The Union Bank Travel Rewards Visa Credit Card has an offer for 20,000 bonus points when you spend $1,500 on purchases within the first three months. According to Union Bank, this introductory offer is worth $200 as statement credit. See our list for more travel credit cards such as the Chase Sapphire Preferred® Card.
Traveling foodies, take note: The Union Bank Travel Rewards card gives 3x points on travel and 2x points on dining purchases. However, these rewards are each capped at $6,000 annually. After you hit the spending limit, you’ll earn the base rate of 1x points for all other purchases.
Those who are Union Bank customers get a 25% reward bonus when you redeem to a Union Bank deposit account, and a 50% reward bonus if you use your points towards your Union Bank mortgage payment. Additionally, cardmembers get to enjoy a $50 statement credit every year towards airline incidentals.
Looking for unlimited rewards? Consider the Union Bank Cashback Rewards card. It offers a flat rate of 1.5% cash back. Plus, the same relationship bonuses with no annual fee.
*Check out Union Bank bonuses for checking & savings accounts.
Union Bank Travel Rewards Card 20,000 Bonus Points Offer
Take advantage of the Union Bank Travel Rewards card’s 20,000 bonus points offer. These points are worth $200 as statement credit (more on that later).
To qualify, charge at least $1,500 to your card within the first three months of opening your account.
Here are some ideas on meeting the spending requirement:
What Are Union Bank Travel Rewards Points Worth?
Like many other points-based cards, the value of you rewards depends on how you redeem them:
- Statement credits (standard $0.01 per point)
- Travel (varies)
- Gift cards (varies)
- Merchandise (varies)
If you’re a Union Bank customer, you have additional redemption options with reward bonuses:
- Deposits into a Union Bank checking, savings or money market account (25% bonus)
- Principal reduction payments to your Union Bank mortgage account (50% bonus)
So your 20,000-point welcome bonus could actually be worth:
|Union Bank account deposit||$250|
|Union Bank mortgage payment||$300|
*Union Bank Travel Rewards points expire on the third anniversary of the date earned.
Union Bank Travel Rewards Card $50 Annual Travel Credit
Receive a statement credit of up to $50 per account per calendar year for qualifying airline incidental fee purchases. That includes seat upgrade charges, ticket change or cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges, airline lounge membership fees and day passes, and onboard wireless charges (excluding Gogo Wireless).
This benefit alone covers the card’s annual cost.
The Union Bank Rewards card is a solid choice if you already have a relationship with Union Bank, and you like to travel and eat out. But this rewards card has caps on its bonus categories, so it’s not ideal for big spenders. If that’s your case, you’ll want to opt for a card with unlimited rewards, like the Union Bank Cashback Rewards card.
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