The Umpqua Visa Business Real Rewards Card is offering 2,500 bonus points after you make your first card purchase. This introductory offer is worth $25, according to Umpqua Bank. It’s not the best bonus out there, but you also don’t have to spend much to qualify for it. See our list for more business credit cards such as the Ink Business Unlimited® Credit Card.
The Umpqua Business Real Rewards card, like Umpqua Real Rewards, offers an unlimited flat-rate of 1.5x points on all purchases. Both cards carry no annual fees, but the personal Real Rewards card currently has 10,000 bonus points (worth $100) as its welcome offer.
*Umpqua Bank also offers bonuses on its checking & savings accounts.
|Bonus Available||Get 2,500 bonus points after your first card purchase.|
|Ongoing Rewards/Benefits||Earn unlimited 1.5 points for every eligible $1 you spend.|
|Foreign Transaction Fees||2% in USD|
3% in foreign currencies
|Airport Lounge Access||No|
Free employee cards
*Bonus value is an estimated value calculated by MoneysMyLife and not the card issuer. Read our card review for more details.
View our latest valuations here.
- No annual fee
- Welcome bonus
- Unlimited rewards
- Free employee cards
- Good-Excellent credit needed to qualify
- Foreign transaction fees
Umpqua Business Real Rewards Card 2,500 Bonus Points Offer
The Umpqua Business Real Rewards card has a modest introductory offer of 2,500 bonus points. These points are worth $25 (more on that later).
To qualify, charge your first purchase to your card. It’s that simple. Other cards require you to reach a spending threshold within a certain time frame to get the bonus.
What Are Umpqua Business Real Rewards Points Worth?
Most points-based cards have varying point values, depending on how you redeem your rewards. But Umpqua Business Real Rewards points have constant value – the standard $0.01 each – no matter what redemption option you choose.
When you’re ready to use your points, you have several options:
- Cash deposits to an Umpqua Bank account
- Statement credits to your card account
- Travel savings
- Gift cards
Unfortunately, Umpqua Business Real Rewards points do expire, so make sure to use redeem them within five years.
The Umpqua Business Real Rewards card is a solid option for companies looking for simple, low-cost rewards for their business spending. But if you’re looking to get the most out of your expenses, consider a rewards card with bonus categories like the Umpqua Business Rewards Plus Card. It offers up to 3x points but also carries a $99 annual fee.
What’s The Competition?
Below are some of the top competitors to the Umpqua Visa Business Real Rewards credit card you should consider.
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|Axos Business Checking||$100 Cash||Review|
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