Earn a $200 bonus with Municipal Credit Union by opening a checking account and setting up direct deposit. Learn how to qualify and boost your savings today!
Key Takeaways
- Established in 1916, MCU is one of the oldest and largest credit unions in New York.
- Wide range of financial products, from checking accounts to loans and investments.
- Cash bonus for new checking account holders.
- Eligibility for NYC residents, NYS or Federal employees.
- No monthly fees on the checking account.
- Simple requirement: Direct deposit or payroll deduction.
Introduction: How to Earn a $200 Checking Bonus with NYC Municipal Credit Union
Looking to boost your savings with an easy bonus? NYC Municipal Credit Union (MCU) offers a straightforward bonus for opening a new checking account. If you live, work, worship, or attend school in NYC, or work for New York State or Federal employers, this opportunity is perfect for you.
By simply setting up a direct deposit or payroll deduction, you can quickly earn this bonus and enhance your financial goals. Ready to take advantage of this offer? Let’s get started and secure your bonus today!
Municipal Credit Union Bonus Offer
- What you’ll get: $200
- Where it’s available: NY
- How to earn it:
- Open a New Checking Account:
- Visit an MCU branch or their website to open a new free checking account.
- Ensure you meet the eligibility criteria: live, work, worship, or attend school in NYC, or work for New York State or Federal employers.
- Set Up Direct Deposit or Payroll Deduction:
- Arrange for a direct deposit or payroll deduction to be made into your new MCU checking account. There is no minimum deposit amount mentioned.
- Meet the Promotional Requirements:
- Open the account between the dates listed in the offer link.
- Ensure the account is connected to a direct deposit or payroll deduction.
- Maintain Your Account:
- Keep your account open and in good standing. It must not be closed or restricted during the promotional period.
- Receive Your Bonus:
- Once the requirements are met, the bonus will be deposited into your account.
- Open a New Checking Account:
- When it expires: 10/31/25
Trending Checking Account Deal:
READ MORE: GET TOP OFFERS FROM BMO, CIT and AXOS.
Fine Print
You must open a Checking Account with MCU connected to direct deposit or payroll deduction to get the bonus. Limit one account-opening bonus per qualifying account. If requirements have been met, the bonus will be deposited into your account. Offer not available to individuals who were a primary account owner of an MCU checking account in the last 12 months. Account must not be closed or restricted during the time of promotional period. Offer is subject to cancellation without notice. Account opening is subject to approval.
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Our Take On the Bank Offer
I’ve always appreciated credit unions for their community focus and member-friendly policies. MCU, with its long history and strong reputation, is offering a great deal here. However, you can do better.
For example, BMO Bank is currently offering a $350 or $500 cash bonus for a new checking account. Alternatively, Chase is offering a $300 bonus for its Chase Total Checking account.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
By John Huynh, with over two decades in finance and investing, including as a Senior Finance & Operations Manager at a renowned research institute and degrees in Economics and International Studies from UC Irvine. Edited by Tony Jay, an experienced finance blogger and Executive Editor with two decades in banking, specializing in online banking and savings strategies. Tony holds a doctorate from Tulane University.
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