The Union Bank Cashback Rewards Visa Credit Card has an offer for $100 bonus cash when you spend $1,000 within the first three months. Although not the best welcome offer out there, it’s a generous one for a no-annual-fee card. The Chase Freedom Unlimited® also comes with no annual fee.
The Union Bank Cashback Rewards card is a simple, no-frills credit card that offers an unlimited flat rate of 1.5% cash back on all your purchases. Those who are Union Bank customers get a 25% reward bonus when you redeem to a Union Bank deposit account, or a 50% reward bonus if you use your cash back towards a Union Bank mortgage payment.
Looking for more bang for your buck? Consider the Union Bank Rewards Visa card. It’s a better fit for those who tend to spend moderately via mobile wallet and on dining, gas and groceries.
*Check out Union Bank bonuses for checking & savings accounts.
|Bonus Available||Get $100 bonus cash when you spend $1,000 in purchases in the first 3 months from account opening.|
|Ongoing Rewards/Benefits||Earn unlimited 1.5% cash back for every $1 spent on purchases.|
25% reward bonus when you redeem rewards into your Union Bank checking, savings or money market account.
50% reward bonus when you redeem rewards as a principal reduction payment to your Union Bank mortgage.
|Foreign Transaction Fees?||3%|
*Bonus value is an estimated value calculated by MoneysMyLife and not the card issuer. Read our card review for more details.
View our latest valuations here.
- No annual fee
- Welcome bonus
- Unlimited rewards
- Relationship bonus
- Good-Excellent credit needed to qualify
- Foreign transaction fees
Union Bank Cashback Rewards Card $100 Bonus Cash Offer
Take advantage of the Union Bank Cashback Rewards card’s $100 bonus cash offer. To qualify, charge at least $1,000 to your card within the first three months of opening your account.
Here are some ideas on meeting the spending requirement:
Redeeming Union Bank Cashback Rewards
The value of your rewards depends on your redemption options. When it comes time to redeem your Union Bank cashback rewards, you have a couple options:
- Statement credits to your card account, or
- Deposits into a non-Union Bank checking or savings account.
If you’re a Union Bank customer, you have additional redemption options with reward bonuses:
- Deposits into a Union Bank checking, savings or money market account (25% bonus)
- Principal reduction payments to your Union Bank mortgage account (50% bonus)
So your $100 welcome bonus could actually be worth:
|Non-Union Bank account deposit||$100|
|Union Bank account deposit||$125|
|Union Bank mortgage payment||$150|
*Union Bank cashback rewards do not expire.
The Union Bank Cashback Rewards card is a solid choice if you already have a relationship with Union Bank, especially if you took out a mortgage with the issuer. But you could earn more rewards – if you’re a moderate spender – with the Union Bank Rewards Visa card. It has bonuses for mobile wallet, restaurant, gas station and grocery store purchases.
What’s The Competition?
Below are some of the top competitors to the Union Bank Cashback Rewards Visa credit card you should consider.
|OFFER LINK||OFFER||OUR REVIEW|
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