The Umpqua Visa Business Cash Card is offering $25 bonus cash to new cardmembers after their first purchase. It’s not the best bonus around, even for a card with no annual fee. The Ink Business Unlimited® Credit Card also comes with no annual fee.
The Umpqua Business Cash card gives you 1% cash back on all purchases, with bonuses for items in a few different spending categories:
- 3% cash back on office supplies and telecom services
- 2% cash back on dining and gas
There’s no limit to how much cash back you can earn. But if your company spending doesn’t fall under the Business Cash card’s bonus categories, you’ll want to consider a flat-rate rewards card. Like the Umpqua Visa Business Real Rewards Card, which offers 1.5x points on all purchases.
*Umpqua Bank also offers bonuses for its checking & savings accounts.
|Bonus Available||Get $25 bonus cash after your first card purchase.|
|Ongoing Rewards/Benefits||Unlimited 3% cash back on all eligible purchases from office supply stores and cellular phone, landline, internet and cable TV services.|
2% cash back on restaurant and gas station eligible purchases.
1% cash back on all other eligible purchases.
|Foreign Transaction Fees||2% in USD|
3% in foreign currencies
*Bonus value is an estimated value calculated by MoneysMyLife and not the card issuer. Read our card review for more details.
View our latest valuations here.
- No annual fee
- Welcome bonus
- Unlimited rewards
- Good-Excellent credit needed to qualify
- Foreign transaction fees
Umpqua Business Cash Card $25 Bonus Cash Offer
The Umpqua Business Cash card is offering $25 bonus cash as a little thank you for signing up. To qualify, simply charge your first purchase to your card. There’s no spending requirement or time limit to worry about.
Redeeming Umpqua Business Cash Card Rewards
When it comes time to redeem your Umpqua Business Cash rewards, you have two options:
- Cash deposit to an Umpqua checking or savings account (within 7 business days)
- Statement credit to your card account (within one to two billing cycles)
Your Umpqua Business Cash rewards do expire, so make sure to use them within five years.
The Umpqua Business Cash Card is a good fit for companies that tend to spend on office supplies, telecom, dining and gas. Especially if your business has an Umpqua Bank deposit account. But if your company spending doesn’t align well with the Business Cash card’s bonus categories, you’ll want to look into a flat-rate rewards card instead. For example, the Umpqua Business Real Rewards Card.
What’s The Competition?
Below are some of the top competitors to the Umpqua Visa Business Cash credit card you should consider.
|OFFER LINK||OFFER||OUR REVIEW|
|Chase Business Complete Banking℠||$300 Cash||Review|
|Chase Total Checking®||$225 Cash||Review|
|Chase Secure Banking℠||$100 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience Checking℠||$150 Cash||Review|
|HSBC Premier Checking||$450 Cash||Review|
|Axos Business Checking||$100 Cash||Review|
|Aspiration Checking||$150/$200 Cash||Review|
|Ally Invest||Up To $3,000||Review|
|Betterment||Up To 1 Year Free||Review|
|BlockFi||Up To $250 BTC||Review|
|Voyager (code BH5F1A)||$25 In BTC||Review|
|Coinbase||$10 In BTC||Review|
|Motley Fool||Stock Advisor Discount||Review|