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The Bank of America Business Advantage Travel Rewards World Mastercard has a 30,000 sign-up bonus points offer. These bonus points are worth $300. Although not the best bonus offer out there, it’s still a decent one for a no-annual-fee credit card.
This is a business credit card that offers bonus rewards on travel purchases. It’s a solid option for someone looking for a fee-free travel Business card. But, it’s an even better fit if you already bank with Bank of America.
*If you don’t already bank with BoA, they offer great sign-up bonuses for Checking/Savings/Business accounts.
INK BUSINESS UNLIMITED® CREDIT CARD
The Ink Business Unlimited® Credit Card from Chase offers a $750 bonus (75,000 Ultimate Rewards points) when you spend $7,500 within the first 3 months of account opening. This card has no annual fee.
Get unlimited flat 1.5% Cash Back rewards on every purchase with this card. There are no categories to keep up with.
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards. You can pool your rewards with other Ultimate Rewards Cards (e.g. Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Ink Business Preferred® Credit Card). Pair it with one of these cards, use the available transfer partners, and 750k Ultimate Rewards points can be worth up to $1,500 in value.
Business Advantage Travel Rewards Card 30,000 Bonus Offer
Take advantage of the 30,000 bonus points offer. That’s a value of $300. It’s a decent bonus compared to other cards with no annual fees.
To qualify, charge at least $3,000 to your card within the first 90 days of opening your account.
Here are some ideas on meeting the spending requirement:
What Are Bank of America Rewards Points Worth?
Like many other points-based credit cards, your points’ worth depends on how you use them. On average, each Bank of America Rewards point is worth $0.01. This valuation is neither good nor bad. It’s what you would get for your points, on average, across different rewards cards.
You can redeem your BoA Rewards points for:
- Statement credit. To pay for flights, hotel stays, vacation packages, cruises, car rentals and baggage fees. There are no blackout dates and no travel restrictions.
- Cash back. Get direct deposits starting at 2,500 points.
- Gift cards. Choose from top retailers and restaurants.
To maximize the value of your rewards, redeem your points for statement credit. Cash back and gift card redemption values fall below $0.01 per point.
Business Advantage Travel Rewards Card Top Features
If you’re enrolled in Preferred Rewards for Business, you’ll get an additional 25% to 75% rewards bonus on every purchase you make.
Eligibility for the program requires certain minimum balances across qualifying BoA accounts. Eligible accounts include BoA business accounts, and Merrill Edge and Merrill Lynch investment accounts.
| Membership Tier | Minimum Balance Across Accounts | Rewards Bonus | Travel Center Rewards Rate | Rewards Rate for Everything Else |
| Not a member | None | 0% | 3X | 1.5X |
| Gold | $20,000 | 25% | 3.375X | 1.875X |
| Platinum | $50,000 | 50% | 3.75X | 2.25X |
| Platinum Honors | $100,000 | 75% | 4.125X | 2.625X |
*Relationship Rewards bonuses apply only to base points earned on purchases. Business Advantage Travel Rewards Card spending on Travel earns 1.5 base points and 1.5 bonus points to equal the stated 3 points per dollar spent. Example: Gold level receives 25% bonus rewards on 1.5 base points = 0.375 bonus. That’s 3.375 points per dollar on Travel purchases for Gold level.
The more you have deposited across your accounts, the better you’re rewarded.
Make purchases abroad without worrying about foreign transaction fees. Although this perk is more common nowadays, it’s still worth noting.
Bottom Line
The Bank of America Business Advantage Travel Rewards World Mastercard goes from a decent rewards card to a generous one if you already bank with BoA. The rewards bonus you get for your loyalty makes this business travel rewards card tough to beat for no annual fee.
Want more flexibility? Check out cash-back cards instead. Not already a BoA customer? You have plenty of other options. Check them out below.
| OFFER LINK | OFFER | OUR REVIEW |
| Chase Business Complete Banking℠ | $300 Cash | Review |
| Chase Total Checking® | $225 Cash | Review |
| Chase Secure Banking℠ | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience Checking℠ | $150 Cash | Review |
| HSBC Premier Checking | $450 Cash | Review |
| Axos Business Checking | $100 Cash | Review |
| Aspiration Checking | $150/$200 Cash | Review |
| Ally Invest | Up To $3,000 | Review |
| Betterment | Up To 1 Year Free | Review |
| BlockFi | Up To $250 BTC | Review |
| Voyager (code BH5F1A) | $25 In BTC | Review |
| TradeStation | $100 Bonus | Review |
| Coinbase | $10 In BTC | Review |
| Robinhood | Free Stock | Review |
| Motley Fool | Stock Advisor Discount | Review |
Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.