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The Zions Bank Premier Visa Card has an introductory offer for $150 bonus cash or 15,000 bonus points (depending on which rewards program you choose) when you spend $4,000 within the first 90 days. According to Zions Bank, both offers are worth $150 each. See our list for more travel credit cards such as the Chase Sapphire Preferred® Card.
A no-frills travel card, the Zions Bank Premier card offers a 2.5% return on travel purchases and 1.5% on everything else. Without any value-added perks, it’s hard to justify the card’s high annual cost.
Unfortunately, however, Zions Bank credit cards are only available in states where the issuer operates (more on that below).
*Check out Zions Bank bonuses for checking & savings accounts.
CHASE SAPPHIRE PREFERRED® CARD
The Chase Sapphire Preferred® Card currently has an offer for 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Redeeming the 60,000 bonus points through the Chase Ultimate Rewards program, which is praised by users, will get you $750 in value towards travel. The 60K bonus points are worth $750 because you get 25% more value whenever you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
Even better, strategize with Chase Ultimate Rewards points transfer partners to potentially get even more value. Each point can be worth up to 2 cents apiece (60k points = ~$1,200). Read more on this here.
$150 Bonus Cash or 15,000 Bonus Points Offer
Take advantage of the Zions Bank Premier card’s introductory offer: $150 bonus cash or 15,000 bonus points. Fifteen-thousand points are worth $150, so the bonus value is the same no matter which rewards program you choose.
To qualify, charge at least $4,000 to your card within the first 90 days of opening your account.
Here are some ideas on meeting the spending requirement.
Redeeming Zions Bank Premier Rewards
When the time comes to redeem your Zions Bank Premier rewards, the process is slightly different if you’re enrolled in the Amazing Cash program compared to the Amazing Rewards program.
Amazing Cash Program
As soon as you rack up $25 in rewards, you can redeem it in any whole dollar amount as credit to your Zions Bank card or as credit to a Zions Bank deposit account. Amazing Cash rewards never expire as long as your account is open.
Amazing Rewards Program
Each Amazing Rewards point is worth the standard $0.01, which means 100 points equal $1. You can only use your points as statement credits on items purchased within the last 90 days. You must also have a minimum of 2,500 points (or $25) to redeem. Amazing Rewards points also never expire as long as your account is open.
Zions Bank Premier Card Availability
The Zions Bank Premier card is only available to those who live near a Zions Bank. That includes residents of Idaho, Utah and Wyoming.
Bottom Line
It’s hard to recommend the Zions Bank Premier Visa card. It offers decent earning potential. But without any value-added features, it’s hard to justify the card’s high cost.
But if you don’t live near a Zions Bank, you’ll have to consider other credit card options.
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.