Get up to 10% cash back on eligible purchases with the M1 Finance Owner’s Rewards Card. See all the details below.
Updates for 11/9/22:
- This card no longer has an annual fee
- Shareholding is no longer a requirement for earning rewards. For example, you won’t need to own Apple stock to earn rewards for purchasing the new iPhone.
- The 2.5%, 5%, and 10% cash back rewards tiers are now exclusive to M1 Plus, with 1.5% cash back earned on everything else. Clients without Plus will earn a flat rate of 1.5% cash back on eligible purchases.
See Posts History below for more offers from M1 Finance.
M1 Finance Owner’s Rewards Card Offer Details

Card Features:
- Unique credit card for investors that rewards you for thinking like an owner.
- It’s the only card that integrates with your portfolio to help you grow your wealth, long-term.
- The 2.5%, 5%, and 10% cash back rewards tiers are now exclusive to M1 Plus, with 1.5% cash back earned on everything else. Clients without Plus will earn a flat rate of 1.5% cash back on eligible purchases.
- Spend with the 70+ popular brands (50+ tickers) included in Owner’s Rewards to earn extra cash back.
- The tiered rewards program includes grocery stores, travel companies, fuel brands, restaurants, and more.
- No annual fee
Note: If you don’t have an M1 account yet, you can sign up with a bonus here.
Cash Back Partners
See the offer link above for updates.
10% Cash Back
- Adobe
- AMC Theaters
- Dropbox
- Dollar General
- Lululemon
- Netflix
- Peloton
- Stitch Fix
- Spotify
- Tesla
- Ulta Beauty

5% Cash Back

2.5% Cash Back

Bottom Line
M1 Plus members earn standard rewards of 1.5% cash back when shopping with companies outside of the 2.5% to 10% Owner’s Rewards Program.
1.5% – 10% Owner’s Rewards cash back earned on eligible purchases subject to a maximum of $200 cash back per calendar month.
Cash back rates of 2.5% – 10% require an active M1 Plus subscription (billed at $95 annually).
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