MoneyGram Sign Up Bonus: 100% Fee Discount On Money Transfers

Introduction: Maximize Your MoneyGram Experience

Are you tired of high fees eating into your money transfers? MoneyGram, the world’s second-largest money transfer provider, is here to change that narrative. With a blend of online convenience and global reach, MoneyGram is known for its commitment to making international money transfers both fast and affordable. Imagine sending money to loved ones or for business purposes without the burden of extra costs.

Today, we’re diving into how you can leverage MoneyGram’s sign-up bonuses, referral programs, coupons and rewards to enjoy 100% fee discounts and more.

Recent Updates

• Update 4/3/2024: These money transfer offers are still available.
• Update 1/25/2023: New deal for 100% off online fees added below.

MoneyGram is also partnered with Rakuten and other cash back shopping services. Be sure to activate one to save more.

READ MORE: ALSO SEE PROMOTIONS FOR WISE, CASH APP AND REMITLY. SEE ALL MONEY TRANSFER OFFERS HERE.

MoneyGram Zero-Fee Transfer Referral Program

If you have a MoneyGram account you can earn zero-fee money transfer for you and your friends. Make money transfer more affordable by using the link below to sign up and earn free transfers.

See the offer at the link below.

MoneyGram Zero-Fee 1st Transfer Through Referral

You can use our referral link below to have your first MoneyGram money transfer zero-fee.

MoneyGram Get 20% – 40% Fee Discounts

MoneyGram has a rewards program called Plus+ Rewards where you can save on their fees. You’ll get a 20% off welcome gift fee discount on your second transaction after enrollment. Then, you’ll get a 40% off fee discount after every 5th transaction, which is applied to the next transaction.

Once you log in, you’ll find the “Plus Rewards” menu with all the info.

READ MORE: GET A $20 OFF BONUS WITH THIS OFFER FROM REMITLY MONEY TRANSFER SERVICES

MoneyGram: In A Nutshell

TRENDING DEAL:

Maximize Your Money with the Axos One High-Interest Checking & Savings Bundle!

Unlock financial growth with the Axos One Bundle! Earn high interest with an impressive 4.31% APY on your savings and enjoy a solid 0.51% APY on your checking balance—all in one...Show More

Unlock financial growth with the Axos One Bundle! Earn high interest with an impressive 4.31% APY on your savings and enjoy a solid 0.51% APY on your checking balance—all in one streamlined package. Perfect for those who want to maximize their money, Axos One combines the flexibility of a checking account with the earning power of a high-interest savings account. Simplify your banking while watching your savings grow faster with Axos Bank's convenient, tech-savvy approach.


Disclaimers:

The Annual Percentage Yield (APY) is accurate as of 12/5/2025. The base and promotional interest rate and corresponding APY for Axos ONE® Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE® Savings is variable and is set at our discretion. Axos ONE® Savings is a tiered variable rate account. Axos ONE® Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. After the accounts are opened, the amount of incentive earned will depend on meeting the additional requirements outlined below.The Axos ONE® Checking account will earn a base rate of 0.00% APY. The Axos ONE® Savings account will earn a base rate of up to 1.00% APY.Axos ONE® accounts are eligible to receive a promotional APY for each statement cycle where the promotional criteria are met during the Qualification Period. To receive the promotional APY on both Axos ONE® Checking and Axos ONE® Savings, the Axos ONE® Checking account must meet both of the requirements in either Option 1 or Option 2 below during the Qualification Period:Option 1Your Axos ONE® Checking account has received monthly qualifying direct deposits of at least $1,500 in total.The average daily balance of your Axos ONE® Checking account is at least $1,500.Option 2Your Axos ONE® Checking account has received monthly qualifying deposits of at least $5,000 in total.The average daily balance of your Axos ONE® Checking account is at least $5,000.If both of the requirements in either Option 1 or Option 2 above are met during the Qualification Period:The Axos ONE® Checking account will earn a promotional rate of 0.51% APY for the statement cycle in which the requirements are met.The Axos ONE® Savings account will earn a promotional rate of up to 4.31% APY for the statement cycle in which the requirements are met.The Qualification Period begins on the first business day of the month and runs through the 25th of the month. If the 25th of the month is followed by a non-business day, the average daily balance will be calculated including the following non-business day(s). Any qualifying deposits or qualifying direct deposits received after the 25th of the month will count toward the next Qualification Period. The Qualification Period for new accounts will begin on the day the account is approved. New accounts opened on or after the 25th of the month will be eligible to earn the promotional APY starting in the following month.A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, Disability, etc. International paychecks, international government benefits, other deposits (i.e., online banking transfers, ATM and mobile check deposits, etc.), or person-to-person payments are not considered a direct deposit.Qualifying deposits only include deposits from the following eligible sources: (i) ACH transfers from external accounts, (ii) inbound wire transfers from external accounts, (iii) check deposits. Qualifying deposits do not include: (i) transfers internal to the bank (i.e., transfers between an account holder’s Checking and/or Savings account), (ii) interest payments, (iii) promotional bonuses, (iv) credits, reversals, and refunds.Both accounts must be in an open and active status on the 25th of the month and on the date the interest is paid to receive the promotional APY for that statement cycle. If either account closes during the Qualification Period, neither account will be eligible to earn the promotional APY for that statement cycle. Account transactions may take one or more business days from the transaction date to post to the account.
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Up To 4.31% APY

