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Go Far® Rewards is Wells Fargo’s credit card rewards program. Earn points for every purchase you make with a Go Far Rewards credit card and by shopping via Wells Fargo’s Earn More Mall. You can trade in the points you earn for cash back, statement credits, travel and more.
See our list of the best credit card bonuses here.
Although Go Far Rewards isn’t as popular as Chase Ultimate Rewards, Citi ThankYou Rewards or Bank of America Preferred Rewards, it offers decent redemption options and solid value.
Wells Fargo also offers great sign-up bonuses for their Checking/Savings accounts.
Bonus offer: Get $200 cash for a new checking account with Chase…
| Personal Credit Cards | Wells Fargo Propel American Express® Card Wells Fargo Cash Wise Visa® Card Wells Fargo Cash Back CollegeSM Card Wells Fargo Visa Signature® Card Wells Fargo Rewards® Card |
| Business Credit Cards | No business credit cards |
| Redemption Options | Cash back Statement credits Travel Gift cards Merchandise Digital rewards Charitable donations Auctions |
| Average Value Per Point | $0.015 |
Earning Go Far Rewards
There are only two ways to earn Go Far® Rewards: by using Go Far Rewards credit cards and by shopping through Earn More Mall.
In comparison, other rewards programs have partnerships – dining programs, rental car companies, etc. – that give you more opportunities to earn points.
Credit Cards
There are a handful of credit card options that earn Go Far Rewards, and none of them charge an annual fee. So you don’t have to worry about earning enough rewards to cover the cost of carrying the card.
Wells Fargo Propel American Express® Card features:
| Welcome bonus | 20,000 bonus points – spend: $1,000 – time: first 3 months |
| Bonus value | $350 in cash |
| Ongoing rewards | 3x points on gas, rideshares & transit 3x points on flights & car rentals 3x points on hotels & homestays 3x points on popular streaming services 1x points on everything else |
| Perks | Cell phone protection |
| Points expiration | No expiration while your account is open |
| Annual fee | $0 |
Wells Fargo Visa Signature® Card features:
| Welcome bonus | No welcome bonus |
| Bonus value | N/A |
| Ongoing rewards | 5x points on gas, grocery & drugstore purchases (for the first 6 months on up to $12,500 spent) 1x points on all other purchases |
| Perks | 50% more value when you redeem for airfare Cell phone protection FICO credit score |
| Points expiration | 5 years |
| Annual fee | $0 |
Wells Fargo Rewards® Card features:
| Welcome bonus | No welcome bonus |
| Bonus value | N/A |
| Ongoing rewards | 5x points on gas, grocery & drugstore purchases (for the first 6 months on up to $12,500 spent) 1x points on all other purchases |
| Perks | Cell phone protection |
| Points expiration | 5 years |
| Annual fee | $0 |
Although named Wells Fargo Cash Wise Visa® Card, this card doesn’t directly give cash back. Instead, you’ll earn Go Far Rewards points which you can then redeem as cash back.
| Welcome bonus | $150 bonus cash – spend: $500 – time: first 3 months |
| Bonus value | $150 in cash |
| Ongoing rewards | 1.5% cash rewards on all purchases |
| Perks | Cell phone protection |
| Points expiration | No expiration while your account is open |
| Annual fee | $0 |
Wells Fargo Cash Back CollegeSM Card also earns Go Far Rewards points which you can then redeem as cash rewards.
| Welcome bonus | No welcome bonus |
| Bonus value | N/A |
| Ongoing rewards | 3% cash back on gas, grocery & drugstore purchases (for the first 6 months on up to $2,500 spent) 1% cash back on all other purchases |
| Perks | Cell phone protection |
| Points expiration | No expiration while your account is open |
| Annual fee | $0 |
Earn More Mall
Shop on Wells Fargo’s online shopping portal or with its in-store partners, and you’ll earn between 2x to 10x bonus points on your purchases. Earn More Mall has hundreds of participating retailers. And every once in awhile, Wells Fargo will have limited-time promotions for boosted earning rates.
If you’re going to shop, why not earn extra Go Far Rewards points while you’re at it?
Redeeming Go Far Rewards
Here’s how your Go Far Rewards redemption options break down by point value:
| Redemption | Point Value |
| Cash back | $0.01 per point |
| Statement credits | $0.01 per point |
| Travel | $0.01 per point |
| Airfare (Wells Fargo Visa Signature) | $0.015 per point |
| Gift cards | $0.01 per point |
| Merchandise | Varies |
| Digital downloads | Varies |
| Charitable donations | $0.01 per point |
| Auctions | Varies |
Below are our favorite Go Far Rewards redemptions:
Use your Go Far Rewards for cash back:
| Cash Back Option | Rate |
| Wells Fargo account deposit | 2,500 points for $25 |
| Cash from a Wells Fargo ATM | 2,000 points for $20 |
Trade in your Go Far Rewards for Wells Fargo credit card, checking or savings (and other qualifying Wells Fargo account) statement credits.
2,500 points for $25
Use your Go Far Rewards to book flights, hotels, rental cars and more via the Go Far Rewards travel site. Points are worth $0.01 each this way.
If you have the Wells Fargo Visa Signature card, you get 50% more points value when you redeem for airfare through Go Far Rewards. So you’ll end up with a per point value of $0.015.
Use your Go Far Rewards to bid on auction items, like brand-name merchandise, concert tickets, sporting events and vacation packages. Check the Go Far Rewards site for current auction opportunities and to place your bid.
Go Far Rewards Tips & Tricks
You can combine points from different Go Far Rewards cards into one account. This can work to your advantage if you choose the right cards to juggle.
With the Wells Fargo Propel American Express and Wells Fargo Visa Signature card combination, you’ll get the unlimited earning power of Propel paired with the boosted redemption value of the Visa Signature card.
But keep in mind, you may not qualify for an additional Wells Fargo credit card if you opened a Wells Fargo credit card in the last six months.
Unlike most other rewards programs, you can transfer your Go Far Rewards to anyone, for free. This feature applies for transfers from a cash back card to a points card and vice versa.
If you fail to make card payments on time, your account will be suspended. With suspended status, you won’t be able to redeem or transfer your Go Far Rewards until you get current. If you close your account, you’ll lose your unredeemed points.
All of the information presented above has been collected independently by MoneysMyLife. It is current at the time of publishing and will be updated from time-to-time but for the most up-to-date information, please click here to find our source.
Bottom Line
If you don’t want to pay an annual fee for your rewards card, Go Far Rewards is a solid option. The Propel American Express and Visa Signature cards are a particularly valuable combination.
Although Go Far Rewards does not have any loyalty program partners to transfer to, you can get a relatively high per point value – $0.015 – with very little effort. So Go Far Rewards works great if you want flexibility and simplicity in your credit card rewards program.
But if you want more bang for your buck, you’ll want to go with American Express Membership Rewards or Chase Ultimate Rewards instead.
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