The BMO Platinum Rewards Mastercard has an offer for 25,000 bonus points when you spend $2,000 within the first three months (ways to meet this spending requirement). According to BMO, this welcome offer is worth over $300 when you redeem for travel awards. See our list for more travel credit cards.
A barebones travel rewards card, the BMO Platinum Rewards card offers double points on gas and groceries, but only on up to $2,500 in combined purchases every quarter. It’s a good fit if you’re a light to moderate spender in those two bonus categories.
Unfortunately, not everyone is eligible to apply. The BMO Bank Platinum Rewards card is available to residents of eight states where the bank operates.
Trending Checking Account Deal:
Card Offer Details
Get 25,000 bonus points when you spend $2,000 within 3 months of opening your account. Other card features are as follows:
- 2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar quarter
- 1 point per $1 spent on all other eligible purchases
- 10% anniversary bonus points every year
- No annual fee
- Access to unique experiences with Priceless Cities, exclusive for Mastercard cardholders
- Compatibility with Apple Pay, Google Pay, and Samsung Pay for smartphone payments
- BMO Card Monitor to stay on top of your credit card account
- Mastercard ID Theft Protection for identity monitoring and resolution services
- Mastercard Zero Liability protection
- Cellular Wireless Telephone Protection with coverage up to $400 at no additional cost
- Master RoadAssist Roadside Service for jump-starts, tire changes, towing, and gas delivery
- Extended Warranty that doubles the original manufacturer’s warranty for up to an additional 12 months
>> OFFER LINK
Bottom Line
The rewards program seems decent, especially with 2 points per $1 spent on eligible gas and groceries, up to $2,500 each calendar quarter.
For other purchases, you’ll earn 1 point per $1 spent, which is pretty standard. It’s nice that they offer a 10% anniversary bonus on points and a 25,000 bonus point incentive for spending $2,000 within the first 3 months.
One big advantage is that there’s no annual fee. Additionally, you’ll have access to exclusive experiences through Priceless Cities, which could be interesting if you enjoy special events.
Another expected feature is that the card is compatible with popular mobile payment systems like Apple Pay, Google Pay, and Samsung Pay.
They offer some additional perks like Cellular Wireless Telephone Protection (up to $400 in coverage) and Master RoadAssist Roadside Service for emergencies on the road.
See more from BMO:
- BMO Bonus Offers & Promotions January 2026 (Earn $400, $1000)
- BMO Business Account Promotions: Up To $1,000 Business Checking Bonus [Nationwide] – Ends 1/28/26
- BMO Smart Advantage Checking Review: $400 Cash Bonus* & No Monthly Maintenance Fee
- BMO Smart Money Checking Account Review: Ideal For Under-25s & Score a $400 Cash Bonus*
- BMO vs. Chase Checking Account Bonuses Compared: Guide to Maximizing Your Bank Bonus Earnings
- BMO Checking Account Fees: What You Need to Know
- BMO: How Its $600 Bonus & Banking Solutions Align with Your Long-Term Goals
- BMO Relationship Checking Review: Reward Banking Made For You
- BMO Referral Bonus: Earn Up To $500 For Referring Friends
- BMO Premium Rewards Mastercard 35,000 Bonus Points ($435 Value)
- BMO Business Platinum Rewards Mastercard® 100,000 Bonus Points
- BMO Cash Back Mastercard $200 Bonus Cash
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
Discover more from MoneysMyLife
Subscribe to get the latest posts sent to your email.
