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If you own a business and don’t have the best credit, you may have a hard time finding a good business credit card. The Capital One Spark Classic for Business card was designed to fill this niche. It doesn’t offer a welcome bonus but the card also doesn’t cost anything to carry.
The Capital One Spark Classic for Business card offers a flat 1% cashback rate on all purchases. You will receive your Spark Classic cash back at any time, in the form of statement credits or checks in the mail. Unlike most rewards cards, there is no minimum to redeem. To make it an even easier process, you can set up automatic redemptions at a certain date or when your rewards reach certain thresholds.
Other benefits include no foreign transaction fee and free employee cards.
For business owners with Good to Excellent credit, go with one of the other Capital One Spark Business cards below.
*The Spark Classic for Business is issued by Capital One. See here for the latest sign-up bonuses from Capital One for its Checking/Savings accounts.
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