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The U.S. Bank Business Leverage Visa Signature card lets you earn 75,000 points worth $750 when you spend $7,500 in eligible net purchases on the Account Owner’s Card within the first four months of account opening. Compare this with other top card bonuses here.
The Business Leverage card sticks out from the rewards card crowd because bonus categories automatically change each month to match where your company spends the most. It’s a low-maintenance option for high rewards, which rarely exist hand-in-hand.
However, be forewarned. This business rewards card carries foreign transaction fees. If work often takes you overseas, you’ll want to pair this card with another card better suited for international travel.
*U.S. Bank also offers great sign-up bonuses for its Checking/Savings accounts.
INK BUSINESS PREFERRED® CREDIT CARD
The Ink Business Preferred® Credit Card from Chase has a new cardmember offer for 100,000 bonus points after you spend $15,000 on purchases in the first 3 months after opening.
These bonus points are worth $1,250 towards travel when you redeem through Chase Ultimate Rewards. Or, transfer points over to Ultimate Rewards travel partners to potentially get even more value – up to an average $2,000 for 100k points. Read more about this here.
This card earns 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year. You’ll earn unlimited 1 Point Per $1 spent on all other purchases.
The Ink Business Preferred® Credit Card earns Ultimate Rewards points. This makes it a great choice for pairing with the non-business Chase Sapphire Preferred® Card or Chase Sapphire Reserve®. You’ll be able to pool points together for faster rewards.
This card has a $95 annual fee.
U.S. Bank Business Leverage Card 75,000 Bonus Points
Earn 75,000 points worth $750 cash back with this welcome offer. To earn the bonus bonus, spend $7,500 in eligible net purchases within the first four months of account opening.
Here are some ideas on how to meet the spending requirement.
What Are Business Leverage Points Worth?
Like many other rewards cards, your points’ worth depends on how you use them. On average, each Business Leverage point is worth $0.01. This valuation is neither good nor bad. It’s what you would get for your points, on average, across different rewards cards.
You can use your Business Leverage points for:
- Cash back
- Travel
- Gift cards
- Merchandise
Cash back can be redeemed as statement credits or deposits to a U.S. Bank checking or savings account. The minimum to redeem is 5,000 points, or $50.
Redeeming for Merchandise will get you less than the 1 cent per point in value as with the other options.
There are no black-out dates when you purchase award travel through the bank’s booking site. You’ll find most major airlines, hotels and car rental brands there.
U.S. Bank Business Leverage Card Top Features
Cash Back Rewards are tracked as points and each point is equal to $0.01 when redeemed. Points may be redeemed for cash back in the form of a statement credit or deposit to a U.S. Bank checking or savings account. Earn bonus points in the top 2 categories you spend in each month. There are no caps or limits on the total points you can earn. Here’s a list of the 48 possible bonus categories:
| Advertising firms | Airlines | Apparel & accessory stores |
| Auto rental & transport providers | Automotive dealers | Automotive parts stores |
| Automotive repair shops | Cable, satellite, TV & radio providers | Charitable, civic & religious organizations |
| Commercial & home furniture stores | Commercial equipment, parts & supply | Computer service providers |
| Computer stores | Construction material suppliers | Dental, lab & medical equipment providers |
| Department, book & novelty stores | Direct marketers | Discount stores & wholesale clubs |
| Drug stores & pharmacies | Durable goods providers | Entertainment places |
| Florist, nursery & garden stores | Freight & transport services | Funeral homes & crematories |
| Gas stations & fuel dealers | Grocery stores & supermarkets | Healthcare providers |
| Home improvement service & supply | Hotels | Industrial suppliers |
| Insurance providers | Membership organizations | Non-durable goods providers |
| Non-medical testing labs | Personal service providers | Pet supply stores |
| Plumbing & HVAC suppliers | Postal & courier service providers | Professional service providers |
| Publishers & printers | Restaurants | Schools & government |
| Stationary & office supply stores | Telecom equipment suppliers | Telecom service providers |
| Utility companies | Veterinarians | Wholesale goods providers |
*Check the U.S. Bank website for updated info on categories.
U.S. Bank is the only issuer that rewards you for taking card payments on top of the rewards you earn for making purchases. Earn points on net payment processing volume – up to 240,000 points annually.
Simply register for Encore Relationship Rewards. It’s free and easy.
Bottom Line
The U.S. Bank Business Leverage Visa Signature card is appealing because it offers double points on the top 2 categories you spend the most on each month. With almost 50 qualifying categories, you’ll have plenty of options to earn extra on expenses that aren’t normally featured in a bonus category.
The Business Leverage card is an especially good deal your first membership year with the bonus points. But after the introductory year, the card’s earning potential isn’t as competitive with alternative cards.
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Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.