Provident Credit Union Checking & Savings $150, $250, $300, $500 Bonuses

Get the latest bonuses and promotions from Provident Credit Union for Checking, Savings and Business Accounts here. Long-running promotions are worth $150 to $300 in value.

Established in 1950 and headquartered in Redwood City, California, Provident Credit Union has around 20 locations in the state.

See our bank offers page for other offers. Top offers can be found from TD Bank, Chase Bank, Bank of America, BBVA, HSBC Bank, and many more.

Provident Credit Union’s Super Reward Checking often offers good rates for a Checking account, but you’ll want to use our guides for the best rates on Savings/Money Market and CD accounts.

We’ll review the current offers below.

Provident Credit Union $50/$150 Personal/Business Checking Bonus & Up To $200 In Yearly Referrals

• What you’ll get: Up to $200 in referral bonuses yearly
• Where it’s available: CA
• How to earn it:
  • You earn $50 per referral, up to $200 yearly.
  • Your referrals get a $50 bonus for a new Personal Checking account and a $150 bonus for a new Business Checking account.
  • If you don’t have a Provident CU account yet, sign-up here.
  • Once you have an account you can start making referrals (register here).
  • $50 For You, $50 For Them – Provident Credit Union Personal Checking Account. Get a $50 Visa Reward Card when your friend opens a new Provident Credit Union personal checking account and completes the following:
    • Has one (1) or more debit card or credit card purchases totaling at least $300, AND
    • Has one (1) or more direct deposits or automatic credits totaling at least $500, AND
    • The account must be open and in good standing for a minimum of 60 days.
  • $50 For You, $150 For Them – Provident Credit Union Business Checking Account. Get a $50 Visa Reward Card when your friend opens a new Provident Credit Union business checking account and completes the following:
    • Has one (1) or more debit card or credit card purchases totaling at least $400, AND
    • Has one (1) or more direct deposits or automatic credits totaling at least $500, AND
    • The account must be open and in good standing for a minimum of 60 days.
• When it expires: Not listed

There are several offers I’d recommend comparing this one to. A few great entry level Checking accounts with bonus offers include the Bank of America Advantage Plus Banking^® ($100 bonus), TD Bank Convenience Checking^SM ($150 bonus), BBVA Free Checking & Savings (up to $250 bonus) and HSBC Premier Checking (up to $600 bonus).

[Expired] Provident Credit Union $300 Checking Bonus

• What you’ll get: $300
• Where it’s available: CA only
• How to earn it:
  • Use promo code 1019
  • Open a new account and do the following for two months, starting the month following account opening:
    • Make purchases of $400 or more using a Provident debit and/or credit card
    • Have direct deposits or automatic credits of at least $500
    • Enroll in online banking and e-Documents with valid e-mail address
• When it expires: 2/28/2021

I’d recommend comparing this offer with other popular ones like these:

How To Earn The Bonus

[Expired] Provident Credit Union $300 Checking Bonus

• What you’ll get: $300 bonus
• Where it’s available: CA only
• How to earn it:
  • Earn $300 when you deposit $10,000 or more of new money into a new checking account, and maintain a $10,000 balance for three consecutive months following the month that your account is opened.
• When it expires: Not listed

How To Earn The Bonus

[Expired] Provident CU Business Checking $300 Bonus

This $300 bonus offer is for a new Dividend Business Checking account with Provident Credit Union.

• $300 bonus offer has no listed expiration date
• Dividend Business Checking is eligible for the offer
• Application will trigger a Soft Pull, which does not affect your credit
• Direct Deposit will not be required for the offer
• Use promo code 9982 for the offer

Compare with other top Business Checking bonuses here, including a $300 Business Checking bonus from Chase.

How To Earn The $300 Bonus

• Use the Business Account Application [pdf] to open a new account. Then bring your completed application to your local Provident branch. Remember to use promo code 9982.
• The minimum deposit to open a Dividend Business Checking account is $100.00
• To earn the $300 New Business Account Bonus, simply do these three things for two months, starting the month following your account opening:
  1. At least $2,500 in total deposits to a Dividend Business Checking Account within the first 60 days of account opening
  2. Make purchases of $300 or more using a Provident Business debit card
  3. Enroll in online banking and e-Documents with valid email address

Fine Print

• You must be a new business member, 18 or older and reside in California.
• You are not eligible if you are a current owner on a Provident Credit Union business account or if you have been an owner on a Provident Credit Union business account within the last six months.
• One New Business Account Bonus per business.
• To be eligible, you must open a Dividend Business Checking Account.
• All other checking accounts are not eligible for the bonus.
• You must fund your Business Checking account within the first 60 days of account opening with a minimum deposit of $100.
• If you fail to fund your Checking account within the first 60 days you are no longer eligible for the New Business Account Bonus and your account(s) will be closed.
• In order to qualify for your New Business Account Bonus your account must be active and in good standing for two consecutive months following the month that your Dividend Business Checking account is opened.

[Expired] Provident Roundup Savings Program $250 Bonus

Here’s a way to get you into the right path to saving money AND earn yourself a $250 bonus.

It’s called the Roundup Savings Program and you’ll need a Checking account, a Round Up Savings account, and a debit card from Provident to take part.

Basically, all you need to do is use your debit card for your everyday purchases.  Each purchase will be rounded up to the nearest dollar and that difference will be transferred from your Checking account to your Roundup Savings account.  So, if you make a $1.25 purchase, 75 cents will then be transferred to your Savings account.

But, it’s your own money, so how are you benefiting aside from being forced to practice good savings habits?

The answer is this – Provident will match 100% of your round up transactions for the 1st three months. So, as in the example above, you would get a bonus 75 cents deposited into your Savings.

Once the 1st three month period passes, they will still match 5% of each transaction. You can earn up to $250 per year, every year. (Super Reward Checking is not eligible for matching.)

Details About The Round Up Savings Program:

• Eligible transactions are aggregated and transferred to the Round Up account at the end of each day.
• Transfer to and from your Round Up account any time.
• Your match bonus will be credited on your anniversary date (or on the next business day after that).
• Matching occurs on the rounded transaction amounts only.
• Enrollment is only available via Account Manager (online banking).
• Fresh Start Checking and Health Savings Accounts are not eligible for enrollment.
• Only debit card PIN and signature based transactions are eligible.
• Must be enrolled in e-Documents.