American Express often targets current business cardholders with generous welcome bonuses.
These offers are sent by email and post online to your Amex card account. They usually have no lifetime language (NLL), which simply means you are able to qualify for the bonus even if you currently have the card or have had the card in the past.
The only stipulation is that you cannot apply for the same card again within 90 days.
See more information below.
- Update 10/25/2023: Some updates were made.
- Update 6/20/2023: Link updates below. Check all links.
- Update 4/19/2023: Various updates made.
READ MORE: SEE THE BEST CREDIT CARD SIGN UP BONUSES
NLL AMEX Business Card Welcome Bonus Details
Below are Amex business card welcome bonus NLL links. Click on them to see if you are eligible.
Amex Business Platinum + Business Checking (Up to 200k Points Bonus)
- 150,000 Membership Rewards points when you spend $15,000 in eligible purchases on your new Business Platinum Card in the first 3 months.
- 30,000 Membership Rewards points after you deposit 5K within 30 days, and keep that balance for 60 days. Plus complete 5 debit transactions.
- 20,000 Membership Rewards points when you meet all qualifying activities to earn both the Business Platinum Card and Business Checking offers outlined above.
- Amex Business Platinum annual fee: $695 (Business Checking has no fee)
- MORE DETAILS HERE
- DIRECT LINK
Amex Business Gold + Business Checking (Up to 130k Points Bonus)
- 90,000 Membership Rewards points when you spend $10,000 in eligible purchases on your new Business Gold Card in the first 3 months.
- 30,000 MEMBERSHIP REWARDS® POINTS after making an eligible deposit, maintaining a required balance, and making 5 qualifying transactions.
- Additional 10,000 MEMBERSHIP REWARDS® POINTS after you meet all qualifying activities to earn both the Business Gold Card and Business Checking offers.
- Annual fee: $295
- MORE DETAILS HERE
- DIRECT LINK
Amex Business Platinum (Up to 155k Points Bonus)
- 150,000 Membership Rewards points when you spend $15,000 in eligible purchases on your new Business Platinum Card in the first 3 months.
- 5000 Membership Rewards points after you add an Employee Card with your Card application and spend $1,000 in purchases on your Employee Card in the first 3 months.
- Annual fee: $695
- MORE DETAILS HERE
- DIRECT LINK
Amex Business Gold (95k Points Bonus)
- 95K Bonus
- After you spend $10,000 in eligible purchases on your new Business Gold Card in the first 3 months of Card Membership.
- Earn 5,000 Membership Rewards points after you add an Employee Card with your Card application and spend $1,000 in purchases on your Employee Card in the first 3 months.
- Annual Fee: $295
- MORE DETAILS HERE
- DIRECT LINK
Amex Blue Business Plus (Up to 55k Points Bonus)
- 50,000 Membership Rewards points when you spend $15,000 in eligible purchases on your new Card in the first 12 months.
- 5,000 Membership Rewards points after you add an Employee Card with your Card application and spend $1,000 in purchases on your Employee Card in the first 12 months.
- Annual fee: $295
- MORE DETAILS HERE
- DIRECT LINK
Amex Blue Business Cash (Up to $550 Bonus)
- $500 when you spend $15,000 in eligible purchases on your new Card in the first 12 months.
- $50 after you add an Employee Card with your Card application and spend $1,000 in purchases on your Employee Card in the first 12 months.
- Annual fee: $295
- MORE DETAILS HERE
- DIRECT LINK
TRENDING DEAL:
Maximize Your Money with the Axos One High-Interest Checking & Savings Bundle!
Unlock financial growth with the Axos One Bundle! Earn high interest with an impressive 4.51% APY on your savings and enjoy a solid 0.51% APY on your checking balance—all in one...Show More
Unlock financial growth with the Axos One Bundle! Earn high interest with an impressive 4.51% APY on your savings and enjoy a solid 0.51% APY on your checking balance—all in one streamlined package. Perfect for those who want to maximize their money, Axos One combines the flexibility of a checking account with the earning power of a high-interest savings account. Simplify your banking while watching your savings grow faster with Axos Bank's convenient, tech-savvy approach.
Disclaimers:
The Annual Percentage Yield (APY) is accurate as of 10/3/2025. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.51% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account. Show Less
Disclaimers:
The Annual Percentage Yield (APY) is accurate as of 10/3/2025. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.51% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account. Show Less
Employee Card Bonuses
Also, earn bonuses for adding extra employee cards using the links provided below.
- Business Platinum. 5,000 Membership Rewards points (maximum 25,000 points) after each Employee Card Member you add via THIS OFFER LINK, and they spend $2,000 in eligible purchases on their new Card in their first 6 months.
- Business Gold. 5,000 Membership Rewards points (maximum 25,000 points) after each Employee Card Member you add via THIS OFFER LINK, and they spend $2,000 in eligible purchases on their new Card in their first 6 months.
- Blue Business Plus. $50 statement credit (maximum $250) after each Employee Card Member you add via THIS OFFER LINK, and they spend $1,000 in eligible purchases on their new Card in their first 6 months.
- Blue Business Cash. $50 statement credit (maximum $250) after each Employee Card Member you add via THIS OFFER LINK, and they spend $1,000 in eligible purchases on their new Card in their first 6 months.
READ MORE: SEE THESE CASH BACK SHOPPING DEALS AND OFFERS FOR BONUS CASH AND REWARDS
Bottom Line
Before submitting your application, it’s always a good idea to go over the terms. Make sure that there’s no lifetime language in the conditions.
If you’ve never had a specific Amex business card in the past, check public and referral bonuses first, as these are often more generous.
See more from these cards:
- American Express Business Platinum Card: Up to 200,000 Bonus Points [Targeted Offer]
- American Express Business Gold: 190K Bonus Offer [Targeted, YMMV]
- AmEx Business Platinum 200,000 Bonus Points Public Offer (YMMV)
- American Express Business Gold 70K Bonus Increases to 100K
- AmEx Business Gold 130,000 Points Bonus Through Referrals (Targeted)
- American Express Blue Business Plus: 75,000 Sign Up Bonus Offer [Targeted, YMMV]
- American Express Blue Business Cash: $750 Welcome Bonus Offer [Targeted, YMMV]
- American Express Blue Business Cash Card (Public Offer)
- American Express Blue Business Plus 55K Points & Blue Business Cash $500 Bonuses [Targeted]
- [Targeted] Amex Business Platinum Card + Employee Cards 155K Bonus Points
- American Express Business Gold + Business Checking 130,000 Points Offer | No Lifetime Language (Targeted)
- New Amex Business Platinum + Business Checking 200,000 Bonus Points (Targeted) – Ends 12/31/23
- AmEx Business Platinum: Up To 195K Points, 120K Bonus Points + 10x on Select Categories [Targeted]
- The Blue Business® Plus Credit Card from American Express (Public Offer)
- The Complete Guide To American Express Membership Rewards
- The Best Rewards Cards By Bonus Category: Points, Miles & Cash
READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.
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