The AT&T Access Card from Citi has an offer for 10,000 Citi ThankYou bonus points when you spend $1,000 within the first three months. We value these points to be worth around $125. Although not the best welcome offer out there, it’s a solid one for a card with no annual fee. See our list for more reward credit cards including the Capital One® VentureOne® Rewards Credit Card.
The AT&T Access Card from Citi is an entry-level rewards card that caters to AT&T customers and online shoppers, with 2x points on AT&T products and services and on purchases from qualified retail and travel websites.
There are plenty of ways you can redeem your points, including flights, gift cards, Amazon purchases, statement credit and cash back.
But if you tend to spend in other categories, you’ll want to consider another rewards card.
*The AT&T Access Card from Citi is issued by Citibank. Citi also offers great sign-up bonuses for its Check/Savings accounts.
AT&T Access Card from Citi 10,000 Bonus Points Offer
Take advantage of the AT&T Access Card’s introductory offer: 10,000 bonus Citi ThankYou points. My valuation puts these points at around $125 in value (more on that below).
To qualify, charge at least $1,000 to your card within the first 3 months of account opening.
Here are some ideas to meet the spending requirement.
What Are Citi ThankYou Points Worth?
As with many rewards cards, your points’ worth depends on how you use them. I value each Citi ThankYou point at around $0.017. That’s above the average value of $0.01 per point across different credit cards.
When you redeem your rewards for airfare, the value of each ThankYou point is $0.0125. This includes the 25% added value when you book through the Citi ThankYou Travel Center.
You can redeem your points towards:
- Travel booked via the Travel Center
- Statement credits
- Gift cards
- Debt payments
- Charitable contributions
- Online purchases at Amazon and Best Buy
You can also transfer your points to participating airline loyalty programs (more on that below).
Because there are so many ways to redeem, finding the most value for your points requires a bit of legwork. If you want easier rewards, you might want to go with a general travel rewards card instead (see my suggestions below).
The AT&T Access Card from Citi gives you decent rewards in two categories: online shopping on eligible websites, and AT&T products and services. There’s no annual fee, so it doesn’t hurt to have this rewards card in your wallet. Especially if you love shopping online.
But the card does come with a few limitations, including:
- No AT&T-specific perks. Though designed for AT&T customers, this card doesn’t offer cell phone protection or any other direct benefits.
- Complicated rewards structure. To get the most value for your points, you’ll need to transfer your rewards or do some serious strategizing.
- Foreign transaction fees. With a 3% fee, you’ll want to carry another credit card with you when you travel abroad.
Not too thrilled about the complex rewards program? If you’re looking for a simpler redemption process, go with a non-branded rewards card instead.
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