Provident Credit Union Checking & Savings $150, $250, $300, $500 Bonuses

Contents

1 Provident Credit Union $100/$150 Personal/Business Checking Bonus & Up To $500 In Yearly Referrals
2 Provident Credit Union $300 Checking Bonus (Targeted)
- 2.1 How To Earn The Bonus
3 [Expired] Provident Credit Union $300 Checking Bonus
- 3.1 How To Earn The Bonus
4 [Expired] Provident CU Business Checking $300 Bonus
- 4.1 How To Earn The $300 Bonus
- 4.2 Fine Print
5 [Expired] Provident Roundup Savings Program $250 Bonus

Get the latest bonuses and promotions from Provident Credit Union for Checking, Savings and Business Accounts here. Long-running promotions are worth $150 to $300 in value.

Established in 1950 and headquartered in Redwood City, California, Provident Credit Union has around 20 locations in the state.

See our bank offers page for more offers. Top offers can be found from TD Bank, Chase Bank, HSBC Bank, Aspiration, Huntington, Bank of America and many more.

Membership Information: Membership in Provident Credit Union is open to the following: (1) those who live or work in San Mateo, San Francisco, Santa Clara, Contra Costa, Alameda, Monterey, Sacramento, Pacer, Humboldt, or El Dorado Counties in California and the City of Los Angeles, (2) employees of Belmont Chamber of Commerce, Danish-American Chamber of Commerce of Northern California, Burlingame Chamber of Commerce, and select local chambers of commerce in California, (3) members of the AFL-CIO Local 501, Carpenters Local 217 and select local unions, (4) members or employees of the American Heart Association-San Francisco Chapter, Association for Workplace Justice and other local associations, and (5) employees of City Building Inc., Circraft Inc., Inspired Company or other select local companies. See current membership info.

Provident Credit Union’s Super Reward Checking often offers good rates for a Checking account, but you’ll want to use our guides for the best rates on Savings/Money Market and CD accounts.

We’ll review the current offers below.

Top Offers You May Like

Provident Credit Union $100/$150 Personal/Business Checking Bonus & Up To $500 In Yearly Referrals

What you’ll get: Up to $500 in referral bonuses yearly
Where it’s available: CA
How to earn it:
- You earn $100 per referral, up to $500 yearly.
- Your referrals get a $100 bonus for a new Personal Checking account and a $150 bonus for a new Business Checking account.
- If you don’t have a Provident CU account yet, sign-up here.
- Once you have an account you can start making referrals (register here).
- $100 For You, $100 For Them – Provident Credit Union Personal Checking Account. Get a $100 Visa Reward Card when your friend opens a new Provident Credit Union personal checking account and completes the following:
  - Has one (1) or more debit card or credit card purchases totaling at least $400, AND
  - Has one (1) or more direct deposits or automatic credits totaling at least $500, AND
  - The account must be open and in good standing for a minimum of 60 days.
- $100 For You, $150 For Them – Provident Credit Union Business Checking Account. Get a $100 Visa Reward Card when your friend opens a new Provident Credit Union business checking account and completes the following:
  - Has one (1) or more debit card or credit card purchases totaling at least $400, AND
  - Has one (1) or more direct deposits or automatic credits totaling at least $500, AND
  - The account must be open and in good standing for a minimum of 60 days.
When it expires: January 31, 2022

There are several offers worth comparing this one to. A few great checking accounts with bonus offers include the Chase Total Checking^® ($225 bonus), TD Bank Convenience Checking^SM ($150 bonus), Aspiration Checking ($150 or $200 bonus), Bank Of America Advantage Banking ($100 bonus), Huntington Bank (up to $500 bonus) and HSBC Premier Checking ($450 bonus).

Learn More at Provident CU

Provident Credit Union $300 Checking Bonus (Targeted)

What you’ll get: $300
Where it’s available: CA only
How to earn it:
- Use promo code 9772
- Open a new account and do the following for two months, starting the month following account opening:
  - Make purchases of $400 or more using a Provident debit and/or credit card
  - Have direct deposits or automatic credits of at least $500
  - Enroll in online banking and e-Documents with valid e-mail address
When it expires: None listed

Chase Bank $225 bonus
TD Bank $150 & $300 bonuses
Bank of America $100 bonus offer

HSBC Bank $450 bonus
Aspiration $150 or $200 bonus
Huntington up to $500 bonus

How To Earn The Bonus

EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT

Use promo code 9772
Open a new account and do the following for two months, starting the month following account opening:
- Make purchases of $400 or more using a Provident debit and/or credit card
- Have direct deposits or automatic credits of at least $500
- Enroll in online banking and e-Documents with valid e-mail address

Free overdraft protection
Round Up Savings Program: This optional account is a simple, easy, and automatic way to save your hard earned money or pay down debt.

