Emprise Bank is a customer-focused, technology-powered financial institution offering a broad range of products and services including personal, business, and investment banking. They offer two free checking accounts, Cash Back Checking and a High Interest Checking, both of which have no unnecessary bank fees, minimum balance requirements, or monthly fees.
Emprise Bank was established in 1910 and is headquartered in Wichita, Kansas. Emprise Bank does not open accounts for those living in New York, New Jersey, California, Massachusetts, Pennsylvania, or Connecticut due to privacy laws in those states.
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Emprise Checking Product Details
Emprise features 2 free types of checking accounts, with both having the below benefits:
- Open an account online in less than 5 minutes
- Free checking accounts—no minimum balance requirements and no monthly service fees
- Access to 55,000 ATMs worldwide through a partnership with the Allpoint ATM Network, giving convenient access without incurring any surcharge or foreign ATM fees
- Allpoint ATMs located in national retailers like Target, CVS Pharmacy, Walgreens, Kroger, and more
- Checking rewards: non-network ATM fee refunds* AND
- cash back on debit card purchases; OR
- high interest on balances
- Ability to auto-save when also opening a Savings Plus account—checking account rewards are automatically put into savings each month to maximize earnings
- Contactless debit card to make paying fast and easy; choose a card at account opening
- Digital banking that meets you where you are—on your phone, on your computer, or even your smartwatch Digital Banking | Online & Mobile | Emprise Bank
- Mobile banking app offers balance sneak peek without having to fully log in as well as an adaptable dashboard to choose your homepage for quick access to the features you use most
- Wearable banking allows you to check your account balance, find ATM locations and receive alerts all from your smartwatch just as easily as you can check your steps
- With voice banking, you can use Alexa to transfer money, make a loan payment, get your routing number, and even find branches and ATMs all while making dinner or binging your favorite Netflix show
- Our robust financial management tool provides personalized insights based on your activity to help you take steps to improve your financial health—get notifications on your subscriptions, tips for saving extra cash, and even your weekend spending summary
Cash Back Checking Account
- 2% cash back on debit card purchases up to $72/year
- Non-network ATM fee refunds up to $25/month
- To earn the above rewards:
- Make at least 12 debit card purchases,
- Enroll in the convenience of eStatements,
- Have at least one direct deposit or automatic withdrawal or deposit
High Interest Checking Account
- Earn 1.75% APY on balances up to $10,000
- Non-network ATM fee refunds up to $25/month
- To earn the above rewards:
- Make at least 12 debit card purchases,
- Enroll in the convenience of eStatements,
- Have at least one direct deposit or automatic withdrawal or deposit
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