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Home Banking

Wells Fargo Savings Account Rate Offers

Tony Jay by Tony Jay
March 29, 2023 4:12 pm CDT
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Wells Fargo customers can choose between two savings accounts, but there aren’t many differences between them.

In line with other big banks, the yields on both accounts are low.

A Wells Fargo Platinum Savings account with a balance of at least $100,000 does give higher returns than the average large brick-and-mortar bank. But online banks still offer much better rates of return.

Wells Fargo has more than 4,700 branches, making it the second-largest bank in the United States after Chase.

While their savings rates aren’t great, they do offer sign up bonuses very often for their checking accounts.

Read more: Best Wells Fargo Bank Bonuses, Promotions…

See Posts History below for more offers from Wells Fargo.

Wells Fargo Bank Savings Account Rates

Wells Fargo has two standard savings accounts: the Wells Fargo Way2Save Savings account and the Platinum Savings account, which has some extra perks.

You can get the Relationship Interest Rate with the Platinum Savings account when it’s linked to an eligible checking account.

To receive the disclosed Relationship Interest Rate/Relationship APY, the eligible account must remain linked to a Prime Checking, Premier Checking or Private Bank Interest Checking account.

Here are the rates at the time of this writing:

Account nameInterest rateStandard APYMinimum deposit for APY
Way2Save Savings0.15%0.15%$25
Platinum Savings0.25%0.25%$25
Platinum Savings (Relationship Rate)1.00%1.01%$100,000
Note: Annual percentage yields (APYs) shown are as of Mar. 30, 2023, and may vary by region for some products.

Wells Fargo Savings Rates Compared To Top Nationwide Rates

Wells Fargo’s savings account rates are much lower than what you can get at the best online banks.

Wells Fargo is a big, well-known bank, but many other banks have better rates for saving money.

Some of the best rates are at online-only banks like CIT Bank, Quontic Bank and Axos Bank. Cash management accounts (provided by investing and other non-bank financial institutions) are starting to offer competitive rates as well.

A higher APY can help you save money faster and reach your goals sooner. When there are other options that pay much more, it can be hard to justify putting your savings in an account that only pays 0.01 percent APY.

Take a looks at these tops rates below:

Moneysmylife Featured Image Bank Banking Offers

Quontic Bank High Yield Savings Account Earns 4.05% APY (Nationwide)

Read More
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CIT Bank Savings Connect Earns 4.20% APY (Nationwide)

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UFB Preferred Savings & Preferred Money Market Accounts Earn Up To 5.02% APY

Read More

Read more: See the nation’s best savings rates…

Wells Fargo’s Other Savings Options

Wells Fargo does offer other ways to grow your money besides a savings account. These include a variety of certificates of deposit (CDs) and individual retirement accounts (IRAs). However, rates will still not be competitive versus online financial institutions.

Posts History:

  • Wells Fargo Premier Checking $2,500 Bonus – Ends 4/1/23
  • Wells Fargo $1,500 Bonus Offer for Business Checking Account – Ended
  • Wells Fargo $525 Bonus for the Way2Save Savings Account – Ends 6/27/23
  • Best Wells Fargo Bank Bonuses, Promotions of March 2023
  • Wells Fargo $325 Checking Bonus for the Everyday Checking Account – Ends 4/10/23
  • Wells Fargo $300 Everyday Checking Account Bonus – Ends 3/28/2023
  • Wells Fargo $200 Bonus Offer for Everyday Checking Account (Nationwide) – Ends 3/28/23

READ MORE: See The Best Bank Promotions Here And The Best Investing Promotions Here

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Tony Jay

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