Contents
The Umpqua Visa Business Rewards Plus Card has an introductory offer of 20,000 bonus points when you spend $2,000 in the first three months. These points are worth $200, according to Umpqua Bank. See our list for more business credit cards such as the Ink Business Unlimited® Credit Card.
With the Umpqua Business Rewards Plus card, you’ll earn a base rate of 1.5x points on all purchases. And an additional 1.5x points on either cell phone services, hotel spending or airline purchases – whichever category you spend the most on that month. There is no limit to how many points you can earn.
But if you’re looking for a low-cost card, consider the Umpqua Business Real Rewards Card instead. It has no annual fee, and you’ll get a flat rate of 1.5x points on all your purchases.
*Umpqua Bank also offers bonuses on its checking and savings accounts.
INK BUSINESS UNLIMITED® CREDIT CARD
The Ink Business Unlimited® Credit Card from Chase offers a $750 bonus (75,000 Ultimate Rewards points) when you spend $7,500 within the first 3 months of account opening. This card has no annual fee.
Get unlimited flat 1.5% Cash Back rewards on every purchase with this card. There are no categories to keep up with.
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards. You can pool your rewards with other Ultimate Rewards Cards (e.g. Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Ink Business Preferred® Credit Card). Pair it with one of these cards, use the available transfer partners, and 750k Ultimate Rewards points can be worth up to $1,500 in value.
Umpqua Business Rewards Plus Card 20,000 Bonus Points Offer
Don’t miss out on the Umpqua Business Rewards Plus card’s 20,000 bonus points introductory offer. These points are worth $200, no matter how you redeem them (more on that later).
To qualify, charge at least $2,000 to your card within the first three months from opening your account.
Here are some ideas on meeting the spending requirement.
What Are Umpqua Business Rewards Plus Points Worth?
Unlike other points-based cards, Umpqua Business Rewards Plus points are worth the same – the standard $0.01 each – no matter how you redeem them. Use your points for:
- Cash deposits to an Umqua checking or savings account
- Statement credits to your credit card account
- Travel savings
- Gift cards
- Merchandise
But make sure to use your Umpqua Business Rewards Plus points within five years or else they’ll expire.
Bottom Line
The Umpqua Visa Business Rewards Plus card offers a decent base rate of 1.5x points on all purchases. It’s a good fit for companies that tend to spend more on either cell phone services, hotels or airlines.
If your company doesn’t spend enough to make up for the card’s $99 annual fee, you’ll want a low-cost card instead. Like the Umpqua Business Real Rewards Card.
| OFFER LINK | OFFER | OUR REVIEW |
| Chase Business Complete Banking℠ | $300 Cash | Review |
| Chase Total Checking® | $225 Cash | Review |
| Chase Secure Banking℠ | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience Checking℠ | $150 Cash | Review |
| HSBC Premier Checking | $450 Cash | Review |
| Axos Business Checking | $100 Cash | Review |
| Aspiration Checking | $150/$200 Cash | Review |
| Ally Invest | Up To $3,000 | Review |
| Betterment | Up To 1 Year Free | Review |
| BlockFi | Up To $250 BTC | Review |
| Voyager (code BH5F1A) | $25 In BTC | Review |
| TradeStation | $100 Bonus | Review |
| Coinbase | $10 In BTC | Review |
| Robinhood | Free Stock | Review |
| Motley Fool | Stock Advisor Discount | Review |
Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.