Earn up to 1.01% APY with Axos Bank Business Interest Checking. No monthly fees with a $5,000 balance, unlimited ATM reimbursements, and easy mobile banking for small businesses.
Running a business is challenging enough — your bank shouldn’t make it harder. That’s why Axos Bank’s Business Interest Checking is designed to give small business owners more value for every dollar that moves through their account. With competitive interest rates up to 1.01% APY, no monthly maintenance fees when you maintain an average daily balance of $5,000, and unlimited domestic ATM reimbursements, this account turns your everyday banking into a smarter, more rewarding experience.
Whether you’re a freelancer, startup founder, or growing company, Axos Bank helps you manage cash flow, pay vendors, and grow your savings — all from one place. Plus, with seamless integration through the Axos All-In-One Mobile App, you can easily transfer funds, pay bills, and keep track of both personal and business finances anytime, anywhere.
Axos Business Interest Checking: Earn Up to 1.01% APY
About the Checking Account:
Earn up to 1.01% APY with Axos Bank Business Interest Checking. No monthly fees with a $5,000 balance, unlimited ATM reimbursements, and easy mobile banking for small businesses.
See all offers from Axos at the bottom of this write-up.
How To Earn The APY
Earning up to 1.01% APY with Axos Bank’s Business Interest Checking is simple. Here’s how it works:
- Open an account with a minimum deposit of $100.
- Maintain an average daily balance of at least $5,000 to avoid the $10 monthly maintenance fee.
- Keep your balance under $50,000 to qualify for the highest rate tier of 1.01% APY.
Balances above $50,000 earn lower tiered rates, but you’ll continue to earn interest across all balance levels. Interest rates are variable and may change at any time, so keeping your balance within the top tier helps you maximize your earnings.
This setup makes it easy for small businesses to earn competitive returns on working capital while keeping funds accessible for day-to-day operations.
>> OPEN AN AXOS BUSINESS INTERESTING CHECKING ACCOUNT FOR UP TO $400
Account Features
- Up to 1.01% APY*
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 50 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
- Get the most value from your checking account.
*APY:
- <$50K = 1.01%
- $50K to $249,999.99 = 0.20%
- >$250K = 0.10%
TRENDING DEAL:
How To Waive The Monthly Fee
$5,000 minimum average daily balance requirement to waive the $10 monthly maintenance fee.
READ MORE: GET TOP OFFERS FROM CHASE, BANK OF AMERICA, TD BANK AND BMO.
Fine Print
- Axos Bank allows only one checking account promotional offer per year for each primary account holder.
- Customers who have been primary owners of an Axos Bank, UFB, or Axos Bank for Nationwide checking or savings account in the last 12 months cannot avail this offer.
- The promotional terms and conditions are subject to change or removal without prior notice.
- The incentive received may be taxable and reported on IRS Form 1099-MISC.
- It is advised to consult a tax advisor regarding the tax implications of the incentive.
READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND PROMOTIONS FOR BONUS CASH AND REWARDS
Bottom Line
If you’re looking for an online business account this could be worth your while. It will take 4-5 months to see the maximum bonus. But, the requirements are quite easy.
>> GET THE AXOS BUSINESS INTERESTING CHECKING ACCOUNT BONUS BEFORE IT EXPIRES
More from Axos Bank:
- Best Axos Bank Bonuses, Promotions of October 2025
- Axos Bank Business Checking & Savings Bundle: Earn Up To $600 Bonus [Nationwide] – Ends 6/30/26
- Axos Business Premium Savings Up To $600 Bonus & 3.80% APY [Nationwide] – Ends 6/30/26
- UFB Portfolio Savings & UFB Portfolio Money Market Accounts Earn Up To 3.76% APY
- UFB Direct Combine Freedom Checking & Portfolio Savings for Max Benefits Up To 3.96% APY
- Axos One: High-Interest Savings and Checking Bundle Without the Hassle
- Axos Bank High Yield Savings Review: A Competitive Option for Growing Your Savings
- Axos Bank CashBack Checking Review: A Checking Account That Puts Cash Back In Your Hands
- Axos Bank Golden Checking: A Smarter Way to Bank for 55+
- Axos Bank Rewards Checking Review: Earn Up to 3.30% APY with No Fees!
- Axos Essential Checking Review: Fee-Free Banking with Perks
- Axos Bank Give $50, Get $50 Referral Program For Essential/Rewards Checking Accounts
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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