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Oxygen is now offering a $25 cash bonus to new members. The banking and financial service also has a “give $25, get $25” referral promotion. More referral offers here.
Oxygen is a new digital bank designed with freelancers in mind. Members get flexible banking, real money cashback and a line of credit. There are no monthly fees, nor overdraft fees. Keep reading for more on Oxygen and their offers.
See our bank offers page for other offers. Top offers can be found from TD Bank, Chase Bank, Bank of America, BBVA, HSBC Bank, and many more.
Oxygen $25 Sign-Up Bonus
Get a $25 cash bonus when you open a new Oxygen Deposit Account using a current customer’s referral link, deposit $200 or more and make at least five debit purchase transactions within 60 days of opening your account. Your bonus will credit to your Oxygen account within ten business days of qualifying.
This offer is only valid for new Oxygen customers with no current or prior Oxygen account.
*We don’t currently have a referral link to provide.
Oxygen Give $25, Get $25 Referrals
Give $25, get $25 with Oxygen’s Refer-A-Friend program. To participate, you must have an Oxygen account. Here’s how it works:
- Go to the “Invite-A-Friend” section within the app to access your unique referral link.
- Send your link (and the chance to earn a $25 cash bonus) to everyone you know.
- Get $25 when your referral joins using your link, deposits $200+ and uses their Oxygen debit card 5 times within 60 days of account opening. You’ll receive your bonus within 10 business days.
You can earn a maximum of $500 in Oxygen referral bonuses every six months.
With the Oxygen Refer-A-Friend program, you may only send your referral link to personal friends, family and known acquaintances. If you share your link online publicly, you may be disqualified.
Oxygen Features
Once you open an Oxygen Deposit Account, you’ll get a Visa debit card so you can withdraw your funds instantly. Members have fee-free access to more than 30,000 Moneypass ATMs.
You can also apply for a line of credit. Oxygen will assess your financial situation before they approve you. Traditionally, freelancers have a hard time getting approved for a line of credit, because of their fluctuating income.
If you use your credit line as a security blanket and let it sit untouched, you won’t have to pay any interest. If you do use of your line of credit, Oxygen charges a flat monthly fee until you repay what you owe in full.
Other features include:
- Links to other bank accounts
- No minimum balance requirement
- No overdraft fees
- No ACH bank transfer fees
- No foreign transaction fees
- Virtual cards
- Cashback rewards
- Immediate transaction notifications
- Secure and FDIC-insured
- User-friendly app for iOS and Android
- Customer support 7 days/week
Bottom Line
If you’re a freelancer, and you can’t access a line of credit, Oxygen is an excellent solution. You’ll also get a deposit account and a Visa debit card when you join. But if you’re looking for an interest-bearing bank account, you’ll want to consider other options.
For a similar banking service aimed at freelancers, check out LiLi. They’re offering a $10 sign-up bonus and $10 per referral.
| OFFER LINK | OFFER | OUR REVIEW |
| Bank of America Checking | $100 Offer | Review |
| Chase Business Complete Banking℠ | $300 Cash | Review |
| BBVA Free Checking & Savings | Up To $250 | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience Checking℠ | $150 Cash | Review |
| HSBC Premier Checking | $450 Cash | Review |
| HSBC Premier Checking | Up To $600 | Review |
| Aspiration Checking | $100 Cash | Review |
| Ally Invest | Up To $3,000 | Review |
| Betterment | Up To 1 Year Free | Review |
| Coinbase | $10 In BTC | Review |
| BlockFi | Up To $250 BTC | Review |
Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.