TD Cash Credit Card $150 Bonus Cash

The TD Cash Credit Card has an offer for $150 bonus cash when you spend $500 within the first 90 days. For a card with no annual fee, that’s a very generous welcome bonus. See our list for more cash back credit cards such as the Chase Freedom card.

The TD Cash card is a simple cash back card that favors foodies. It offers 3% back on dining and 2% back on groceries. So you’ll put the card to good use whether you’re eating out or cooking at home. 

But there’s a catch. If you don’t already bank with the issuer, you have to live in a state where TD Bank operates in order to apply. 

*Check out TD Bank bonuses for Checking & Savings accounts.

Chase Business Complete Banking℠ $300 Bonus	Chase Total Checking® $225 Bonus
Chase Secure Banking℠ $100 Bonus	TD Convenience Checking $150 Bonus
TD Beyond Checking $300 Bonus	HSBC Premier Checking $450 Bonus
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Axos Business Checking $100 Bonus	TradeStation Up To $5,000 Bonus
Ally Invest Up To $3,000 Bonus	Crypto.com $25 Bonus

TD Cash Card $150 Bonus Cash Offer

Take advantage of the TD Cash card’s $150 bonus cash offer. To qualify, charge at least $500 to your card within 90 days of opening your account. That’s an incredible 40% return for your spending. You’d be hard-pressed to find welcome bonuses like this on other no-annual-fee cards.

Here are some ideas on meeting the spending requirement.

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Earning TD Cash Rewards

The TD Cash card offers foodie-friendly bonus categories:

• Unlimited 3% cash back on dining. Anything from casual to fine dining qualifies.
• Unlimited 2% back on groceries. Unfortunately, superstore and warehouse club purchases do not apply.
• Unlimited 1% back on all other purchases.

How much cashback rewards can you earn? Have a look at an example below:

Category	Annual Spend	Cash Back Earned
Dining	$5,000	$150
Groceries	$4,000	$80
Everything else	$6,000	$60
Welcome bonus	—	$150
Total	$15,000	$440

For this hypothetical first year as a cardmember, the return rate is approximately 3.3%. That’s a very good return, especially for a low-cost card.

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Redeeming TD Cash Rewards

Although it’s a cash back card, TD Cash rewards come in the form of points and can be used a number of ways:

• Direct deposits ($0.01 per point)
• Statement credits ($0.01 per point)
• Travel (at least $0.01 per point)
• Gift cards (at least $0.01 per point)
• Merchandise (varies)

If you opt for cash back, you must redeem a minimum of 2,500 points (or $25).

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TD Cash Card Availability

The TD Cash credit card is limited to within the issuer’s network. That includes:

Otherwise, you’ll need to consider other credit card options.

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Bottom Line

The TD Cash credit card is a basic rewards card that’s best suited for frequent diners and grocery shoppers who live in areas served by TD Bank.

The TD Cash card is up against some stiff, no-annual-fee competition, including Capital One SavorOne Cash Rewards. And the TD Cash card has the upper hand in one area: its $150 sign-up bonus.

But if you’d rather have better ongoing rewards than a big, short-term bonus, there are plenty of other low-cost cards that offer higher cashback rates.

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OFFER LINK	OFFER	OUR REVIEW
Chase Business Complete Banking℠	$300 Cash	Review
Chase Total Checking®	$225 Cash	Review
Chase Secure Banking℠	$100 Cash	Review
TD Bank Beyond Checking	$300 Cash	Review
TD Bank Convenience Checking℠	$150 Cash	Review
HSBC Premier Checking	$450 Cash	Review
Axos Business Checking	$100 Cash	Review
Aspiration Checking	$150/$200 Cash	Review
Ally Invest	Up To $3,000	Review
Betterment	Up To 1 Year Free	Review
BlockFi	Up To $250 BTC	Review
Voyager (code BH5F1A)	$25 In BTC	Review
TradeStation	$100 Bonus	Review
Coinbase	$10 In BTC	Review
Robinhood	Free Stock	Review
Motley Fool	Stock Advisor Discount	Review