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Earnin (earnin.com) is welcoming new customers with a $10 cash bonus (referral link below). Earn an additional $10 cash bonus for every person who claims their welcome reward using your unique referral link. See more referral promotions here.
Earnin is a paycheck app that lets you borrow money without any fees or interest. It’s a good short-term solution if you need small amounts of cash right away, and you can comfortably repay the amount from your next paycheck. To find out how Earnin and their offers work, keep reading.
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Earnin $10 Welcome Bonus
Enjoy a $10 cash bonus when you use a referral link to register for a new Earnin account, cash out, and set up Tip Yourself. After satisfying all criteria, you’ll see the welcome reward in your Tip Jar.
Earnin Give $10, Get $10 Referral Program
Earn an additional $10 cash bonus for every person who uses your unique referral link to open a new Earnin account, cashes out, and sets up Tip Yourself. To participate:
- Tap on the referral icon on the top of your home screen (gift box icon).
- Tap the Tip Jar icon.
- Click on the gold badge on the right side of the screen.
- Copy your unique referral link and share it wherever.
Earnin Features
Earnin provides paycheck cash advances, similar to payday loans. The service uses your next paycheck as collateral to access funds before payday. Borrow any amount between $100 and $500, and repay on your next payday. Other notable features include:
- Balance Shield helps prevent overdrafts. Earnin will send an amount up to $100 to your bank account when the balance starts to get low.
- Lightning Speed lets you access your money the same day of request, even on weekends and holidays. Otherwise, you’ll receive your money within one or two business days.
According to Earnin, 66% of their customers were better able to pay their bills on time and saved up to $58 per month on average on overdraft fees.
Earnin Eligibility
Earnin does not require a credit check, so there is no minimum credit score required. Instead, you’ll need to meet the following criteria:
- A direct deposit to a checking account set up through your employer.
- A consistent pay period (weekly, biweekly, semi-monthly, monthly).
- Either work at the same location each day (including those who work from home) or use online timesheets to track your hours.
Please note, Uber and Earnin have a partnership that allows drivers to use the app. Normally, gig economy workers cannot access early payout.
Bottom Line
If you’re someone who occasionally could use some extra money before your next paycheck, and you meet the eligibility requirements, Earnin is a solid option. The paycheck advance app is definitely the better and cheaper choice compared to payday loans.
Dave is another app that provides cash advances and helps to avoid overdraft fees. They’re currently offering a $5 welcome bonus.
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