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FNBO Amtrak Credit Card is offering 40,000 bonus points after making at least $1,000 in purchases within the first 3 billing cycles of account opening.
Update 3/15/23: The offer increased from 30,000 bonus points to 40,000.
Offer Details
Get up to 40,000 bonus points with the new Amtrak credit cards from FNBO. The Amtrak Guest Rewards Preferred Mastercard ($99 annual fee) has a 40,000 points offer after making at least $1,000 in purchases within the first 3 billing cycles of account opening. The Amtrak Guest Rewards Mastercard (no annual fee) has a 12,000 bonus points offer after making at least $1,000 in purchases within the first 3 billing cycles of account opening.
About The Amtrak Guest Rewards Preferred Mastercard
- 3 points per $1 spent on Amtrak travel purchases, including onboard purchases
- Earn 2 points per $1 spent on dining and travel, including transit and rideshare
- Earn 1 point per $1 spent on all other qualifying purchases
- Round-trip companion coupon upon account opening and card anniversary
- One-class upgrade upon account opening and card anniversary
- Station lounge pass upon account opening and card anniversary
- 20% rebate on Amtrak onboard food and beverage purchases in the form of a statement credit
- 5% point rebate when you book Amtrak reward travel
- Earn tier status faster with 1,000 TQPs (Tier Qualifying Points) each time you make $5,000 in qualifying purchases
- World Mastercard® benefits including exclusive offers on ride-sharing, food delivery, online shopping, and more, as well as protection from identity theft and fraudulent purchases
- Points never expire as long as your account remains open
- No limit on how many points you can earn as long as your account is open
- No foreign transaction fees
- $99 annual fee
About The Amtrak Guest Rewards Mastercard
- 2 points per $1 spent on Amtrak travel purchases, including onboard purchases
- Earn 2 points per $1 spent on dining purchases
- Earn 1 point per $1 spent on all other qualifying purchases
- Receive a 10% rebate on Amtrak onboard food and beverage purchases
- World Mastercard® benefits including exclusive offers on ride-sharing, food delivery, online shopping, and more, as well as protection from identity theft and fraudulent purchases
- Points never expire as long as your account is open
- No limit on how many points you can earn as long as your account is open
- No foreign transaction fees
- No annual fee
Bottom Line
Bank of America stopped accepting applications for the old Amtrak Guest Rewards credit card last year.
Amtrak has chosen First National Bank of Omaha (FNBO) to give existing credit card holders a new credit card program and service.
The new Amtrak Guest Rewards Mastercard, which used to be called the Amtrak Guest Rewards Platinum Mastercard, will still not have any fees. The Amtrak Guest Rewards Preferred Mastercard, which used to be called the Amtrak Guest Rewards World Mastercard, will now have an annual fee of $99.
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