If you’re looking for an easy way to earn some extra cash while managing your everyday banking, Wells Fargo has a fantastic offer you won’t want to miss! With their $300 Everyday Checking Account Bonus, you can earn a generous reward just for opening a new checking account and setting up direct deposits. Whether you prefer applying online or in-branch, this offer gives you the flexibility to choose how you want to sign up. And the best part? It’s available nationwide, so no matter where you are, you can take advantage of this great deal before it expires. Let’s dive into the details and see how you can earn this bonus with minimal effort!
- Update 7/13/25: The offer is back through October 15, 2025.
- Update 4/21/25: The offer is back through July 8, 2025 and increased to $325.
- Update 1/13/2025: The offer is back through April 16, 2025.
- Update 10/26/2024: The offer is now available through January 8, 2025.
- Update 8/6/2024: The offer now ends September 25, 2024.
- Update 4/1/2024: The offer has been extended through April 1, 2024. Here’s another personal checking account offer you might be interested in, up to $400 from BMO Bank.
See the bottom of this page for more offers from Wells Fargo.
Wells Fargo Bonus: $325 Checking Account Offer (Online & In-Branch)
- What you’ll get: $325 bonus
- Where it’s available: Nationwide
- How to earn it:
- Open a new Everyday Checking account online from the offer page, or bring a bonus offer code to a participating Wells Fargo branch and open an eligible consumer checking account.
- Fund your new checking account with a minimum opening deposit of $25.
- Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 days from account opening (the “qualification period”).
- When it expires: 10/15/2025
TRENDING DEAL:
Disclaimers:
The Annual Percentage Yield (APY) is accurate as of 10/3/2025. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.51% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account. Show Less
Waive The Monthly Fee
Everyday Checking $10 Fee – The monthly service fee can be avoided with any one of the following each fee period:
- $500 minimum daily balance
- $500 or more in total qualifying direct deposits
- A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency. (Please check with your employer or outside agency to determine if they use the Automated Clearing House (ACH) network).
- Transfers from one account to another, mobile deposits, or deposits made at a banking location, or ATM do not qualify.
- Linked to a Wells Fargo Campus ATM or Campus Debit Card.
- Wells Fargo Campus ATM and Campus Debit Cards are available for students, faculty and staff of colleges and universities that participate in the Wells Fargo Campus Card℠ program.
- Primary account owner is 17 through 24 years old. (On the primary account owner’s 25th birthday, the account will automatically be subject to the then current monthly service fee unless you meet one of the other options to avoid the monthly service fee).
READ MORE: GET TOP OFFERS FROM BMO, CIT and AXOS.
Fine Print
Eligibility Requirements:
- This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer.
- You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo consumer checking account
- You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
- You are a Wells Fargo employee
TRENDING DEAL:
Disclaimers:
The Annual Percentage Yield (APY) is accurate as of 10/3/2025. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.51% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account. Show Less
READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS
Bottom Line
Better than the $200 bonus offer for this same account and the direct deposit requirement is the same. See the other offers at the links below.
More from Wells Fargo:
- Wells Fargo Premier Checking $3,500 Bonus – Ends 11/18/25 (In-Branch Only)
- Wells Fargo: Upgrade to Premier Checking and Earn a $2,500 Bonus – Ends 11/18/25 (In-Branch)
- Best Wells Fargo Bank Bonuses, Promotions of October 2025
- Wells Fargo Bank Bonus: $425 Offer for the Everyday Checking Account – Ends 11/18/25
- Wells Fargo Business Checking Bonuses: How to Earn $825 or $400 in 2025 – Ends 9/2/25
- Wells Fargo Premier Checking $2,500 Upgrade Bonus – Ended
- Wells Fargo $525 Bonus for the Way2Save Savings Account – Ended
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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