The Simply Free Checking and Super Reward Checking accounts have no monthly fees.

$25 Minimum deposit required to open.
Must be 18 years or older to qualify.
Limit 1 (one) Super Reward Checking account per membership.
Automatic or electronic payments using your checking account and routing number are not considered purchases.
By providing your payee with your debit or credit card number, your posted automatic payments will be counted as eligible purchases. Some bill payments will meet the monthly requirement for an ACH debit or credit transaction.
Debit card cash-back amounts and cash advances on credit cards do not count towards qualifications.
Only one Visa credit card can have its purchases count towards your qualifications each month (whichever one that is selected on the account on the last business day of the month).
You must be a new Provident Credit Union member, 18 or older and reside in California.
You are not eligible if you are a current owner or signer on a Provident Credit Union personal or business account or if you have been an owner or signer on a Provident Credit Union personal or business account within the last two years.
One New Account Bonus per household/business.
To be eligible, you must open one of the following checking accounts: Super Reward Checking, Provident Checking or Simply Free Checking; all other checking accounts are not eligible for the bonus.
New Account Bonus offer may expire anytime.
This offer cannot be combined with any other offers.
The minimum balance for the Membership Savings account is $5.00.
You must fund your Checking account within the first 60 days of account opening with a minimum deposit of $25.
If you fail to fund your Checking account within the first 60 days you are no longer eligible for the New Account Bonus and your account(s) will be closed.
In order to qualify for your New Account Bonus your account must be active and in good standing for two consecutive months following the month that your account is opened.
All qualifying purchases and transactions referred to as “per month” or “monthly” only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date.
Your account is deemed active by: (1) making purchases of $300 or more using a debit and/or credit card per month, AND (2) performing monthly direct deposits or automatic credits of at least $500 into your checking account, AND (3) enrolling in Provident’s online banking service and e-Documents with valid e-mail address.
If your account remains inactive after 90 days from account opening you are no longer eligible for the New Account Bonus.
Your account is in good standing if you: (1) demonstrate responsible account management—such as making regular deposits to bring your account to a positive end of day balance at least once every 30 days (including the payment of all credit union fees and charges); (2) avoid excessive overdrafts suggesting the use of Courtesy Pay Overdraft as a continuing line of credit; (3) there are no legal orders, levies or liens against your account.
New Account Bonus: They generally pay the New Account Bonus by crediting your Provident Credit Union Checking account.
If Provident funded your savings account at account opening, you will receive the difference between your initial $5.00 Savings account bonus and the stated bonus within 120 days of account opening.
They may report the value of the New Account Bonus to the IRS and any applicable taxes are the responsibility of the member.

[Expired] Provident Credit Union $300 Checking Bonus

What you’ll get: $300 bonus
Where it’s available: CA only
How to earn it:
- Earn $300 when you deposit $10,000 or more of new money into a new checking account, and maintain a $10,000 balance for three consecutive months following the month that your account is opened.
When it expires: Not listed

Learn More at Provident CU

How To Earn The Bonus

EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT

Earn $300 when you deposit $10,000 or more of new money into a new checking account, and maintain a $10,000 balance for three consecutive months following the month that your account is opened.

All Provident Credit Union checking accounts include these great features:

Free Visa® debit card that can be used with digital wallets including Apply Pay, Google Pay, Samsung Pay, and Visa Checkout
Free online and mobile access to manage your accounts on the go
Surcharge-free ATM network that includes over 30,000 CO-OP® and 23,000 MoneyPass® locations
e-Deposit to make check deposits with your mobile phone
Zero Liability Fraud Protection Guarantee reimburses you 100% for any unauthorized electronic transactions made on your account

Their Super Reward Checking account has no monthly fees or minimum balance requirements.

