    Reply
  13. John says:
    4 years ago

    Hey! I’m using SoFi Invest to buy and sell stocks (and pieces of stocks) with zero fees. Open an Active Investing account with $5,000 or more, and you’ll get $50 in stock. I’ll get $50 in stock, too! Use my link: https://www.sofi.com/share/invest/2871330

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    Reply
  14. ZJ says:
    4 years ago

    Hi! Join me on SoFi Money. You can save, spend, and earn interest—all in one account. Use my link to sign up and you’ll get a $50 bonus. https://www.sofi.com/invite/money?gcp=8bc72a16-d182-42b1-b829-9c6e06776e62

    Loading...
    Reply
  15. Sonno Miao says:
    5 years ago

    Hi! Join me on SoFi Money. You can save, spend, and earn interest—all in one account. Use my link to sign up and you’ll get a $50 bonus. https://www.sofi.com/invite/money?gcp=6c8cd405-748a-44c4-98dd-855de74eac92

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    Reply
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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