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The Regions Premium Credit Card has an offer for 30,000 Relationship Rewards bonus points when you spend $2,000 within the first 90 days. According to Regions Bank, these miles have a $300 value. With a $125 annual fee, the welcome bonus will cover the card’s cost for two years. See our list for more offers such as the one from the Chase Sapphire Preferred® Card.
The Regions Premium Visa Signature card offers a flat rate of 1.5x points on all your purchases, which you can redeem for cash, travel, merchandise and more. While that rate isn’t impressive in and of itself, it gets a nice boost if you’re a Regions Bank accountholder and meet deposit balance criteria (more on that later).
But if you can’t afford to shell out $125 a year on a credit card, you’ll want to consider lower-cost options instead.
*Check out Regions Bank bonuses for Checking & Savings accounts.
CHASE SAPPHIRE PREFERRED® CARD
The Chase Sapphire Preferred® Card currently has an offer for 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Redeeming the 60,000 bonus points through the Chase Ultimate Rewards program, which is praised by users, will get you $750 in value towards travel. The 60K bonus points are worth $750 because you get 25% more value whenever you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
Even better, strategize with Chase Ultimate Rewards points transfer partners to potentially get even more value. Each point can be worth up to 2 cents apiece (60k points = ~$1,200). Read more on this here.
Regions Premium Card 30,000 Bonus Points Offer
Take advantage of the Regions Premium card’s introductory offer: 30,000 Relationship Rewards bonus points. The Regions Bank website states that these 30k points are worth $300 when you redeem for cash.
To qualify, charge at least $2,000 to your card within the first 90 days of opening your account.
Here are some ideas on meeting the spending requirement.
What Are Relationship Rewards Points Worth?
Like many other rewards cards, the value of your points depends on how you use them. According to Regions, each Relationship Rewards point is worth around $0.01. That’s on par with the industry average.
When you’re ready to redeem your points, you have a few options, including:
- Cash: starting at 25,000 points
- Travel: starting at 25,000 points
- Merchandise: starting at 2,800 points
- Gift cards: starting at 750 points
To get the best value for your Relationship Rewards points, use them for cash redemptions. Keep in mind, your points will expire 48 months from the date you earned them.
Regions Premium Card Top Features
With Regions Rewards Multiplier, the more you have in your deposit accounts, the more points your credit card purchases could earn.
| Tier | Average Balance | Extra Points | Rewards Rate |
| 1 | $15,000 – $30,000 | 0.25 point / $1 | 1.75 points / $1 |
| 2 | $30,000 – $50,000 | 0.5 point / $1 | 2 points / $1 |
| 3 | $50,000+ | 1 point / $1 | 2.5 points / $1 |
Eligible deposit accounts include:
- Checking
- Savings
- Money market
- IRA
There are no fees to join, but you do need to register to reap the bonus rewards.
Make purchases abroad without worrying about foreign transaction fees with the Regions Premium credit card.
Regions Premium Card Availability
The Regions Premium card is limited to Regions Bank’s network. That includes:
- Alabama
- Arkansas
- Florida
- Georgia
- Iowa
- Illinois
- Indiana
- Kentucky
- Louisiana
- Missouri
- Mississippi
- North Carolina
- South Carolina
- Tennessee
- Texas
- Virginia
If you reside elsewhere, you’ll need to consider other credit card options.
Bottom Line
The Regions Premium Visa Signature card is a worthwhile card to carry if you already have accounts with Regions Bank. But its high annual fee and lack of value-added perks will steer most consumers away.
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.