Looking for the latest SoFi sign-up bonuses in 2026?
Find current SoFi promotions for Checking & Savings, Personal Loans, SoFi Invest, Credit Card, and more. Learn how to qualify and maximize your earnings with SoFi’s limited-time offers.
SoFi regularly offers competitive bonuses across its financial products — from high-yield Checking & Savings account cash bonuses to referral rewards and investing incentives.
Whether you’re opening a new SoFi Checking & Savings account, applying for a personal loan, or starting to invest, these promotions can add real value when you meet the qualifying requirements.
Below, you’ll find the most up-to-date SoFi bonus offers, eligibility details, and step-by-step instructions on how to earn each reward.
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READ MORE: SEE MORE CRYPTOCURRENCY PROMOTIONS HERE AND MORE INVESTING OFFERS HERE
Quick Takeaways
- SoFi offers sign up bonuses for several products including:
- SoFi Checking & Savings
- SoFi Invest
- SoFi Personal Loans
- Student Loan Refinancing
- And more (find them below)
- The SoFi referral program provides additional opportunities to earn rewards.
- SoFi Checking and Savings account offers competitive interest rates, no account fees, and access to a network of fee-free ATMs, making it an attractive option for streamlined, high-yield banking.
- Initially focused on student loans, SoFi has expanded its services to cater to a broader financial market.
- SoFi’s unique underwriting approach targets financially responsible individuals, offering more personalized financial products.
SoFi Personal Loans Sign Up Bonus: Get $300 & Competitive Rates
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SoFi Student Loan Refinancing Sign Up Bonus: Get $300 Offer & $300 Referrals
re you feeling overwhelmed by your student loan debt? You're not alone. Many graduates find themselves strapped with high-interest rates,...
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Sofi Student Loan Refinance Offer: $1,000 Bonus for Doctors & Dentists Through Referral
SoFi is now offering a $1,000 referral bonus for doctors and dentists who refinance their student loans with the bank....
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SoFi Active Investing Promotions: $25 Sign Up Bonus + $50 Referral
SoFi Active Investing is a platform designed to empower both novice and experienced investors to take control of their financial...
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SoFi Invest Promotion: Extra 1% IRA Match (Up To Annual Contribution Limits)
SoFi Invest offers a 2% match on contributions to active or automated IRAs up to annual limits, enabling users to...
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SoFi Checking & Savings Sign Up Bonus: Earn Up to $650 Via Referral, Swagbucks/Rakuten
Looking to boost your savings? Discover how opening a new SoFi Checking & Savings account can net you up to...
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SoFi Checking & Savings Promotion: Sign Up Bonus Increased To $325 + Up To 4.60% APY
Earn up to $325 in bonuses and enjoy a high APY of up to 4.60% with SoFi Checking & Savings....
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SoFi Invest: Transfer Your Investments to Earn Up to $10,000 Bonus
Discover how transferring your investment accounts to SoFi Invest can earn you a bonus from $100 to $10,000. Offer valid...
Read moreSoFi Invest Promotion: $200 Welcome Bonus With Swagbucks Or $175 Rakuten
You can earn up to $275 with a referral link, $200 through Swagbucks, and/or $175 with Rakuen. The offers may...
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SoFi Plus Promotion: Up To $250 Bonus + Up To 4.60% APY
The new SoFi Plus premium membership earns interest and cash back rewards. Earn up to $250 cash for enrolling in...
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Swagbucks Deal: Get $10 Rewards + 750 SB (Worth $7.50) When Sign Up For Credit Insights From SoFi Relay
Earn 1,000 Swagbucks (worth $10) plus $10 in rewards from SoFi when you sign up for Credit Insights from SoFi...
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SoFi Credit Card Up To $250 Bonus & 3% Cash Back
Get up to a $250 bonus with this offer for the SoFi credit card. The card also earns up to...
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About SoFi
Key points about SoFi’s services:
- Offering a variety of financial products through mobile app and desktop platforms.
- Expanding beyond student loans to offer personal loans, home loans, and refinancing services.
- Transitioning from an alumni-funded model to a non-traditional underwriting approach.
READ MORE: GET THE $200 BONUS FROM CHASE BEFORE IT ENDS
SoFi Investment Services
Investment services were introduced in 2018 under the SoFi Invest platform, which used to be known as SoFi Wealth.
This platform offers commission-free trades of stocks and ETFs. As of December 2021, SoFi Wealth, LLC managed $523 million in assets and offered several types of IRA retirement accounts.
Key points about SoFi’s investment services:
- Launched SoFi Invest platform in 2018, featuring commission-free trades of stocks and ETFs.
- As of December 2021, SoFi Wealth, LLC managed assets worth $523 million.
- Offers traditional, Roth, and SEP IRA retirement accounts.
READ MORE: BMO IS OFFERING A BIG WELCOME OFFER FOR A LIMITED TIME
SoFi Cryptocurrency Services
In 2019, SoFi collaborated with Coinbase to facilitate cryptocurrency trading, which includes Bitcoin, Ethereum, Litecoin, and over 17 other crypto assets. These services, however, come with transaction fees.
Key points about SoFi’s crypto services:
- Launched cryptocurrency trading in partnership with Coinbase in 2019.
- Supports trading for Bitcoin, Ethereum, Litecoin, and 17+ other crypto assets.
- Crypto transactions are among the few SoFi services that involve fees.
READ MORE: GET UP TO $3,000 WITH CHASE PRIVATE CLIENT WHILE THIS OFFER LASTS
SoFi Banking
SoFi provides banking services, including cash management accounts that are insured by FDIC through partner banks.
In 2020, SoFi partnered with Samsung Pay to launch Samsung Money by SoFi, an online checking/savings account.
SoFi also launched its first-ever credit card in late 2020 and introduced SoFi Money under SoFi Bank in 2022.
Summary of SoFi’s banking services:
- Offers FDIC-insured cash management accounts through partnerships with banks like MetaBank, Hills Bank and Trust Company, EagleBank, etc.
- Launched Samsung Money by SoFi in partnership with Samsung Pay in July 2020.
- Released their first credit card in late 2020 to promote healthy financial habits.
- Launched SoFi Money, a checking and savings account under SoFi Bank, in 2022.
SoFi’s Additional Services
Additionally, SoFi provides a free credit score monitoring and budgeting tool called SoFi Relay.
Furthermore, in partnership with third-party companies such as Lemonade, Inc., SoFi offers insurance options.
READ MORE: GET THE LATEST BANK PROMOTIONS HERE
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