Contents
The Union Bank Travel Rewards Visa Credit Card has an offer for 20,000 bonus points when you spend $1,500 on purchases within the first three months. According to Union Bank, this introductory offer is worth $200 as statement credit. See our list for more travel credit cards such as the Chase Sapphire Preferred® Card.
Traveling foodies, take note: The Union Bank Travel Rewards card gives 3x points on travel and 2x points on dining purchases. However, these rewards are each capped at $6,000 annually. After you hit the spending limit, you’ll earn the base rate of 1x points for all other purchases.
Those who are Union Bank customers get a 25% reward bonus when you redeem to a Union Bank deposit account, and a 50% reward bonus if you use your points towards your Union Bank mortgage payment. Additionally, cardmembers get to enjoy a $50 statement credit every year towards airline incidentals.
Looking for unlimited rewards? Consider the Union Bank Cashback Rewards card. It offers a flat rate of 1.5% cash back. Plus, the same relationship bonuses with no annual fee.
*Check out Union Bank bonuses for checking & savings accounts.
CHASE SAPPHIRE PREFERRED® CARD
The Chase Sapphire Preferred® Card currently has an offer for 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Redeeming the 60,000 bonus points through the Chase Ultimate Rewards program, which is praised by users, will get you $750 in value towards travel. The 60K bonus points are worth $750 because you get 25% more value whenever you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
Even better, strategize with Chase Ultimate Rewards points transfer partners to potentially get even more value. Each point can be worth up to 2 cents apiece (60k points = ~$1,200). Read more on this here.
Union Bank Travel Rewards Card 20,000 Bonus Points Offer
Take advantage of the Union Bank Travel Rewards card’s 20,000 bonus points offer. These points are worth $200 as statement credit (more on that later).
To qualify, charge at least $1,500 to your card within the first three months of opening your account.
Here are some ideas on meeting the spending requirement:
What Are Union Bank Travel Rewards Points Worth?
Like many other points-based cards, the value of you rewards depends on how you redeem them:
- Statement credits (standard $0.01 per point)
- Travel (varies)
- Gift cards (varies)
- Merchandise (varies)
If you’re a Union Bank customer, you have additional redemption options with reward bonuses:
- Deposits into a Union Bank checking, savings or money market account (25% bonus)
- Principal reduction payments to your Union Bank mortgage account (50% bonus)
So your 20,000-point welcome bonus could actually be worth:
| Redemption | Bonus Value |
| Statement credit | $200 |
| Union Bank account deposit | $250 |
| Union Bank mortgage payment | $300 |
*Union Bank Travel Rewards points expire on the third anniversary of the date earned.
Union Bank Travel Rewards Card $50 Annual Travel Credit
Receive a statement credit of up to $50 per account per calendar year for qualifying airline incidental fee purchases. That includes seat upgrade charges, ticket change or cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges, airline lounge membership fees and day passes, and onboard wireless charges (excluding Gogo Wireless).
This benefit alone covers the card’s annual cost.
Bottom Line
The Union Bank Rewards card is a solid choice if you already have a relationship with Union Bank, and you like to travel and eat out. But this rewards card has caps on its bonus categories, so it’s not ideal for big spenders. If that’s your case, you’ll want to opt for a card with unlimited rewards, like the Union Bank Cashback Rewards card.
| OFFER LINK | OFFER | OUR REVIEW |
| Chase Business Complete Banking℠ | $300 Cash | Review |
| Chase Total Checking® | $225 Cash | Review |
| Chase Secure Banking℠ | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience Checking℠ | $150 Cash | Review |
| HSBC Premier Checking | $450 Cash | Review |
| Axos Business Checking | $100 Cash | Review |
| Aspiration Checking | $150/$200 Cash | Review |
| Ally Invest | Up To $3,000 | Review |
| Betterment | Up To 1 Year Free | Review |
| BlockFi | Up To $250 BTC | Review |
| Voyager (code BH5F1A) | $25 In BTC | Review |
| TradeStation | $100 Bonus | Review |
| Coinbase | $10 In BTC | Review |
| Robinhood | Free Stock | Review |
| Motley Fool | Stock Advisor Discount | Review |
Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.