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- Rated 4 stars
- Excellent
- CreditZO Review
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Your credit score determines your eligibility for a credit card, loan, mortgage and much more. Negative items on your credit history will give you a low score, making it difficult for you to open a credit card or get a loan offer with favorable terms. If these negative items are errors, you’ll want to fix these credit report mistakes ASAP.
Compare all the best credit repair services here.
CreditZO is a credit repair company that automatically identifies and disputes negative items on your credit report. They also offer credit repair advice, credit monitoring and referrals to credit card providers and lenders who specialize in low credit scores. Keep reading for more on CreditZO, so you can decide if they’re right for you.
CreditZO Free Credit Repair
CreditZO is different from the credit repair competition, because they don’t charge a fee for filing credit error disputes on your behalf. You will, however, have to pay to pull your credit report from a third party, along with a monthly fee that ranges from $14.29 to $27.99 to monitor your credit.
| BASIC | BASIC PRO | PREMIUM PRO | DELUXE PRO | |
| Monthly pricing | $14.29 | $14.79 | $18.49 | $27.99 |
| Bureaus | TransUnion | All 3 | All 3 | All 3 |
| Credit monitoring & alerts | X | X | X | X |
| ID restoration | X | X | ||
| ID theft insurance | X | X | ||
| Enhanced alerts | X |
If CreditZO is successful in removing negative items from your credit history, your credit score will increase. You’ll also get tips and tricks on things you can do to improve your score, along with referrals to financial institutions that cater to consumers with low credit scores or poor credit history.
Bottom Line
CreditZO is a good fit if you have negative items on your credit report, and you don’t want to deal with disputing them yourself. Sending in disputes on your behalf is free, but credit monitoring does come with a fee.
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.