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The TD Business Solutions Credit Card has an offer for $400 bonus cash when your company spends $3,000 within the first 90 days. It’s a generous welcome bonus for a low-cost card, but you’ll have to spend quite a bit to qualify. The Ink Business Unlimited® Credit Card offers a bonus with comparable spending requirements. See our list for more business credit card offers.
Geared to be your company’s everyday credit card, the TD Business Solutions card offers bonus cash back on phone, internet and cable services (3%) as well as dining (2%) and gas station (2%) purchases.
Unfortunately, if you don’t already bank with the issuer, your company must be in a state where TD Bank operates in order to apply.
*Check out TD Bank bonuses for Checking & Savings accounts.
INK BUSINESS UNLIMITED® CREDIT CARD
The Ink Business Unlimited® Credit Card from Chase offers a $750 bonus (75,000 Ultimate Rewards points) when you spend $7,500 within the first 3 months of account opening. This card has no annual fee.
Get unlimited flat 1.5% Cash Back rewards on every purchase with this card. There are no categories to keep up with.
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards. You can pool your rewards with other Ultimate Rewards Cards (e.g. Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Ink Business Preferred® Credit Card). Pair it with one of these cards, use the available transfer partners, and 750k Ultimate Rewards points can be worth up to $1,500 in value.
TD Business Solutions Card $400 Bonus Cash Offer
Take advantage of the TD Business Solutions card’s $400 bonus cash offer. To qualify, charge at least $3,000 to your card within 90 days of opening your account.
Here are some ideas on meeting the spending requirement.
Earning TD Business Solutions Rewards
The TD Business Solutions card gives bonus rewards on business-friendly categories:
- Unlimited 3% cash back on phone, internet and cable services.
- Unlimited 2% back on dining and at gas stations.
- Unlimited 1% back on all other purchases.
How much cash back rewards can your company earn? Let’s have a look at an example below:
| Category | Annual Spend | Cash Back Earned |
| Phone, internet & cable services | $12,000 | $360 |
| Dining & gas | $24,000 | $480 |
| Everything else | $3,000 | $30 |
| Welcome bonus | — | $400 |
| Total | $39,000 | $1,270 |
For this hypothetical first year as a cardmember, the overall rewards rate is 3%. That’s a very good return, especially for a low-cost card.
Redeeming TD Business Solutions Rewards
Although it’s a cash back card, the TD Business Solutions card rewards come in the form of points and can be used a number of ways:
- Direct deposits ($0.01 per point)
- Statement credits ($0.01 per point)
- Travel (at least $0.01 per point)
- Gift cards (at least $0.01 per point)
- Merchandise (varies)
If you opt for cash back, you must redeem a minimum of 2,500 points ($25) at a time.
TD Business Solutions Card Availability
The TD Business Solutions credit card is limited to within the issuer’s network. That includes:
- Connecticut
- Delaware
- Florida
- Maine
- Maryland
- Massachusetts
- New Hampshire
- New Jersey
- New York
- North Carolina
- Pennsylvania
- Rhode Island
- South Carolina
- Virginia
- Vermont
- Washington, D.C.
Otherwise, you’ll need to consider other business credit card options.
Bottom Line
The TD Business Solutions card is a simple, low-cost card designed for company use. You’ll earn rewards for all your purchases, which you can use for cash back, travel, gift cards or merchandise.
But if your business doesn’t spend a whole lot on phone, internet and cable services, or dining and gas, then you’ll want to look into another business rewards card that better suits your company’s expenses.
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.