Get a $200 bonus once you spend $500 on purchases in the first 3 months from account opening. Also, earn 5% cash back on combined gas station and grocery store purchases (excluding Target and Walmart) for up to $12,000 spent in the first year. Compare with other top card bonuses here.
This card earns unlimited 3% on dining and drugstores and 5% on travel purchased through Chase Ultimate Rewards. Earn 1.5% cash back on all other purchases.
The card has no annual fee. This makes it a good everyday card for just about everyone.
But, pair it with certain other Chase cards and it’s a whole new ball game. Here are a couple of cards you can combine Ultimate Rewards points and transfer to travel partners to possibly get more value.
Card Details
Card Pros & Cons
Pros
- Great welcome offer for a no-annual-fee card
- Unlimited 1.5% minimum earn rate for cash back rewards
- Intro APR period
- No minimum redemption amount
Cons
- Requires good/excellent credit
- Foreign transaction fee
Card Highlights
- Earn cash back: 5% on travel purchased through Chase Ultimate Rewards, 3% on dining at restaurants (including takeout and eligible delivery services), 3% on drugstore purchases, and 1.5% on all other purchases.
- Benefit from a 0% intro APR for 15 months on purchases and balance transfers (variable APR after the intro period).
- No annual fee for the Freedom Unlimited® card, and Cash Back rewards do not expire as long as your account is open with no minimum redemption requirement.
- Redeem for cash back as a statement credit or direct deposit to most U.S. checking and savings accounts.
- Shop with Points at Amazon.com and redeem for gift cards and certificates for shopping, dining, entertainment, and more.
- Book travel with Chase Ultimate Rewards® for competitive rates and flexible payment options.
- My Chase Plan allows you to pay off eligible purchases over time with fixed monthly fees and no interest.
- Benefit from Zero Liability Protection for unauthorized charges, Purchase Protection for new purchases, Extended Warranty Protection, and Trip Cancellation/Interruption Insurance.
- Receive 24/7 Fraud Monitoring and Auto Rental Collision Damage Waiver coverage.
- Access Travel and Emergency Assistance Services for support away from home.
- Enjoy 5% cash back on Lyft rides through March 31, 2025, and 3.5% cash back in addition to the existing 1.5% cash back on Instacart purchases.
- Get a complimentary 3-month DashPass membership with DoorDash, with 50% off for the following 9 months. Also, enroll in a complimentary 3-month Instacart+ membership, and earn up to $10 in statement credits per quarter on eligible Instacart purchases.
>> OFFER LINK
READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS
Bottom Line
The Chase Freedom Unlimited® is a good choice for people who want a card that can do everything.
This card has no annual fee and earns more than the average amount on travel, dining at restaurants, and drugstores. It also earns a good amount on all other spending. When you use this card with another premium Chase card, it gives you even more rewards.
Chase Bank also offers great bonuses with their Checking/Savings accounts.
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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Get a $200 bonus when you use this link to open a Chase Freedom Unlimited credit card and spend $500 within 3 months of account opening:
https://www.referyourchasecard.com/18/YFD956ISFD