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Home Credit Cards

M1 Finance Owner’s Rewards Card: Get Up To 10% Cash Back

Tony Jay by Tony Jay
August 6, 2024 7:29 am CDT
in Credit Cards, Investing
0
Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

chase-total-checking-banner-300-2024

Unlock the power of the Owner’s Rewards Card by M1 with up to 10% cash back on purchases. Enjoy no annual fee, seamless reinvestment of rewards, and exclusive Visa Signature® benefits. Start growing your wealth today!

Earn up to 10% cash back* with the Owner’s Rewards Card by M1. Shop with more than 70 popular brands to earn Owner’s Rewards of 2.5%, 5%, and 10% cash back. Earn standard rewards of 1.5% cash back on everything else.

Key Takeaways

  • Earn Cash Back and Invest: Earn cash back on everyday purchases with the Owner’s Rewards Card by M1 and reinvest your rewards for long-term growth.
  • Tiered Cash Back Rewards: Enjoy a baseline of 1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back.
  • Seamless Reinvestment: Use M1 automation to effortlessly reinvest your rewards for long-term impact.
  • Comprehensive Financial Integration: Integrate more of your financial life in one place while M1 helps you grow your wealth with everyday transactions.
  • Visa Signature® Benefits: Benefit from Visa Signature® perks including Zero Liability, exclusive experiences, and more.
  • Invest as You Spend: This credit card for investors lets you build your wealth with every transaction.
  • No Annual Fee: Enjoy the card without any annual fee.
Table of Contents
  • M1 Finance Owner's Rewards Card Offer Details
    • Card Features:
    • Cash Back Partners
  • Bottom Line

Update 5/14/2024: Details updated, see below.

Updates for 2/1/2024:

  • This card no longer has an annual fee
  • Shareholding is no longer a requirement for earning rewards. For example, you won’t need to own Apple stock to earn rewards for purchasing the new iPhone.
  • The 2.5%, 5%, and 10% cash back rewards tiers are now exclusive to M1 Plus, with 1.5% cash back earned on everything else. Clients without Plus will earn a flat rate of 1.5% cash back on eligible purchases.

See Posts History below for more offers from M1 Finance.

M1 Finance Owner’s Rewards Card Offer Details

Card Features:

  • Up to 10% cashback on select brands: Earn between 2.5% and 10% cashback on purchases from brands in the Owner’s Rewards program.
  • 1.5% cash back on everything so you can earn on your everyday purchases
  • Reinvest rewards automatically: Easily reinvest your cash back rewards into yor M1 investment portfolio if you choose.
  • Visa signature Benefits including Zero Liability, travel protections, and purcahse security
  • Set up automatic payments from your High-Yield Cash Account to pay off your balance each month
OFFER LINK

Credit Card Disclosure
Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank. can be found here. All Standard Reward purchases receive 1.5% cash back. Owners Rewards and Standard Rewards are subject to a maximum of $200 cash back in aggregate per calendar month. Exclusions may apply. See Rewards Terms for additional information and exclusions.

Audio/Video Content Disclosure
Information presented is accurate as of (date the video recorded/posted). For the latest information, please visit m1.com. When Brands are called out specifically. For informational purposes only and not a trade recommendation. All product and company names are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. Cash Back 2.5% – 10% Owner’s Rewards cash back is earned on qualifying purchases based on M1’s rewards tiers that can be found here. All Standard Reward purchases receive 1.5% cash back. Owners Rewards and Standard Rewards are subject to a maximum of $200 cash back in aggregate per calendar month. Exclusions may apply. See Rewards Terms for additional information and exclusions.

Cash Back Partners

See the offer link above for updates.

10% Cash Back

  • Adobe
  • AMC Theaters
  • Dropbox
  • Dollar General
  • Lululemon
  • Netflix
  • Peloton
  • Stitch Fix
  • Spotify
  • Tesla
  • Ulta Beauty

5% Cash Back

2.5% Cash Back

Alpha Picks summer sale 2025

Bottom Line

The Owner’s Rewards Card by M1 is for anyone looking to seamlessly integrate investing with everyday spending. With tiered cash back rewards of up to 10%, no annual fee, and the ability to reinvest your rewards automatically, this card offers a unique opportunity to grow your wealth effortlessly.

Coupled with comprehensive financial integration and exclusive Visa Signature® benefits, it’s the perfect tool for savvy investors. Whether you’re just starting your investment journey or looking to maximize your existing portfolio, the Owner’s Rewards Card by M1 is a smart choice to enhance your financial strategy.

More from M1:

  • M1 Brokerage Transfer Bonus: How to Earn Up to $25,000 Cash Reward
  • Best M1 Finance Bonuses: $250 to $20,000 Offers 2024
  • M1 Finance Checking Account Earns 3.30% APY – Ended
  • M1 Finance Crypto Up To $200 Bonus Offer – Ended
  • M1 Finance: Investment Account Up To $1,500 Bonus For Recurring Deposits – Ended
  • [No Longer Accepting New Accounts] M1 Finance High-Yield Savings Account Earns 5.00% APY For M1 Plus Members
  • M1 Finance Offer: Get $75 off M1 Plus, Pay $50 For 1 Year – Ended

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

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Tony Jay

Tony Jay

Hey there! I'm Tony, a personal finance enthusiast.

If you're looking to maximize your savings, I've got you covered. From exclusive banking promotions and investing bonuses, to exciting credit card offers, I'll keep you in the loop on the hottest deals in town.

Join me here at MoneysMyLife and let's embark on this adventure together. Contact me here.

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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

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