The Union Bank Business Rewards Visa Credit Card has an offer for 10,000 bonus points when you spend $5,000 within the first three months. According to Union Bank, this introductory offer is worth $100 as statement credit. It’s a sweet deal considering the card doesn’t have an annual fee. The Ink Business Unlimited Credit Card also comes with no annual fee. See our list for more business credit cards.
The Union Bank Business Rewards card offers a couple bonus categories on common business spending, but they’re capped at $25,000 in spending annually. You’ll earn limited:
- 5x points on business expenses (more on that later), and
- 2x points on gas and dining.
Once you hit the spending limits, you’ll receive the base rate of 1x points.
But if your company spending doesn’t line up with the Union Bank Business Rewards card’s bonus categories, you’ll want to consider another business card instead.
*Check out Union Bank bonuses for checking & savings accounts.
|Bonus Available||10,000 bonus points when you spend $5,000 in the first 3 months after account opening.|
|Ongoing Rewards/Benefits||5 points for every $1 spent on business expense purchases, including office supplies, utility bills, and telecom, computer and advertising services. On up to $25,000 annually.|
2 points for every $1 spent on gas station and restaurant purchases. On up to $25,000 annually.
1 point for every $1 spent on all other purchases.
|Foreign Transaction Fees?||3%|
*Bonus value is an estimated value calculated by MoneysMyLife and not the card issuer. Read our card review for more details.
View our latest valuations here.
- No annual fee
- Welcome bonus
- Good-Excellent credit needed to qualify
- Capped bonus categories
- Foreign transaction fees
Union Bank Business Rewards Card 10,000 Bonus Points Offer
Take advantage of the Union Bank Business Rewards card’s 10,000 bonus points offer. These points are worth $100 as statement credit (more on that later).
To qualify, charge at least $5,000 to your card within the first three months of opening your account.
Here are some ideas on meeting the spending requirement:
What Are Union Bank Business Rewards Points Worth?
Like many other points-based cards, the value of your rewards depends on how you redeem them:
- Statement credits (standard $0.01 per point)
- Travel (varies)
- Gift cards (varies)
- Merchandise (varies)
Union Bank Business Rewards points expire on the third anniversary of the date earned.
The Union Bank Business Rewards card is a decent choice if your company spends moderately on business expenses, gas and dining. If that’s not the case, you’ll want to look into a business credit card with unlimited rewards.
What’s The Competition?
Below are some of the top competitors to the Union Bank Business Rewards Visa Signature credit card you should consider.
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