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The U.S. Bank FlexPerks Business Travel Rewards card has 25,000 bonus points as an introductory offer. I value these 25k points at around $375. It’s a solid bonus considering the card’s $55 annual fee.
FlexPerks Business offers a decent sign-up bonus and generous ongoing rewards, making it a well-rounded travel rewards card. However, it’s not a good fit for every company. Keep reading to learn everything you need to know about this business credit card.
*U.S. Bank also offers great sign-up bonuses for its Checking/Savings accounts.
INK BUSINESS PREFERRED® CREDIT CARD
The Ink Business Preferred® Credit Card from Chase has a new cardmember offer for 100,000 bonus points after you spend $15,000 on purchases in the first 3 months after opening.
These bonus points are worth $1,250 towards travel when you redeem through Chase Ultimate Rewards. Or, transfer points over to Ultimate Rewards travel partners to potentially get even more value – up to an average $2,000 for 100k points. Read more about this here.
This card earns 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year. You’ll earn unlimited 1 Point Per $1 spent on all other purchases.
The Ink Business Preferred® Credit Card earns Ultimate Rewards points. This makes it a great choice for pairing with the non-business Chase Sapphire Preferred® Card or Chase Sapphire Reserve®. You’ll be able to pool points together for faster rewards.
This card has a $95 annual fee.
FlexPerks Business Card 25,000 Bonus Points Offer
Take advantage of the U.S. Bank FlexPerks Business Travel Rewards card’s 25,000 bonus FlexPoints offer. My valuation puts these points at around $375 (more on that later).
To qualify, charge at least $2,000 to your card within the first 4 months of opening your account.
Here are some ideas on meeting the spending requirement.
What Are FlexPoints Worth?
Like many other rewards cards, your points’ worth depends on how you use them. On average, each U.S. Bank FlexPoint is worth around $0.015. That’s a good value considering the average across different rewards cards is just $0.01 per point.
You can use your FlexPoints for:
- Travel
- Annual fee
- Merchandise
- Gift cards
You’ll get the most value for your FlexPoints if you use them for travel. You’ll receive 1.5 cents per point in value for airfare, hotel stays, car rentals, etc. Redeeming your points to pay for the card’s annual fee comes in at a close second. All other redemption options will yield a value of approximately $0.01 per point.
FlexPerks Business Card Top Features
With every award ticket, get a $25 airline fee credit towards:
- Baggage fees
- Inflight food and beverages
- Seat upgrades.
The $55 annual fee will be credited back to your account if you charge at least $24,000 in purchases to your card within a membership year.
Make purchases abroad without worrying about foreign transaction fees with the U.S. Bank FlexPerks Business Travel Rewards card.
Bottom Line
The U.S. Bank FlexPerks Business Travel Rewards card is a good solution for small businesses that:
- Spend enough to earn the welcome bonus
- Spend enough to waive the annual fee
- Have expenses which falls under the card’s bonus categories
Doesn’t sound like your company? Then consider other credit cards that better suit your business spending.
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.