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The Comerica Visa Real Rewards Card has an offer for 2,500 bonus points when you make your first card purchase. According to Comerica, this welcome offer is worth $25. Far from the best bonus out there, it’s also a lackluster one from a no-annual-fee card. See our list for more no-annual-fee credit cards such as the Capital One® SavorOne® Cash Rewards Credit Card.
A no-frills rewards card, the Comerica Real Rewards card offers a flat rate of 1.5x points on all purchases. There’s no limit to the number of points you can earn, but your rewards do have a five-year expiration date.
Unfortunately, not everyone is eligible to apply. The Comerica Real Rewards card is only available in the states where Comerica Bank operates (more on that later).
*Check out Comerica Bank bonuses for checking & savings accounts.
| Bonus Available | Get 2,500 bonus points after your first card purchase. |
| Bonus Value* | $25 |
| Ongoing Rewards/Benefits | Earn 1.5 points for every $1 you spend on eligible purchases. |
| Foreign Transaction Fees? | 2% in USD 3% in foreign currencies |
| Annual Fee | $0 |
*Bonus value is an estimated value calculated by MoneysMyLife and not the card issuer. Read our card review for more details.
View our latest valuations here.
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PROS
- No annual fee
- Welcome bonus
- Unlimited rewards
CONS
- Limited availability
- Good-Excellent credit needed to qualify
- Foreign transaction fees
CAPITAL ONE® SAVORONE® CASH REWARDS CREDIT CARD
The Capital One® SavorOne® Cash Rewards Credit Card has a $200 bonus when you spend $500 on purchases within 3 months of account opening. This card has no annual fee. The annual-fee version of this card is the Capital One® Savor® Cash Rewards Credit Card.
This SavorOne card earns unlimited 3% cash back on dining and entertainment spending. Grocery store spending earns 2% cash back. All other purchases earn 1% cash back. There are no rotating categories to worry about and the cash back won’t expire while the account is open.
Comerica Real Rewards Card 2,500 Bonus Points Offer
Take advantage of the Comerica Real Rewards card’s 2,500 bonus points offer, worth $25 (more on that later). To qualify, charge your first purchase to your card.
What Are Comerica Real Rewards Points Worth?
Each Comerica Real Rewards point is worth the standard $0.01, which means 100 points equal $1. You can redeem your points as:
- Cash deposits into a Comerica bank account
- Statement credits
Comerica Real Rewards points expire five years from the date they were earned.
Comerica Real Rewards Card Availability
The Comerica Real Rewards card is only available to those who live near a Comerica Bank. That includes residents of Arizona, California, Florida, Michigan and Texas.
Bottom Line
The Comerica Visa Real Rewards card could be a good everyday credit card option with its decent 1.5% return rate. But the its lack of availability seriously limits the card’s appeal.
If you don’t live in a state where Comerica operates, consider other credit cards that are available nationwide.
What’s The Competition?
Below are some of the top competitors to the Comerica Visa Real Rewards credit card you should consider.
CAPITAL ONE® QUICKSILVER® CASH REWARDS CREDIT CARD
The Capital One® Quicksilver® Cash Rewards Credit Card will earn a $200 bonus when you spend $500 on purchases within the first 3 months. The bonus offer is comparable to its top competitors, but this card earns a respectable 1.5% cash back on every purchase with no limit on how much you can earn. There are no spending categories to keep up with and the cash back won’t expire while the account is open.
People like this card because of the cash back rate, the flexibility to redeem your cash back for any amount, and there’s no annual fee.
CAPITAL ONE® VENTUREONE® REWARDS CREDIT CARD
The Capital One® VentureOne® Rewards Credit Card has an offer for 20,000 bonus miles after you spend $500 on purchases within 3 months. We value these 20k bonus miles at around $280.
This card has no annual fee. The annual fee version of this card is the Capital One® Venture® Rewards Credit Card, with better features.
The VentureOne Rewards card offers unlimited 1.25X miles on all purchases. You can redeem for statement credits for travel and gift cards. Another option is to transfer miles to airline partners. Read more on this here.
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.