The American Express Blue Business Cash™ Card offers a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. With the card, you earn 2% cash back on all your purchases, on up to $50,000 spent each calendar year. After reaching the spend threshold, you’ll receive unlimited 1% back for all your purchases.
This Amex card has no annual fee (see Rates & Fees, Terms Apply), making it a good option for companies in search of a low-cost business card that can be used for general business expenses, financing big purchases or paying down existing debts.
Want to earn points instead of cash? The no-annual-fee The Blue Business® Plus Credit Card from American Express offers 2x Membership Rewards points on all your purchases (on up to $50K spent every year) instead of 2% cash back.
$250 Statement Credit Offer
Earn $250 statement credit after you spend $3,000 in eligible purchases within your first 3 months of Card Membership.
Compare this offer to other top credit card bonuses here.
Here are some ideas to help meet the spending requirement for the bonus.
Earning The Blue Business Cash Card Rewards
The Blue Business Cash card’s earning structure is quite simple. You’ll receive 2% cash back on the first $50,000 you spend on eligible purchases every calendar year. Above that threshold, you’ll earn unlimited 1% cash back.
Redeeming The Blue Business Cash Card Rewards
The rewards you earn on your Blue Business Cash card are automatically applied as statement credits to your card account at the end of each billing cycle.
The Blue Business Cash Card Expanded Buying Power
Similar to the Blue Business Plus card, the Blue Business Cash lets you stretch beyond your credit limit. So you can make big business purchases at no extra cost and earn points for these large expenses.
The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors.
If you end up spending above your limit, you must pay the excess amount with the minimum payment due that billing period. Failure to pay in full will result in a penalty APR, which will negate any rewards you’ll earn on your big purchase.
The American Express Blue Business Cash Card offers cash rewards at a low cost. With a decent cashback rate and a flexible credit limit, it’s best suited for small businesses.
But if you’re seeking a big welcome bonus, high earning potential and no spending caps, you’ll want to look elsewhere.
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