Provident Credit Union Checking & Savings $50, $150, $250, $300, $500 Bonuses

• Use promo code 9772
• Open a new account and do the following for two months, starting the month following account opening:
  • Make purchases of $400 or more using a Provident debit and/or credit card
  • Have direct deposits or automatic credits of at least $500
  • Enroll in online banking and e-Documents with valid e-mail address

• Free overdraft protection
• Round Up Savings Program: This optional account is a simple, easy, and automatic way to save your hard earned money or pay down debt. 

The Simply Free Checking and Super Reward Checking accounts have no monthly fees.

• $25 Minimum deposit required to open. 
• Must be 18 years or older to qualify.
• Limit 1 (one) Super Reward Checking account per membership.
• Automatic or electronic payments using your checking account and routing number are not considered purchases.
• By providing your payee with your debit or credit card number, your posted automatic payments will be counted as eligible purchases. Some bill payments will meet the monthly requirement for an ACH debit or credit transaction.
• Debit card cash-back amounts and cash advances on credit cards do not count towards qualifications.
• Only one Visa credit card can have its purchases count towards your qualifications each month (whichever one that is selected on the account on the last business day of the month).
• You must be a new Provident Credit Union member, 18 or older and reside in California.
• You are not eligible if you are a current owner or signer on a Provident Credit Union personal or business account or if you have been an owner or signer on a Provident Credit Union personal or business account within the last two years.
• One New Account Bonus per household/business.
• To be eligible, you must open one of the following checking accounts: Super Reward Checking, Provident Checking or Simply Free Checking; all other checking accounts are not eligible for the bonus.
• New Account Bonus offer may expire anytime.
• This offer cannot be combined with any other offers.
• The minimum balance for the Membership Savings account is $5.00.
• You must fund your Checking account within the first 60 days of account opening with a minimum deposit of $25.
• If you fail to fund your Checking account within the first 60 days you are no longer eligible for the New Account Bonus and your account(s) will be closed.
• In order to qualify for your New Account Bonus your account must be active and in good standing for two consecutive months following the month that your account is opened.
• All qualifying purchases and transactions referred to as “per month” or “monthly” only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date.
• Your account is deemed active by: (1) making purchases of $300 or more using a debit and/or credit card per month, AND (2) performing monthly direct deposits or automatic credits of at least $500 into your checking account, AND (3) enrolling in Provident’s online banking service and e-Documents with valid e-mail address.
• If your account remains inactive after 90 days from account opening you are no longer eligible for the New Account Bonus.
• Your account is in good standing if you: (1) demonstrate responsible account management—such as making regular deposits to bring your account to a positive end of day balance at least once every 30 days (including the payment of all credit union fees and charges); (2) avoid excessive overdrafts suggesting the use of Courtesy Pay Overdraft as a continuing line of credit; (3) there are no legal orders, levies or liens against your account.
• New Account Bonus: They generally pay the New Account Bonus by crediting your Provident Credit Union Checking account.
• If Provident funded your savings account at account opening, you will receive the difference between your initial $5.00 Savings account bonus and the stated bonus within 120 days of account opening.
• They may report the value of the New Account Bonus to the IRS and any applicable taxes are the responsibility of the member.

Earn $300 when you deposit $10,000 or more of new money into a new checking account, and maintain a $10,000 balance for three consecutive months following the month that your account is opened.

All Provident Credit Union checking accounts include these great features:

• Free Visa® debit card that can be used with digital wallets including Apply Pay, Google Pay, Samsung Pay, and Visa Checkout
• Free online and mobile access to manage your accounts on the go
• Surcharge-free ATM network that includes over 30,000 CO-OP® and 23,000 MoneyPass® locations
• e-Deposit to make check deposits with your mobile phone
• Zero Liability Fraud Protection Guarantee reimburses you 100% for any unauthorized electronic transactions made on your account

Their Super Reward Checking account has no monthly fees or minimum balance requirements.

• In order to qualify for your New Account Bonus your account must be active and in good standing for two consecutive months following the month that your account is opened.
• All qualifying purchases and transactions referred to as “per month” or “monthly” only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date.
• Your account is deemed active by: (1) making purchases of $300 or more using a debit and/or credit card per month, AND (2) performing monthly direct deposits or automatic credits of at least $500 into your checking account, AND (3) enrolling in Provident’s online banking service and e-Documents with valid e-mail address.
• If your account remains inactive after 90 days from account opening you are no longer eligible for the New Account Bonus.
• Your account is in good standing if you: (1) demonstrate responsible account management—such as making regular deposits to bring your account to a positive end of day balance at least once every 30 days (including the payment of all credit union fees and charges); (2) avoid excessive overdrafts suggesting the use of Courtesy Pay as a continuing line of credit; (3) there are no legal orders, levies or liens against your account.
• New Account Bonus: We generally pay the New Account Bonus by crediting your Provident Credit Union Checking account.
• If Provident funded your savings account at account opening, you will receive the difference between your initial $5.00 Savings account bonus and the stated bonus within 120 days of account opening.
• We may report the value of the New Account Bonus to the IRS and any applicable taxes are the responsibility of the member.