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- Ralphs Rewards Card Bonus
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- Bonus ValueEditor: 50%
- Card BenefitsEditor: 50%
The Ralphs Rewards World Mastercard offers 5% cash back on eligible net purchases at Kroger family of stores during the first 90 days after account opening, up to $2,500 in net purchases. This isn’t a very impressive bonus compared to all the other top choices available.
With the Ralphs Rewards card, you earn points towards free groceries. It offers triple points on Ralphs and Kroger brand products, double points on all other Ralphs and Kroger store purchases and 1x points for everything else.
Don’t shop groceries at Ralphs or Kroger most of the time? Look into a non-branded rewards card instead.
*Ralphs Rewards World Mastercard is issued by U.S. Bank. U.S. Bank also offers great sign-up bonuses for its Checking/Savings accounts.
|Bonus Available||Get 5% cash back on eligible net purchases at Kroger Family of stores during the first 90 days after account opening, up to $2,500 in net purchases.|
|Ongoing Rewards/Benefits||3 points for every $1 spent on Ralphs and Kroger brand products.|
2 points for every $1 spent on all other Ralphs and Kroger store purchases.
1 point for every $1 spent on all other purchases.
|Foreign Transaction Fees?||None|
- No annual fee
- Bonus cash
- Simple rewards
- No foreign transaction fees
- Low points value
- Minimum redemption requirements
- Limited to Ralphs and Kroger redemptions
Ralphs Rewards Card 5% Cash Back Bonus Offer
Take advantage of the Ralphs Rewards card’s introductory offer: 5% cash back on eligible net purchases, up to $2,500 in net purchases, at Kroger family of stores during the first 90 days of account opening. Potentially, that is up to $125 (5% of $2,500) cash back in the form of statement credits to your account. To qualify, charge your first purchase to your card. There’s no spend amount or time limit to worry about.
Earning Ralphs Rewards
Earn between 1 to 3 points for every dollar you spend on eligible purchases made with your Ralphs Rewards card:
- 3x points on all eligible purchases of Ralphs and Kroger brand products
- 2x points on all eligible purchases inside Ralphs and Kroger stores (excluding brand products)
- 1x points on all purchases outside Ralphs and Kroger stores (excluding Ralphs and Kroger Fuel Centers)
Theres no limit to the number of points you can earn.
Redeeming Ralphs Rewards
For every 1,000 reward points you cash in, you get a $5 check. As such, each Ralphs Rewards point is worth $0.005. That’s far below the industry average of $0.01 per point.
Reward checks are cut no less frequently than four times a year, generally when you’ve accumulated the minimum redemption of 1,000 reward points. You can use your reward checks in Ralphs or Kroger stores to buy groceries and other merchandise.
If you haven’t earned enough to redeem, your points will stay in your account for up to 24 months.
The Ralphs Rewards World Mastercard is only a good fit if your regularly shop at Ralphs or Kroger. If not, consider a non-branded rewards card that better matches your spending habits.
What’s The Competition?
Below are some of the top alternatives to the Ralphs Rewards World Mastercard you should consider:
- Blue Cash Everyday Card from American Express
- Capital One SavorOne Cash Rewards Credit Card
- Chase Freedom Unlimited
|OFFER LINK||OFFER||OUR REVIEW|
|Chase Private Client||$2,000 Cash||Review|
|Chase Business Checking||$300 Cash||Review|
|Chase Total Checking®||$200 Cash||Review|
|Chase Savings℠||$150 Cash||Review|
|Bank of America Checking||$100 Offer||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience Checking℠||$150 Cash||Review|
|HSBC Premier Checking||$450 Cash||Review|
|HSBC Premier Checking||Up To $600||Review|
|HSBC Advance Checking||$200 Cash||Review|
|HSBC Advance Checking||Up To $240||Review|
|Axos Basic Business Checking||$100 Cash||Review|
|Ally Invest||Up To $3,500||Review|
|Betterment||1 Year Free||Review|