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Home Credit Cards

PNC Points Visa Credit Card 50,000 Bonus Points ($100 Value)

Diana Mason by Diana Mason
October 25, 2022 11:34 pm CDT
in Credit Cards
0
Earn a $300 cash bonus with BlueVine!
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The PNC points Visa Credit Card has an offer for 50,000 PNC bonus points when you spend $750 within the first three billing cycles (ways to meet this spending requirement). While that might seem like a great welcome offer, we value these points to be worth only around $100. For a no-annual-fee card, that’s still not a bad deal. See our list of credit card offers.

PNC points also offers seemingly generous rewards: four points for every dollar you spend. But dig a little deeper and you’ll find that each point is actually not worth much.

The PNC points card gives a 25%, 50% or 75% bonus on base points, depending on the type of banking relationship you have with PNC.

  • Get a 25% boost in points when you receive a statement for your PNC Virtual Wallet account.
  • Get a 50% boost in points when you have a PNC Performance Checking Account or a PNC Virtual Wallet with Performance Spend, and you meet the following requirements:
    • Maintained an average monthly balance of at least $2,000 in that account,
    • Had a qualifying monthly direct deposit of at least $2,000 made to that account, or
    • Maintained a combined monthly balance of at least $15,000 in that account and any linked consumer accounts.
  • Get a 75% boost in points when you have a PNC Performance Select Checking account or a PNC Virtual Wallet with Performance Select, and you meet the following requirements:
    • Maintained an average monthly balance of at least $5,000 in that account and any linked consumer Standard Checking or Performance Select Checking account,
    • Had a qualifying monthly direct deposit of at least $5,000 made to that account, or
    • Maintained a combined monthly balance of at least $25,000 in that account and any linked consumer accounts.

At the highest tier, those four points for every $1 jumps to seven. So the PNC points card is only worthwhile if you also bank with the issuer.  

*Check out PNC Bank bonuses for Checking & Savings accounts.

Other Card(s) To Consider

  • Chase Freedom Unlimited Card Bonus $200 Bonus + 5% Gas & Grocery Stores

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

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Diana Mason

Diana Mason

My passion for travel eventually led me away from the 9 to 5 office life and into the embrace of freelance work. Born in Cali and raised in Philly, I am a creative professional with a delightful knack for words. When I'm not gallivanting across the globe, you can find me writing (of course), teaching yoga, and dreaming of my next big adventure.

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