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Mainvest (mainvest.com) is giving new investors a $20 credit when they sign up (referral link below). Get an extra $20 investor credit for each new investor you bring in, and up to $5,000 for each new business you bring in. See more referral deals here.
Mainvest is a platform for crowdfunding investments that brings together local investors and businesses that need money. Anyone, even those who aren’t accredited, can use the site to take advantage of special investment opportunities for as little as $100. Mainvest has helped local businesses raise more than $15 million through more than 450 investment opportunities. Over 96% of businesses are on track and paying investors what they said they would.
Let’s look at Mainvest and what they have to offer right now.
Mainvest Bonus: $20 New Investor Bonus
Enjoy a $20 investor credit when you use the offer link below to sign up for a Mainvest investor account and connect your bank account. No investment is required. This offer is valid for new investors only.
Mainvest Offer: $20/$5,000 Referral Bonuses
Earn a $20 investor credit for every new investor you refer who opens a Mainvest account and up to a $5,000 investor credit for every new business you refer that launches a campaign. The amount of the new business referral bonus depends on how much they set out to raise. More on the business referral program here.
Mainvest For Investors
| Investment Options | Brick-and-mortar small businesses |
| Minimum Investment | $100 |
| Investment Term | Varies, typically 5 – 10 years |
| Investor Fee | None |
| Target Returns | 10% to 25% |
| Open To | All Investors |
Mainvest is a crowdfunding platform that lets the average Joe invest in small brick-and-mortar businesses, like restaurants, salons, yoga studios, and even cannabis facilities. All you need is just $100 to invest.
Most investments offered are in the form of revenue-sharing notes, which are similar to an unsecured loan but are repaid based on business revenue. You get a percentage of the business revenue every quarter until the investment multiple is reached, with an agreement to pay the entire investment back by a certain date (regardless of revenue).
All listed businesses go through a stringent vetting process, and only 5% of companies that apply are accepted.
Mainvest investors also benefit from:
- A quick and easy sign-up process.
- In-depth data for all listed businesses, including their SEC filings, balance sheets, income statements, and financial projections.
- Direct contact with any listed businesses for further questions, if any.
- The platform does not charge investors any fees.
Mainvest for Businesses
If you’re looking to fund your business, and you’d rather not get a loan from a big bank, Mainvest can help. The site lets you raise anywhere between $20,000 to $1 million from individuals in your community. Mainvest doesn’t require a minimum credit score or credit check, nor any personal guarantees or collateral.
If you’re vetted and approved, Mainvest will help you with:
- SEC filing
- Building your profile
- Repayments
- Updating investors
- Digital marketing
- Press strategy
- Pitches
To pay back your investors, you share a fixed percentage of your revenue every quarter. The exact percentage, and all other terms, is up to you.
Mainvest charges businesses 6% of the amount raised, and it’s free to get started. You only pay when your listing is funded.
Bottom Line
Mainvest is a crowdfunding platform that connects local, small businesses looking to raise capital with accredited and non-accredited individuals.
You might also be interested in Republic. It’s another investment crowdfunding platform, but the minimum investment is even lower, just $10.
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