GO2bank (go2bank.com) is welcoming new customers with a $50 cash bonus (referral link required). Earn an additional $50 cash bonus for every person who opens a new GO2bank account using your unique referral link. More referral offers here.
Formerly GoBank and in partnership with Green Dot, GO2bank provides “spend and save” accounts with cashback rewards and 1% APY on your savings. Plus, the $5 monthly fee is easy to avoid with a qualifying direct deposit. Let’s dive into GO2bank and their current offers below.
See the Posts History below for all offers from this institution.
READ MORE: GET TOP BONUSES FROM CHASE, AXOS, BANK OF AMERICA, TD BANK, AND BMO.
GO2bank $50 New Customer Bonus
Enjoy a $50 cash bonus when you use a referral link to open a new GO2bank account and receive a direct deposit of at least $200 within 45 days of opening your account. This offer applies to new customers only.
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GO2bank Give $50, Get $50 Referral Program
Get a $50 cash bonus for every friend that uses your unique referral link to open a new GO2bank account and receives a qualifying direct deposit of $200 or more within 45 days of account opening. Each of your referrals will also benefit from a $50 cash bonus.
To participate:
- Log into your GO2bank account.
- Navigate to the “Refer a friend” page.
- Send your unique referral link to your friends.
You can earn up to $1,500 in referral rewards per calendar year. See their referral program page here.
GO2bank Features
You can easily manage your GO2bank account via the website or mobile app. It comes with following perks:
- Multiple ways to deposit funds, including check and cash.
- Early paycheck access up to 2 days early, with direct deposit.
- Early government benefits access up to 4 days early.
- Withdrawals via ATM or cash back at a retailer.
- 1% interest on up to $5,000 in combined savings vault balances, paid quarterly.
- Secured credit card to build credit, with free VantageScore monitoring.
- Up to 7% cashback on eGift Cards purchased within the app.
- Overdraft protection up to $200, with opt-in and eligible direct deposit.
- Easily lock and unlock your card within the app.
- FDIC insured.
You must be at least 18 years old to open a GO2bank account. Your name, address, date of birth, Social Security number and phone number are required.
GO2bank Fees
While not the cheapest online bank out there, GO2bank is at least transparent about their fees. Of note, there’s a $5 monthly fee. This charge is waived with eligible direct deposits. Besides that, fees for common transactions are:
| Cash Deposit | Up to $4.95, from the retailer |
| Out-Of-Network ATM Withdrawal | $3 per transaction |
| Foreign Transaction Fee | 3% of total transaction amount |
| Replacement Card (Expedited) | $24.95 |
| Overdraft Protection Fee | $15 |
Bottom Line
If you’re living from paycheck to paycheck, you might want to consider opening a GO2bank account. It gives you access to early paydays, interest on your savings and cashback rewards. You might even qualify for the GO2bank secured credit card, giving you a low-risk opportunity to build credit.
Chime is another mobile banking service. They’re currently offering a $50 bonus for new members, as well as $50 referrals.
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READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
