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Home Cryptocurrency Promotions

Valora App (valoraapp.com) Review: Easy P2P Crypto Payments & Much More

Diana Mason by Diana Mason
September 10, 2021 12:00 am CDT
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This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Contents

  • 1 Valora App Features
    • 1.1 Crypto Interest Account
    • 1.2 Crypto Gift Cards
    • 1.3 Security
  • 2 Valora App Pricing & Fees
  • 3 Bottom Line
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Valora believes your digital assets should be as easy to use as cash. They’ve built a mobile wallet that makes sending, saving and spending crypto as easy as sending a text. Whether you’re splitting the lunch bill with a friend in California, sending a remittance to the Philippines, or purchasing groceries at a supermarket in Brazil, Valora can do it all. Keep reading for everything you need to know about Valora.

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Valora App Features

Have you ever tried to send money abroad? It’s a cumbersome task. Fees for traditional transfers cost upwards of 15% of the total transaction and can take a few days to complete. With Valora, you can do it cheaply, easily and instantly, from anywhere in the world (more on pricing and fees later). All you need is a mobile phone. Here’s how it works:

  1. Download Valora to your phone.
  2. Sign up for an account using your phone number.
  3. Fund your Valora account with Celo Dollars (cUSD).
  4. Select someone in your contact list to send funds.
  5. Valora sends a text message to your recipient to redeem their cUSD.

The transaction happens at the speed of sending a text, even in parts of the world with slow internet connections. Funds are available as soon as the recipient downloads and registers for a Valora account.

Valora works with Celo Dollars (cUSD), a stablecoin, because it tracks the value of the U.S. Dollar and avoids the price fluctuations seen in other digital assets.

Crypto Interest Account

Valora provides up to 5% interest annually on every cUSD in your account. There are no minimums, no commitments, and the earnings happen automatically.

Crypto Gift Cards

Not only a P2P payment app, Valora also lets members pay for goods with major retailers, services and subscriptions around the world that accept cUSD directly. Simply transfer your funds to a crypto exchange and convert cUSD to gift cards at Amazon, Starbucks, Walmart and more.

Security

Valora is a self-custodial wallet, which means you have complete control over your funds. You’re the only person that has access to your account keys. This means no one else, not even Valora, can get into your account.


Valora App Pricing & Fees

Valora charges minimal fees, as low as $0.001 per transaction. That’s next to nothing. In comparison, the average remittance costs 7%.


Bottom Line

Valora makes it easy to send funds internationally, earn interest, and make payments, all using cUSD. All you need is a smartphone and the Valora app.

See our brokerage and investment offers page here.

Read more: See the best bank promotions here and the best investing promotions here.

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Diana Mason

Diana Mason

Diana's passion for travel eventually led to her separation from the 9 to 5 office life and into the arms of freelance work. Cali-born and Philly-bred, she's a creative professional with a delightful knack for words. When she's not gallivanting across the globe, Diana can be found writing (of course), teaching yoga and dreaming of her next big adventure.

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