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The Regions Prestige Credit Card has an offer for 15,000 Relationship Rewards bonus points when you spend $1,000 within the first 90 days. According to Regions Bank, these points have a $150 value. Without an annual fee, this welcome bonus is a steal. The Capital One Quicksilver Cash Rewards Credit Card has a comparable bonus. See our list for more offers.
The Regions Prestige card offers an unimpressive, flat rate of 1x points on all purchases, which you can redeem for cash, travel, merchandise and more. But like the Regions Premium card, you’ll get a nice boost in points if you’re a Regions Bank accountholder, and you meet deposit balance criteria (more on that later).
If you don’t already bank with Regions, you can easily find other low-cost cards that offer more value.
*Check out Regions Bank bonuses for Checking & Savings accounts.
CAPITAL ONE® QUICKSILVER® CASH REWARDS CREDIT CARD
The Capital One® Quicksilver® Cash Rewards Credit Card will earn a $200 bonus when you spend $500 on purchases within the first 3 months. The bonus offer is comparable to its top competitors, but this card earns a respectable 1.5% cash back on every purchase with no limit on how much you can earn. There are no spending categories to keep up with and the cash back won’t expire while the account is open.
People like this card because of the cash back rate, the flexibility to redeem your cash back for any amount, and there’s no annual fee.
Regions Prestige Card 15,000 Bonus Points Offer
Take advantage of the Regions Prestige card’s introductory offer: 15,000 Relationship Rewards bonus points. The Regions Bank website states that these 15k points are worth $150 when you redeem for cash.
To qualify, charge at least $1,000 to your card within the first 90 days of opening your account.
Here are some ideas on meeting the spending requirement:
What Are Relationship Rewards Points Worth?
Like many other rewards cards, the value of your points depends on how you use them. According to Regions, each Relationship Rewards point is worth around $0.01. That’s on par with the industry average.
When you’re ready to redeem your points, you have a few options, including:
- Cash: starting at 25,000 points
- Travel: starting at 25,000 points
- Merchandise: starting at 2,800 points
- Gift cards: starting at 750 points
To get the best value for your Relationship Rewards points, use them for cash redemptions. Keep in mind, your points will expire 48 months from the date you earned them.
Regions Prestige Card Top Features
With Regions Rewards Multiplier, the more you have in your deposit accounts, the more points your credit card purchases earn.
| Tier | Average Balance | Extra Points | Rewards Rate |
| 1 | $15,000 – $30,000 | 0.25 point / $1 | 1.25x points |
| 2 | $30,000 – $50,000 | 0.5 point / $1 | 1.5x points |
| 3 | $50,000+ | 1 point / $1 | 2x points |
Eligible deposit accounts include:
- Checking
- Savings
- Money market
- IRA
There are no fees to join, but you do need to register to reap the bonus rewards.
Make purchases abroad without worrying about foreign transaction fees with the Regions Prestige credit card.
Regions Prestige Card Availability
The Regions Prestige card is limited to within Regions Bank’s network. That includes:
- Alabama
- Arkansas
- Florida
- Georgia
- Iowa
- Illinois
- Indiana
- Kentucky
- Louisiana
- Missouri
- Mississippi
- North Carolina
- South Carolina
- Tennessee
- Texas
- Virginia
If you reside elsewhere, you’ll need to consider other credit card options.
Bottom Line
The Regions Prestige card is a decent option, but only if you already have a deposit account with Regions Bank. Otherwise, there are plenty of other no-annual-fee cards that’ll give you more bang for your buck.
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.