July 11, 2025 7:21 am CDT
MoneysMyLife
SUBSCRIBE
  • Home
  • Bank Bonuses
    • Featured Bank Offers
      • BMO Bonuses
      • Chase Bonuses
      • Axos Bank Bonuses
      • KeyBank Bonuses
      • Live Oak Bank Bonuses
      • Upgrade Bonuses
    • Best Bank Bonuses
    • Best Bank Bonuses w/o Direct Deposit
    • Best Free Business Checking Accounts
    • Best Savings Rates
    • Best CD Rates
    • All Bank Bonuses
  • Investing Offers
    • Best Crypto Bonuses (Free BTC & More)
    • Best Investment Research Tools
    • Best Brokerage Offers
    • Best Real Estate Offers
    • Best Robo-Advisor Offers
    • Best Stock Brokers
    • All Investing Offers
  • Deals & Sign Up Bonuses
    • Best Referral & Sign Up Bonuses
    • Best Cash Back Shopping
      • Best Cash Back Shopping Bonuses
      • TopCashback $25 Exclusive Sign Up Bonus
      • Rakuten $30/$40 Sign Up Bonus
      • RebatesMe $45 Welcome Offer
    • Best Mattress Discounts & Coupons
    • Best Contests & Sweepstakes
    • Best Amazon Coupons & Deals
    • Best Freebie Deals
    • All Deals
  • Money Guides
    • Guide to Bank Bonuses
    • Guide to Investment Research
      • Guide to Seeking Alpha
      • Guide to Interactive Brokers
      • Guide to Investment Research Tools
    • Guide to Cash Back Shopping Apps
    • Guide to Student Loan Repayment Strategies
    • Guide to Get-Paid-To (GPT)
    • Financial Calculators
    • All Money Guides & Tips
No Result
View All Result
MoneysMyLife
  • Home
  • Bank Bonuses
    • Featured Bank Offers
      • BMO Bonuses
      • Chase Bonuses
      • Axos Bank Bonuses
      • KeyBank Bonuses
      • Live Oak Bank Bonuses
      • Upgrade Bonuses
    • Best Bank Bonuses
    • Best Bank Bonuses w/o Direct Deposit
    • Best Free Business Checking Accounts
    • Best Savings Rates
    • Best CD Rates
    • All Bank Bonuses
  • Investing Offers
    • Best Crypto Bonuses (Free BTC & More)
    • Best Investment Research Tools
    • Best Brokerage Offers
    • Best Real Estate Offers
    • Best Robo-Advisor Offers
    • Best Stock Brokers
    • All Investing Offers
  • Deals & Sign Up Bonuses
    • Best Referral & Sign Up Bonuses
    • Best Cash Back Shopping
      • Best Cash Back Shopping Bonuses
      • TopCashback $25 Exclusive Sign Up Bonus
      • Rakuten $30/$40 Sign Up Bonus
      • RebatesMe $45 Welcome Offer
    • Best Mattress Discounts & Coupons
    • Best Contests & Sweepstakes
    • Best Amazon Coupons & Deals
    • Best Freebie Deals
    • All Deals
  • Money Guides
    • Guide to Bank Bonuses
    • Guide to Investment Research
      • Guide to Seeking Alpha
      • Guide to Interactive Brokers
      • Guide to Investment Research Tools
    • Guide to Cash Back Shopping Apps
    • Guide to Student Loan Repayment Strategies
    • Guide to Get-Paid-To (GPT)
    • Financial Calculators
    • All Money Guides & Tips
SUBSCRIBE
No Result
View All Result
MoneysMyLife
No Result
View All Result
Home Other

MaxiFi Planner Review: Holistic Planning for Your Financial Future

Diana Mason by Diana Mason
October 26, 2022 2:13 am CDT
in Other
0
Earn a $300 cash bonus with BlueVine!
Rakuten Referral banner

The market is riddled with financial software that can help you with budgeting, saving money for your kid’s college and even living your dream retirement. So what makes MaxiFi Planner different? The app takes the guesswork out of financial planning, letting you build a lifetime financial road map to maintaining a stable living standard from now through retirement. Keep reading for everything you need to know about MaxiFi Planner.

Click here for the best personal finance apps.

MaxiFi Planner Features

MaxiFi Planner is basically a financial planner in web-based software form. The program has a simple, user-friendly interface for entering your information and gives you detailed yet easy-to-understand reports.

Like other personal finance apps, MaxiFi provides a holistic view of your finances to give you an accurate estimate of your savings. The software takes it a couple steps further and projects how your savings might look into retirement if you maintained the same standard of living throughout your life. With MaxiFi, you’ll be able to see what you can spend and withdraw in retirement. Here’s how it works:

  1. Create a base plan. Using your current financial information, MaxiFi will create a base financial plan for you. You can return to your base assumptions at any time and easily make changes to your information as needed.
  2. Analyze your base plan. MaxiFi calculates what you can spend over the course of your life, from this year onward. This spending power should be enough to provide you and your family a consistent living standard year after year.
  3. Maximize your base plan. MaxiFi analyzes your information using thousands of different scenarios to find the one that maximizes your annual living standard path from your current age to your maximum age of life. In comparison, most financial planning only focus on retirement, which you might not live to see.
  4. Track your optimized plan. MaxiFi provides on-going, real-time progress tracking. You can monitor your results from your desktop, tablet or smartphone, and you can export your detailed financial plan as a PDF or Excel file.

