The Best Gift Cards For 2022 And How To Save Money On Them

Find out how to save some money on all the best gift cards here.

Over the past few years gift cards have become more and more popular as gift ideas for not only acquaintances and coworkers, but close friends and family as well. Recipients are actually requesting gift cards more now than ever, leading to an all time high rate of gift cards being bought.

Take a look at earning gift cards with Dabbl, a mobile app that lets you earn by completing simple, fun interactive games, quizzes and videos.

In today’s economic times, gift cards are just more practical. You’re giving someone the option to buy exactly the things they want and need. Let’s face it, it also makes it a lot easier on you during the gift searching process.

Gift cards are also one of the best ways to meet the minimum spending requirements for credit card bonuses as well.

Best Ways To Save Money On Gift Cards

Gift cards are sold just about everywhere these days. Supermarkets, malls, grocery stores, gas stations – you name it. But, you’re basically paying full price for the face value of the gift card.

Merchant-branded gift cards don’t involve Purchase activation fees, so a $25 gift card will cost you $25. Visa, MasterCard, and American Express gift cards all require a Purchase Fee, which can be anywhere from roughly $3 to close to $6 or so depending on where you buy.

Top Sites For Buying Gift Cards

Raise.com is one of the best for buying gift cards and it’s my personal favorite. You’re basically buying previously owned gift cards at a discounted rate. This gift card exchange site will only carry merchant-branded options, since there’d be no reason for someone to sell off their Visa or MasterCard gift card. Use this gift card exchange site to sell off any unwanted gift cards you may have also.

You can get $5 off $75+ with this offer link & code RAISE75AF. I review Raise.com here. A $10 off $50+ purchase code is sometimes active throughout the year as well – 10RAISEAF.

Save On Popular Gift Cards Below With Raise.com

• TJ Maxx
• Bed Bath & Beyond
• eBay
• Home Depot
• Apple
• Lowe’s
• Macy’s
• Starbucks
• Target
• Victoria’s Secret
• Walmart
• Whole Foods
• Sephora

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Gift Card Granny offers branded gift cards from various retailers, as well as a variety of Visa and Mastercard gift cards. You’ll be able to get various discounts and cash back rewards with your purchases.

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Buy Discounted Gift Cards On eBay

There are two ways of buying gift cards on eBay:

1. Through the eBay Gift Cards Store: you’re just purchasing gift cards at face value and using eBay as a place to buy them. You’re not getting them at a discount.
2. Search for gift cards on eBay: with the “Buy It Now” options, you’re not really going to save that much more on gift cards compared to the gift card exchange sites above. You can save more money by being patient and bidding on the gift card auctions. This may or may not be worth the trouble for you, but you’ll likely save some decent change. You’ll also sometimes find high valued gift cards on Ebay that may not be available through the exchange sites. I like buying my Starbucks gift cards on Ebay, and I can usually score a really good deal.

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American Express and Visa Gift Cards

You can get Visa Gift Cards from GiftCardMall. You won’t really save any money on Visa Gift Cards unless a promotion pops up to save on the Purchase Fee.

With American Express, however, you can save money on either the Purchase Fees and/or the Shipping Fees with promotion codes. Find updated Amex Gift Card promotion codes here.

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Most Popular Gift Cards

American Express Gift Cards

A sure winner in the office setting, these are accepted everywhere American Express is accepted. They are good gift options for your employees, as well as friends and family. The one drawback is the purchase fee that is involved in each one you buy at your local drug store or supermarket. Besides locally, you really can only get them through the American Express Gift Card webpage. See American Express Gift Card savings and coupons.

• American Express Gift Cards

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Amazon Gift Cards

Rapidly becoming one of the most popular gift cards, with Amazon carrying millions of items in just about every single category you can think of. You can actually find Amazon Gift Cards through the gift card exchange sites also.

• Via Amazon.com

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Visa Gift Cards

Visa is accepted almost everywhere credit cards are accepted, so this adds a little more convenience for the recipient. Whether at a local store or online, these will require purchases fees (usually $3.95 or $4.95). Shipping fees may also apply buying online as well.

• Via GiftCardMall

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Starbucks Gift Cards

This is always a safe bet for those who need their cup of joe every morning.

• Via Raise.com

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Target Or Walmart Gift Cards

I grouped these together because a shopper will usually only be either a Walmart shopper OR a Target shopper. Both are very popular for the holidays.

• Via Raise.com

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Restaurant Gift Cards

The benefit to the buyer is that most restaurants give extra incentives or bonuses for buying their gift cards (i.e. buy a $25 gift card, get a bonus $5). The negative is obviously the fact that you’re restricting the recipient to just that one venue, so be sure it’s one of their favorites.

• Via Raise.com

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Supermarket Gift Cards

I’d recommend getting one from a specialty or organic friendly market, like a Central Market or Whole Foods (the most popular).

• Via Raise.com

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Warehouse Gift Cards

The most popular is the Costco Cash Card. A neat feature is that you can shop at any Costco with it without even being a member(saving $50 to $100 in membership fees).

• Via Raise.com

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The Gap Gift Card

Many people don’t realize that this sucker can be used at all the stores in the Gap family (Gap, Old Navy, Banana Republic, or Athleta). So, from the standpoint of an apparel gift card, this is one of the most versatile.

• Via Raise.com

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Home Depot | Lowe’s | Bed Bath & Beyond Gift Cards

While there are some product selection differences between Home Depot and Lowe’s, most shoppers are going to go to the home improvement store most convenient to them. For women though, skip both options and opt for a Bed Bath & Beyond gift card instead.

• Via Raise.com

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Victoria Secret Gift Card

It’s hard to leave this one off the list, as nearly 25% of women prefer it over other options.

• Via Raise.com

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