Provident Credit Union Promotions: Personal & Business Checking $50/$150, $500 Bonuses [Available in Many States]

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Get the latest bonuses and promotions from Provident Credit Union (providentcu.org) for Checking, Savings and Business Accounts here. Long-running promotions are worth $150 to $300 in value.

Established in 1950 and headquartered in Redwood City, California, Provident Credit Union has around 20 locations in the state.

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[su_panel shadow=”3px 3px 3px #eeeeee” radius=”2″ text_align=”center”]Membership Information: Membership in Provident Credit Union is open to the following: (1) those who live or work in San Mateo, San Francisco, Santa Clara, Contra Costa, Alameda, Monterey, Sacramento, Pacer, Humboldt, or El Dorado Counties in California and the City of Los Angeles, (2) employees of Belmont Chamber of Commerce, Danish-American Chamber of Commerce of Northern California, Burlingame Chamber of Commerce, and select local chambers of commerce in California, (3) members of the AFL-CIO Local 501, Carpenters Local 217 and select local unions, (4) members or employees of the American Heart Association-San Francisco Chapter, Association for Workplace Justice and other local associations, and (5) employees of City Building Inc., Circraft Inc., Inspired Company or other select local companies. See current membership info.[/su_panel]

Provident Credit Union’s Super Reward Checking often offers good rates for a Checking account, but you’ll want to use our guides for the best rates on Savings/Money Market and CD accounts.

We’ll review the current offers below.

Provident Credit Union $50/$150 Personal/Business Checking Bonus & Up To $500 In Yearly Referrals

What you’ll get: Up to $500 in referral bonuses yearly
Where it’s available: CA
How to earn it:
- You earn $100/$150 per referral, up to $500 yearly.
- Your referrals get a $100 bonus for a new Personal Checking account and a $150 bonus for a new Business Checking account.
- If you don’t have a Provident CU account yet, sign-up here.
- Once you have an account you can start making referrals (register here).
- $100 For You, $100 For Them – Provident Credit Union Personal Checking Account. Get a $100 Visa Reward Card when your friend opens a new Provident Credit Union personal checking account and completes the following:
  - Has one (1) or more debit card or credit card purchases totaling at least $400, AND
  - Has one (1) or more direct deposits or automatic credits totaling at least $500, AND
  - The account must be open and in good standing for a minimum of 60 days.
- $150 For You, $50 For Them – Provident Credit Union Business Checking Account. Get a $150 Visa Reward Card when your friend opens a new Provident Credit Union business checking account and completes the following:
  - Has one (1) or more debit card or credit card purchases totaling at least $400, AND
  - Has one (1) or more direct deposits or automatic credits totaling at least $500, AND
  - The account must be open and in good standing for a minimum of 60 days.
When it expires: None listed

Learn More at Provident CU

[Expired] Provident Credit Union $300 Checking Bonus

What you’ll get: $300
Where it’s available: CA only
How to earn it:
- Use promo code 3030
- Open a new account and do the following for two months, starting the month following account opening:
  - Deposit a minimum of $25 within 60 days from account opening
  - Make purchases of $400 or more using a Provident debit and/or credit card
  - Have direct deposits or automatic credits of at least $500
  - Enroll in online banking and e-Documents with valid e-mail address
When it expires: 9/30/2022

Learn More at Provident CU

Waive The Monthly Fee

The Simply Free Checking and Super Reward Checking accounts have no monthly fees.

Fine Print

$25 Minimum deposit required to open.
Must be 18 years or older to qualify.
Limit 1 (one) Super Reward Checking account per membership.
Automatic or electronic payments using your checking account and routing number are not considered purchases.
By providing your payee with your debit or credit card number, your posted automatic payments will be counted as eligible purchases. Some bill payments will meet the monthly requirement for an ACH debit or credit transaction.
Debit card cash-back amounts and cash advances on credit cards do not count towards qualifications.
Only one Visa credit card can have its purchases count towards your qualifications each month (whichever one that is selected on the account on the last business day of the month).
You must be a new Provident Credit Union member, 18 or older and reside in California.
You are not eligible if you are a current owner or signer on a Provident Credit Union personal or business account or if you have been an owner or signer on a Provident Credit Union personal or business account within the last two years.
One New Account Bonus per household/business.
To be eligible, you must open one of the following checking accounts: Super Reward Checking, Provident Checking or Simply Free Checking; all other checking accounts are not eligible for the bonus.
New Account Bonus offer may expire anytime.
This offer cannot be combined with any other offers.
The minimum balance for the Membership Savings account is $5.00.
You must fund your Checking account within the first 60 days of account opening with a minimum deposit of $25.
If you fail to fund your Checking account within the first 60 days you are no longer eligible for the New Account Bonus and your account(s) will be closed.
In order to qualify for your New Account Bonus your account must be active and in good standing for two consecutive months following the month that your account is opened.
All qualifying purchases and transactions referred to as “per month” or “monthly” only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date.
Your account is deemed active by: (1) making purchases of $300 or more using a debit and/or credit card per month, AND (2) performing monthly direct deposits or automatic credits of at least $500 into your checking account, AND (3) enrolling in Provident’s online banking service and e-Documents with valid e-mail address.
If your account remains inactive after 90 days from account opening you are no longer eligible for the New Account Bonus.
Your account is in good standing if you: (1) demonstrate responsible account management—such as making regular deposits to bring your account to a positive end of day balance at least once every 30 days (including the payment of all credit union fees and charges); (2) avoid excessive overdrafts suggesting the use of Courtesy Pay Overdraft as a continuing line of credit; (3) there are no legal orders, levies or liens against your account.
New Account Bonus: They generally pay the New Account Bonus by crediting your Provident Credit Union Checking account.
If Provident funded your savings account at account opening, you will receive the difference between your initial $5.00 Savings account bonus and the stated bonus within 120 days of account opening.
They may report the value of the New Account Bonus to the IRS and any applicable taxes are the responsibility of the member.