Your optimized financial plan offers advice – recommendations for small changes – that have the potential to add up to hundreds of thousands of extra dollars to your discretionary spending capacity. These suggestions might include:

  • The best time to apply for your social security benefits.
  • The most tax efficient retirement withdrawal start date.
  • Whether or not to tap your Roth or non-Roth accounts first.
  • The most beneficial time to withdraw tax free vs. taxable retirement accounts during retirement.

You can also manually explore how small changes might affect your spending capacity, such as switching jobs, moving to a lower-tax state, working longer, and etc.


MaxiFi Planner Pricing

MaxiFi Planner is available for individual investors and professional financial advisors:

MAXIFI PLANNER
STANDARD
MAXIFI PLANNER
PREMIUM
MAXIFI PLANNER
PRO
For individual investorsXX
For professional financial advisorsX
1st year cost$99$139$499
Annual cost at renewal$79$99$379
Comprehensive planningXXX
Run unlimited reportsXXX
Monte Carlo risk analysisXX
Contingency planningXX
Compares safe/risky strategiesX
Handles multiple clientsX
Customized report cover pageX

MaxiFi Planner Limitations

Before signing up for MaxiFi Planner, keep the following in mind:

  • MaxiFi does not connect to banks or other financial institutions. You’ll have to enter your spending and account balances manually.
  • MaxiFi does not provide live customer service. If you need help, you’ll have to submit an email form.

Bottom Line

MaxiFi Planner is straightforward and easy to use. The software takes on the role of a professional financial planner and offers a holistic view of your financial future. If you’re looking for answers to questions like when to start drawing social security or which retirement account to withdraw from and at what rate, then you should consider MaxiFi Planner.

Looking for a human financial planner instead? SmartAsset gathers your financial information and goals, then matches you with a local advisor who can help you.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.

Interactive Brokers Logo Click here to see why Interactive Brokers is the #1 brokerage for serious investors!

Related


Discover more from MoneysMyLife

Subscribe to get the latest posts sent to your email.

Tags: maxifi
Tweet18Share28Share5Pin6SendShareSend
Amazon Prime Big Deal Days 2023 Amazon Prime Big Deal Days 2023 Amazon Prime Big Deal Days 2023
Diana Mason

Diana Mason

My passion for travel eventually led me away from the 9 to 5 office life and into the embrace of freelance work. Born in Cali and raised in Philly, I am a creative professional with a delightful knack for words. When I'm not gallivanting across the globe, you can find me writing (of course), teaching yoga, and dreaming of my next big adventure.

Leave a Reply Cancel reply

Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Disclaimer: These responses are not provided or commissioned by the bank advertiser, credit card issuer, hotel, airline or other entity. Responses have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. It is not the bank advertiser's or any other entity's responsibility to ensure all posts and/or questions are answered.

Your email address will not be published. Required fields are marked *

Newsletter

Get new posts by email:

Featured Articles

Seeking Alpha Discount and Free Trial Promo Codes

Seeking Alpha Discount – Best Offer of 2025 Exclusive Promo Code (Ends July 7)

July 5, 2025 2:19 am CDT

Best Checking & Savings Account Bonuses: Earn Cash With Top Bank Promotions

July 8, 2025 1:10 pm CDT

*Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card and banking companies from which MoneysMyLife.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). MoneysMyLife.com does not include all credit card and banking companies or all available credit card and banking offers. This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. This site may be compensated through the bank advertiser Affiliate Program.

© 2024 MoneysMyLife. All rights reserved.

  • About
  • Advertiser Disclosure
  • Disclaimer
  • Privacy
  • Terms
  • Contact
No Result
View All Result
  • Home
  • Bank Bonuses
    • Featured Bank Offers
      • BMO Bonuses
      • Chase Bonuses
      • Axos Bank Bonuses
      • KeyBank Bonuses
      • Live Oak Bank Bonuses
      • Upgrade Bonuses
    • Best Bank Bonuses
    • Best Bank Bonuses w/o Direct Deposit
    • Best Free Business Checking Accounts
    • Best Savings Rates
    • Best CD Rates
    • All Bank Bonuses
  • Investing Offers
    • Best Crypto Bonuses (Free BTC & More)
    • Best Investment Research Tools
    • Best Brokerage Offers
    • Best Real Estate Offers
    • Best Robo-Advisor Offers
    • Best Stock Brokers
    • All Investing Offers
  • Deals & Sign Up Bonuses
    • Best Referral & Sign Up Bonuses
    • Best Cash Back Shopping
      • Best Cash Back Shopping Bonuses
      • TopCashback $25 Exclusive Sign Up Bonus
      • Rakuten $30/$40 Sign Up Bonus
      • RebatesMe $45 Welcome Offer
    • Best Mattress Discounts & Coupons
    • Best Contests & Sweepstakes
    • Best Amazon Coupons & Deals
    • Best Freebie Deals
    • All Deals
  • Money Guides
    • Guide to Bank Bonuses
    • Guide to Investment Research
      • Guide to Seeking Alpha
      • Guide to Interactive Brokers
      • Guide to Investment Research Tools
    • Guide to Cash Back Shopping Apps
    • Guide to Student Loan Repayment Strategies
    • Guide to Get-Paid-To (GPT)
    • Financial Calculators
    • All Money Guides & Tips

© 2024 moneysmylife. All rights reserved.

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In
This website uses cookies. By continuing to use this website you are giving consent to cookies being used. Visit our Privacy and Cookie Policy.