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MoneyGram: How It Works

Transferring money with MoneyGram is simple and easy. Along with typical transfer methods, the company also offers home delivery and the option to send to a debit card or mobile wallet.

Sending Methods

You can send money online, in person at any of MoneyGram’s agent locations, via MobilePass, or by MoneyGram Sendbot, a Facebook Messenger app.

Receiving Methods

You can receive money by:

• Picking it up from one of the 350,000 MoneyGram locations around the world
• Bank account deposit
• Mobile wallet deposit
• Inmate county, state or federal correctional account deposit

Sending Money Step-By-Step

All you’ll need to send money is your recipient’s full name, how much you want to send and where the money will be sent to. After setting up your MoneyGram account, you can choose to send your money as a cash or online transfer.

• Cash transfers. Find a MoneyGram agent, bring identification (passport or driver’s license) and fill out the money transfer form. Afterwards, contact your recipient and give them the reference number.
• Online transfers. Log into your MoneyGram account, input the amount you’re transferring and accept the quote. You’ll need to send MoneyGram the funds, and the company will in turn send it to your recipient.

Tracking Your Transfer

You can do this in two ways. With the first option, log into your MoneyGram account online and view your transaction history. If you’re the recipient, you can use the transaction reference number or transaction authorization number and use the Track a Transfer tool on the MoneyGram website.

Additional Services

MoneyGram also offers money orders, bill payment and mobile top-up.

• Money orders. MoneyGram was originally built on this service when it was founded in 1940. While the company still offers money orders, it only represents a small fraction of the company’s total revenue. Money orders are only available at certain agent locations in the United States.
• Bill payment. This service allows you to pay bills from over 13,000 companies. Payment types with MoneyGram include the following:
  • Mortgage
  • Auto finance
  • Cable & satellite
  • Child Support Services
  • Collections
  • Credit card (only at agent locations)
  • Health care
  • Inmate
  • Insurance
  • Mobile phone top-up
  • Phone bill
  • Prepaid credit cards (only at agent locations)
  • Rent
  • Tolls
  • Taxes
  • Utility Bills (electric, gas, sewer & water)
• Mobile top-up. Thanks to its partner TransferTo, you can top up prepaid mobile phones of more than 350 mobile carriers in over 100 countries across the globe. Pay at MoneyGram agent locations in the United States or online from any country in the world.

READ MORE: GET CASH, PRIZES AND MORE WITH THESE REFERRAL DEALS

My Impressions

A top money transfer provider, MoneyGram has an extensive network all over the world. What sets it apart is the speed in which it delivers. However, you should look elsewhere if transferring at the lowest cost is your priority. I personally like using Wise or Remitly.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

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