Discover M1’s January 2025 Brokerage Transfer Bonus and learn how to earn up to $25,000 by transferring funds. Don’t miss this limited-time offer!
M1 is offering a nice brokerage transfer bonus. You could earn up to $25,000 simply by transferring funds into your M1 brokerage account. It’s a promotion I am excited to share with you, especially if you’re thinking about consolidating your investments or moving funds into a more flexible account. Let’s dive into the details so you can make sure you don’t miss out on this opportunity!
Key Takeaways
- Promo Period: January 1–31, 2025
- Bonus: 0.5% of your total transfer value, up to $25,000
- Eligibility: New and existing M1 customers who transfer at least $10,000 in assets
- Ineligible Accounts: IRAs, retirement funds, and cryptocurrency
- Promotion Restrictions: No internal transfers, ACH, wire transfers, or 401(k) rollovers.
What’s the Deal with the M1 Transfer Bonus?
So here’s how it works: M1 Finance is offering a one-time cash bonus for those who successfully transfer at least $10,000 worth of investments into their brokerage account. The amount you can earn depends on how much you transfer — 0.5% of the total transfer value, up to a maximum of $25,000. The bonus will be deposited into your M1 taxable brokerage account, not your retirement or custodial accounts.
For example, if you transfer $10,000, you’d earn a $50 bonus. But if you really want to maximize this offer, you could transfer up to $5,000,000 and snag the full $25,000 payout. It’s a pretty incredible offer, especially if you’ve been thinking about shifting assets around or consolidating your portfolio.
Are There Any Restrictions?
Yes, there are a few things you need to keep in mind to qualify:
- Minimum Transfer: You need to transfer at least $10,000 in assets to be eligible.
- Eligible Accounts: The funds must go into a taxable M1 brokerage account — no IRAs or 401(k)s allowed.
- Types of Transfers: ACH deposits, wire transfers, and 401(k) rollovers won’t count. You must transfer your brokerage account, not just move funds from one M1 account to another.
- Cryptocurrency: This is strictly for stocks, bonds, and other eligible securities. Cryptocurrency transfers won’t count toward the promotion.
- Holding Period: Once you transfer, you must keep your funds in the M1 brokerage account for a full year (until January 31, 2026) to keep the bonus.
How to Maximize Your Transfer
If you’re aiming to get the full $25,000, you’ll need to transfer a substantial amount — $5 million to be exact. That’s not a small sum, but if you’re in the position to do it, the payout is a no-brainer. Even if you can’t reach that amount, transferring $100,000 would still get you a $500 bonus, and that’s a nice chunk of change just for moving your money.
A quick tip: If you’re moving assets from a current brokerage account, make sure all your instructions are correct and that the transfer is settled before the deadline of January 31, 2025. Any errors or delays, and you might miss out.
Our Take: Should You Take Advantage?
If you’ve got funds sitting elsewhere and want to earn a cash bonus just for moving them, this M1 promotion is definitely worth considering. With a promotion like this, you’re essentially getting paid for making a strategic move with your investments. Whether you’re a seasoned investor or just starting to diversify, M1’s platform makes it simple to take advantage of this offer.
Just make sure you follow the steps carefully, avoid mistakes, and give yourself enough time to meet the holding period. If you’re eligible, it’s an easy way to earn some extra cash while optimizing your investment strategy!
READ MORE: SEE THE BEST INVESTING BONUSES HERE.
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