In order to qualify for your New Account Bonus your account must be active and in good standing for two consecutive months following the month that your account is opened.
All qualifying purchases and transactions referred to as “per month” or “monthly” only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date.
Your account is deemed active by: (1) making purchases of $300 or more using a debit and/or credit card per month, AND (2) performing monthly direct deposits or automatic credits of at least $500 into your checking account, AND (3) enrolling in Provident’s online banking service and e-Documents with valid e-mail address.
If your account remains inactive after 90 days from account opening you are no longer eligible for the New Account Bonus.
Your account is in good standing if you: (1) demonstrate responsible account management—such as making regular deposits to bring your account to a positive end of day balance at least once every 30 days (including the payment of all credit union fees and charges); (2) avoid excessive overdrafts suggesting the use of Courtesy Pay as a continuing line of credit; (3) there are no legal orders, levies or liens against your account.
New Account Bonus: We generally pay the New Account Bonus by crediting your Provident Credit Union Checking account.
If Provident funded your savings account at account opening, you will receive the difference between your initial $5.00 Savings account bonus and the stated bonus within 120 days of account opening.
We may report the value of the New Account Bonus to the IRS and any applicable taxes are the responsibility of the member.

[Expired] Provident CU Business Checking $300 Bonus

This $300 bonus offer is for a new Dividend Business Checking account with Provident Credit Union.

$300 bonus offer has no listed expiration date
Dividend Business Checking is eligible for the offer
Application will trigger a Soft Pull, which does not affect your credit
Direct Deposit will not be required for the offer
Use promo code 9982 for the offer

Learn More

Competitive tiered rate of dividends
Business debit card
Business checks
Overdraft Protection1
No monthly or annual fees
No monthly deposit and withdrawal limit
No monthly cash limits
Free online and mobile banking, e-Deposit, bill pay, transfers, and much more

Account Features

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How To Earn The $300 Bonus

Use the Business Account Application [pdf] to open a new account. Then bring your completed application to your local Provident branch. Remember to use promo code 9982.
The minimum deposit to open a Dividend Business Checking account is $100.00
To earn the $300 New Business Account Bonus, simply do these three things for two months, starting the month following your account opening:
1. At least $2,500 in total deposits to a Dividend Business Checking Account within the first 60 days of account opening
2. Make purchases of $300 or more using a Provident Business debit card
3. Enroll in online banking and e-Documents with valid email address

Fine Print

You must be a new business member, 18 or older and reside in California.
You are not eligible if you are a current owner on a Provident Credit Union business account or if you have been an owner on a Provident Credit Union business account within the last six months.
One New Business Account Bonus per business.
To be eligible, you must open a Dividend Business Checking Account.
All other checking accounts are not eligible for the bonus.
You must fund your Business Checking account within the first 60 days of account opening with a minimum deposit of $100.
If you fail to fund your Checking account within the first 60 days you are no longer eligible for the New Business Account Bonus and your account(s) will be closed.
In order to qualify for your New Business Account Bonus your account must be active and in good standing for two consecutive months following the month that your Dividend Business Checking account is opened.

[Expired] Provident Roundup Savings Program $250 Bonus

Here’s a way to get you into the right path to saving money AND earn yourself a $250 bonus.

It’s called the Roundup Savings Program and you’ll need a Checking account, a Round Up Savings account, and a debit card from Provident to take part.

Basically, all you need to do is use your debit card for your everyday purchases. Each purchase will be rounded up to the nearest dollar and that difference will be transferred from your Checking account to your Roundup Savings account. So, if you make a $1.25 purchase, 75 cents will then be transferred to your Savings account.

But, it’s your own money, so how are you benefiting aside from being forced to practice good savings habits?

The answer is this – Provident will match 100% of your round up transactions for the 1st three months. So, as in the example above, you would get a bonus 75 cents deposited into your Savings.

Once the 1st three month period passes, they will still match 5% of each transaction. You can earn up to $250 per year, every year. (Super Reward Checking is not eligible for matching.)

Learn More

Details About The Round Up Savings Program:

Eligible transactions are aggregated and transferred to the Round Up account at the end of each day.
Transfer to and from your Round Up account any time.
Your match bonus will be credited on your anniversary date (or on the next business day after that).
Matching occurs on the rounded transaction amounts only.
Enrollment is only available via Account Manager (online banking).
Fresh Start Checking and Health Savings Accounts are not eligible for enrollment.
Only debit card PIN and signature based transactions are eligible.
Must be enrolled in e-Documents.

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