The TD Business Solutions Credit Card has an offer for $400 bonus cash when your company spends $3,000 within the first 90 days. It’s a generous welcome bonus for a low-cost card, but you’ll have to spend quite a bit to qualify. The Ink Business Unlimited® Credit Card offers a bonus with comparable spending requirements. See our list for more business credit card offers.
Geared to be your company’s everyday credit card, the TD Business Solutions card offers bonus cash back on phone, internet and cable services (3%) as well as dining (2%) and gas station (2%) purchases.
Unfortunately, if you don’t already bank with the issuer, your company must be in a state where TD Bank operates in order to apply.
*Check out TD Bank bonuses for Checking & Savings accounts.
TD Business Solutions Card $400 Bonus Cash Offer
Take advantage of the TD Business Solutions card’s $400 bonus cash offer. To qualify, charge at least $3,000 to your card within 90 days of opening your account.
Here are some ideas on meeting the spending requirement.
Earning TD Business Solutions Rewards
The TD Business Solutions card gives bonus rewards on business-friendly categories:
- Unlimited 3% cash back on phone, internet and cable services.
- Unlimited 2% back on dining and at gas stations.
- Unlimited 1% back on all other purchases.
How much cash back rewards can your company earn? Let’s have a look at an example below:
|Category||Annual Spend||Cash Back Earned|
|Phone, internet & cable services||$12,000||$360|
|Dining & gas||$24,000||$480|
For this hypothetical first year as a cardmember, the overall rewards rate is 3%. That’s a very good return, especially for a low-cost card.
Redeeming TD Business Solutions Rewards
Although it’s a cash back card, the TD Business Solutions card rewards come in the form of points and can be used a number of ways:
- Direct deposits ($0.01 per point)
- Statement credits ($0.01 per point)
- Travel (at least $0.01 per point)
- Gift cards (at least $0.01 per point)
- Merchandise (varies)
If you opt for cash back, you must redeem a minimum of 2,500 points ($25) at a time.
TD Business Solutions Card Availability
The TD Business Solutions credit card is limited to within the issuer’s network. That includes:
- New Hampshire
- New Jersey
- New York
- North Carolina
- Rhode Island
- South Carolina
- Washington, D.C.
Otherwise, you’ll need to consider other business credit card options.
The TD Business Solutions card is a simple, low-cost card designed for company use. You’ll earn rewards for all your purchases, which you can use for cash back, travel, gift cards or merchandise.
But if your business doesn’t spend a whole lot on phone, internet and cable services, or dining and gas, then you’ll want to look into another business rewards card that better suits your company’s expenses.
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