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The PNC Travel Rewards Visa Business Credit Card has an offer for up to 2,500 bonus miles: receive double miles on your company’s first $2,500 in eligible purchases. These bonus miles have a $31 value when you redeem for air travel. It’s a lackluster bonus, even for a card with no annual fee. See our list for more travel card bonuses such as the offer from the Capital One Spark Miles Select for Business.
PNC Travel Rewards Business also falls flat with its ongoing rewards. You’ll get just 1x miles per $1 spent on all purchases. At this rate, you’re probably much better off paying an annual fee for a card with bigger rewards.
*Check out PNC Bank bonuses for Checking & Savings accounts.
| Bonus Available | Get double miles on your first $2,500 in eligible purchases. That’s up to 2,500 bonus miles. |
| Bonus Value* | $31 |
| Travel Credit | No travel credit. |
| Ongoing Rewards/Benefits | Earn 1 mile per $1 spent on all eligible purchases. |
| Foreign Transaction Fees? | No |
| Airport Lounge Access | No |
| Annual Fee | $0 |
*Bonus value is an estimated value calculated by MoneysMyLife and not the card issuer. Read our card review for more details.
View our latest valuations here.
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PROS
- No annual fee
- No foreign transaction fees
CONS
- Low welcome bonus
- Poor rewards rate
- Good-Excellent credit need to qualify
- Limited availability
CAPITAL ONE SPARK MILES SELECT FOR BUSINESS
The Capital One Spark Miles Select for Business has an offer for 20,000 bonus miles when you spend $3,000 within the first 3 months. We value these 20k miles to be worth around $280 when you use Capital One’s transfer partners.
This card earns 1.5 miles per $1 on all purchases.
Earn 5X miles on hotel and rental car bookings through Capital One TravelSM using this card. You can get more flexibility with your miles with Capital One’s 10+ transfer partners. Read more about this here.
Pay no annual fee or foreign transaction fees with this card.
PNC Travel Rewards Business Card Up to 2,500 Bonus Miles Offer
PNC Travel Rewards Business is currently offering a nontraditional introductory offer of up to 2,500 bonus miles. You’ll get one bonus point – on top of the base point earned – for each dollar you spend on the first $2,500 in eligible purchases. These 2.5k points are worth $31 when you redeem for air travel rewards (more on that below).
Here are some ideas on meeting the spending requirement:
What Are PNC Miles Worth?
We value PNC miles at approximately $0.01 per mile which is standard for the industry.
When you’re ready to redeem your PNC miles, you have a few options, including:
| Reward | Minimum to Redeem | Miles Value |
| Air travel statement credits | 25,000 miles | $315 ($0.0126 per mile) |
| Other travel statement credits | 5,000 miles | $50 ($0.01 per mile) |
| PNC account deposits | 5,000 miles | $40 ($0.008 per mile) |
As you can see, statement credits toward air travel give you the best value for your PNC miles.
PNC Travel Rewards Business Card Availability
The PNC Travel Rewards Business card is limited to within PNC’s network. That includes:
- Alabama
- Delaware
- District of Columbia
- Florida
- Georgia
- Kentucky
- Indiana
- Illinois
- Maryland
- Michigan
- Missouri
- New Jersey
- New York
- North Carolina
- Ohio
- Pennsylvania
- South Carolina
- Virginia
- West Virginia
- Wisconsin
If your company operates elsewhere, you’ll need to consider other credit card options.
Bottom Line
Unfortunately, the PNC Travel Rewards Business card’s best feature is its low cost. With a pitiful sign-up bonus and subpar rewards rates, it’s hard to recommend it. You’re better off with just about any other business travel rewards card on the market.
What’s The Competition?
Below are some of the top competitors to the PNC Travel Rewards Visa Business credit card you should consider.
CAPITAL ONE SPARK MILES FOR BUSINESS
The Capital One Spark Miles for Business card offers a bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Earn 5X miles on hotel and rental car bookings through Capital One TravelSM using this card. Capital One has 10+ transfer partners, potentially making your miles worth even more. Using the strategy of transferring your miles to these travel partners, we estimate 50k miles to be worth around $700.
This card earns unlimited 2X miles all purchases. Another benefit is one credit, up to $100, for a Global Entry or TSA Pre✓ application fee.
The annual fee is waived for the first year and is $95 after that.
DELTA SKYMILES® GOLD BUSINESS AMERICAN EXPRESS CARD
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
The Delta SkyMiles® Gold Business American Express Card is offering 70,000 bonus miles and $50 statement credit after you spend $2,000 in purchases on your new Card in the first 3 months. We value these 70k miles to be worth around $840 (1.2 cents per mile). The offer expires November 10, 2021.
This card earns 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on purchases.
Benefits include priority boarding and your first checked bag for free. You’ll also earn a $100 Delta Flight Credit after you spend $10,000 in purchases on your Card in a calendar year.
Introductory annual fee of $0 for the first year, then $99. See Rates & Fees, Terms Apply.
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.