The Wells Fargo Cash Wise Visa Card has an offer for $200 bonus cash when you spend $1,000 within three months. It’s not the highest welcome offer out there, but it’s a generous one for a no-annual-fee card. The Chase Freedom credit card has a comparable welcome offer and spending requirement.
The Wells Fargo Cash Wise card has no annual fee and offers an unlimited 1.5% flat rate on all purchases. It also comes with a cell phone protection plan if you pay your monthly mobile bill with your Cash Wise card.
But if you’re looking for value-added features that come with other credit cards, this barebones cash back card won’t be a good fit.
*Wells Fargo also offers great sign-up bonuses for its Checking/Savings accounts.
Wells Fargo Cash Wise Card $150 Bonus Cash Offer
Take advantage of the Wells Fargo Cash Wise card’s introductory offer: $150 bonus cash. To qualify, charge at least $500 to your card within the first 3 months of opening your account.
Here are some ideas on meeting the spending requirement.
Redeeming Your Cash Rewards
You can redeem your Wells Fargo Cash Wise cash rewards a number of ways, including:
- Wells Fargo ATM withdrawals ($25 increments)
- Wells Fargo account deposits ($20 increments)
- Statement credits ($20 increments)
- Paper checks ($20 increments)
- Non-cash redemptions via Go Far Rewards (gift cards, merchandise and travel)
Keep in mind, non-cash redemptions tend to have less value than cash redemptions.
Wells Fargo Cash Wise Card Top Features
Get an additional 20% mobile wallet transaction bonus above the base earn of 1.5%. That brings the cash reward total to 1.8%. This offer is valid for the first 12 months from account opening.
All Wells Fargo credit cards, including the Cash Wise Visa card, come with cell phone insurance if you pay your phone bill with your card. You’ll receive up to $600 in coverage against damage or theft, which is subject to a $25 deductible. This is not a standard for feature for a no-annual-fee card.
If you use this protection plan instead of the carrier’s insurance, you could save close to $100 every year.
A solid card with an average cash back rate, the Wells Fargo Cash Wise Visa is, overall, not a bad choice. But if you want a big sign-up bonus or a better rewards rate, then you should look into other credit cards.
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