There are traditional ways of easily earning points and miles, like credit card welcome bonuses, flights and hotel stays. And then there are the non-traditional ways that rewards hackers swear by. One such trick is “double dipping,” when you earn two different types of rewards for a single activity. It’s one of the best ways to make the most out of your credit card spending.
See our best credit card bonuses here.
Below, we’ll go through our list of top double dips. In some cases, you might even get to triple or quadruple dip!
If you like to shop online, then shopping portals is a great way for you to double dip. These are third-party sites that partner with various retailers to give you points, miles or cash back when you click through the portal to the merchant’s site. Rewards from shopping portals are earned on top of the points, miles or cash back you get from making the purchase with your credit card.
There are many different types of shopping portals, including airline, hotel, credit card and cash back. In fact, because there are so many to choose from, it could become overwhelming when you try to figure out which one offers the best bonus. Our trick? Use a shopping portal aggregator like Cashback Monitor. These sites compare earning rates across portals by specific retailers. Simply search for a merchant and choose the portal that offers the most value to you.
Oftentimes, shopping portals offer limited-time promotions with elevated earning rates for certain merchants, or bonus rewards for select purchases over a holiday.
As with anything relating to rewards, you’ll want to read the fine print for each shopping portal to make sure your purchase is eligible for the bonus.
Dining out with the right credit card can earn you loads of rewards in and of itself. Especially if you have a card like Chase Sapphire Reserve® which gives triple points on restaurant purchases. But you can earn even more rewards when you double dip. Here are a few ways to do it:
- Dining Programs. Airline and hotel loyalty programs often have dining rewards networks. When you pay for a meal with a linked credit card, participating restaurants will reward you with points or miles. Again, these bonuses are separate from the rewards you earn with your credit card. Below is a list of popular dining programs and their welcome bonuses
|DINING PROGRAM||WELCOME BONUS|
|Alaska Mileage Plan Dining||1,000 bonus miles when you spend $30 within your first 30 days.|
|American AAdvantage Dining||1,000 bonus miles when you spend $25 within your first 30 days.|
|Delta SkyMiles Dining||3,000 bonus miles when you spend $90 your first 30 days.*|
|Southwest Rapid Rewards Dining||1,000 bonus miles when you spend $25 within your first 30 days.|
|United MileagePlus Dining||3,000 bonus miles when you spend $100 within your first 30 days.*|
|Hilton Honors Dining||1,000 bonus points for your first visit.|
*Spending requirement is spread across multiple restaurant visits.
- OpenTable. You’ll get 100 points for every reservation you make (or 1,000 points at select restaurants and times) which you can redeem for future dining. So, each completed OpenTable reservation you make earns a discount on a future meal.
- Restaurant Vouchers/Certificates. Purchase discounts on meals at certain restaurants via sites like Restaurant.com, Groupon and Living Social. Be sure to read the fine print, as many of these vouchers have special limits on days, times and dishes.
QUADRUPLE DIP EXAMPLE: OpenTable + Restaurant.com/Groupon/Living Social/other discount + dining program + credit card dining rewards.
All Marriott Bonvoy members enjoy a 10% bonus when transferring their Marriott points to United miles.
This bonus is in addition to the standard 5,000-mile bonus you get for every 60,000 Marriott points you convert.
In terms of elite status:
- Marriott Bonvoy Titanium and Ambassador members automatically receive United MileagePlus Premier Silver status.
- United MileagePlus Gold members or higher automatically receive Marriott Bonvoy Gold status.
American Airlines + Hyatt
Hyatt elites earn 1x bonus points on AA flights.
AA elites earn 1x bonus miles on Hyatt stays.
The bonuses above are in addition to the regular AAdvantage miles you’d earn on flights or Hyatt points you’d earn on stays. Simply link your AAdvantage and World of Hyatt accounts, and you’ll automatically be rewarded accordingly.
You might also get the opportunity to fast track to elite status. For Hyatt, fast tracking is available to Explorist or Globalist elites. AA fast tracking is limited to those with AAdvantage Platinum status or higher. If you hold AA’s invite-only Concierge Key status, you’ll automatically receive Hyatt Globalist status.
TIP: The World of Hyatt Credit Card automatically grants Discoverist elite status for as long as you’re a cardmember.
Hyatt + M Life
Way back in 2013, Hyatt partnered with MGM Resorts so members can easily earn and redeem points at luxurious properties on the famed Las Vegas Strip.
World of Hyatt members earn points and elite credits for stays at participating MGM properties, like the Bellagio, Mandalay Bay and Vdara. You’ll earn M life tier credits for these stays as well.
The Hyatt and M life partnership also offers status matching:
|WORLD OF HYATT||M LIFE|
With your M life status, you’ll have access to on-property benefits, including room upgrades, priority check-in and VIP line access to nightclubs and pool areas.
Retail Loyalty Programs
While retail loyalty programs won’t get you free luxurious hotel stays or first-class tickets, you’ll at least earn some kind of reward for your loyalty with office supply stores, sports retailers, restaurants, pet supply stores and more.
Most retail loyalty programs will reward you with future discounts. For example, get a $5 coupon for every $100 you spend. Sometimes, merchants will provide additional perks for their loyal members, like complimentary shipping and a free birthday gift every year.
Make sure to check if your favorite retailers have loyalty programs, and sign up for them so you can start earning rewards. To view our favorite underrated loyalty programs, look for our upcoming post The 7 Best Loyalty Programs You Don’t Know About.
If you have an American Express card, then you should utilize the Amex Offers program. These promotions usually come in one of three forms:
- Spend X amount of dollars and get Y number of bonus points.
- Spend X amount of dollars and get Y amount of dollars back.
- Get X additional points for each dollar you spend at a select merchant.
Taking advantage of one or two of these deals every year will easily cover the cost of most Amex cards’ annual fees. Plus, you can stack Amex Offers with other “double dips” on our list, so you’d essentially be “triple dipping.”
Amex Fine Hotels & Resorts
Many luxury resorts partner with booking platforms to offer additional benefits during your stay. One of the best options to double dip this way is through American Express Fine Hotels & Resorts for those that have The Platinum Card® from American Express.
This combo lets you book rooms at high-end chain hotels as well as a boutique and unaffiliated properties worldwide. Because you’re booking with Amex instead of directly with the hotel, you’ll enjoy a variety benefits during your stay, which might include free breakfast, room upgrades, property credits, early check-in, late checkout or a welcome amenity. These perks are in addition to the 5x points you’d earn on prepaid hotel bookings.
Another great thing about the Amex Fine Hotels & Resorts program is that you’ll still earn points, elite credits and perks for your stays as a hotel loyalty program member (except Marriott Bonvoy).
Credit Cards Mentioned
Double dipping, or triple and even quadruple dipping, are quick and easy ways to get more for your credit card spending. Use the tools and strategies we outlined above and you’ll be well on your way to your next dream award vacation.
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