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The U.S. Bank Cash 365 American Express Card has an offer for $150 bonus cash when you spend $500 within the first 90 days. This is competitive with other top no-annual-fee cash back cards.
The Cash 365 is a solid cash back card with a 1.5% return on all purchases. If you like simple rewards, this could be a good fit. Features compare well to cards like the American Express Cash Magnet® Card, Capital One® Quicksilver® Cash Rewards Credit Card and Chase Freedom Unlimited®.
Pairing this flat-rate card with a category rewards card is a good strategy. The U.S. Bank Cash+ Visa Signature Card is a good choice from the same issuer.
*U.S. Bank also offers great sign-up bonuses for its Checking/Savings accounts.
CHASE FREEDOM UNLIMITED®
The Chase Freedom Unlimited® credit card has an offer for an additional 1.5% cash back on everything you buy, on up to $20,000 spent in your first year of card membership, for up to $300 cash back.
Cash 365 Card $150 Bonus Cash Offer
Take advantage of the Cash 365 card’s introductory offer: $150 bonus cash. To qualify, charge at least $500 to your card within the first 90 days of opening your account.
*Compare all top card bonuses here.
Here are some ideas on meeting the spending requirement.
Earning Your Cash 365 Rewards
Earn an easy flat rate of unlimited 1.5% cash back on every purchase, no matter what spending category. That’s not a crazy amount of cash back. But the good news is that you won’t have to deal with complex rewards structures. If you consistently use your card wherever American Express is accepted, you could get a decent amount back for your spending.
Redeeming Your Cash 365 Rewards
You can redeem your cash back as:
- Statement credits to your Cash 365 account
- Direct deposits to a U.S. Bank account
- Gift cards ($20 minimum in $5 increments)
Bottom Line
The U.S. Bank Cash 365 American Express Card is a decent choice for those who want a simple cash back credit card. It works great as a supplemental card. For popular spending categories like gas and groceries, use another card with higher rewards for these everyday purchases.
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