IdentityIQ Review: Identity Theft & Credit Protection (7 Days For $1)

Like other identity protection services, IdentityIQ monitors your credit history, public records, online activity and more, to prevent and deal with fraud. The earlier you catch an identity breach, the easier it will be to handle. Keep reading for everything you need to know about IdentityIQ.

See all the best credit monitoring services here.

IdentityIQ Features

IdentityIQ offers a wide range of services to help protect you and your family from identity theft. They’ll actively check your credit history, along with your Social Security Number, to detect suspicious activity. If IdentityIQ finds any possible abuse, they will notify you immediately and initiate the process to prevent, block or fix the issue.

Below are other key features of IdentityIQ’s service:

Credit Monitoring

IdentityIQ provides excellent credit monitoring. They’ll keep an eye out for things like personal information and address changes, new public records, new judgments and new delinquent accounts. If anything suspicious pops up, they’ll alert you right away, and their service team will help you get any inaccuracies fixed as soon as possible.

Those on higher-tier plans (more on that later) enjoy enhanced credit monitoring with alerts for 10-point fluctuations in your TransUnion score and for foreclosures, collections, charge-offs, lost or stolen cards, new tradelines, closed tradelines and more.

Dark Web Monitoring

When IdentityIQ monitors the dark web, they’ll detect if your information – name, Social Security Number, address, credit card number and etc. – is being sold on the black market.

Application Monitoring

If you have a higher-tier plan, IdentityIQ will keep track of a variety of applications – credit, cell phones, payday loans, utility and etc. – to make sure your information isn’t being used without your permission, and they’ll take action if necessary.

Criminal Records Monitoring

Unfortunately, some criminals may use your identity while they commit crimes, which leads to a criminal record with your name on it. IdentityIQ will actively check arrest records and conviction records to catch any issues (higher-tier plan).

Identity Protection & Restoration

IdentityIQ keeps an eye out and makes sure your Social Security Number isn’t being used anywhere without your knowledge. In the event that your identity is stolen, their trained and qualified staff will assist you in getting your identity back. You’ll get a dedicated case manager who will create an action plan and help you every step of the way, from contacting legal authorities and fixing your credit report to getting legal support.

Identity Theft Insurance

IdentityIQ provides up to $1 million in identity theft insurance, which covers things like reimbursement of any stolen funds, legal expenses and lost wages.

Family Protection

As long as you have a Social Security Number, you’re at risk for identity theft. That means your children are vulnerable too. Get an additional $25,000 in identity theft insurance for your kids, on top of the $1 million for you, when you opt for the highest-tier plan. This covers children up to the age of 24.

IdentityIQ Plans & Pricing

IdentityIQ has four plans to choose from, and each one is priced at a relatively affordable point. Below is a breakdown of the four plans:

	SECURE	SECURE PLUS	SECURE PRO	SECURE MAX
Monthly Pricing	$6.99	$9.99	$19.99	$29.99
Credit Scores & Reports	Daily from 1 bureau	Annually from 3 bureaus	Bi-annually from 3 bureaus	Monthly from 3 bureaus
Dark Web & Internet Monitoring	X	X	X	X
ID Theft Insurance	X	X	X	X
ID Restoration	X	X	X	X
Enhanced Credit Monitoring			X	X
Crime Monitoring			X	X
Credit Score Tracker				X
Credit Score Simulator				X
Family Protection				X
Fraud Restoration				X

Bottom Line

If you’re concerned about identity theft, IdentityIQ is a solid solution. They offer a lot of the same features as the competition and at a great price.

You might want to consider Identity Guard as well. The identity protection service uses artificial intelligence to predict what digital habits make you vulnerable to identity theft. They’re currently offering up to a 33% discount as a welcome bonus.

READ MORE: SEE THE BEST BANK BONUSES HERE AND THE BEST INVESTING BONUSES HERE.